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HomeFlood Insurance AgentsKentucky › Hopkinsville

Find Flood Insurance Agents Near You in Hopkinsville, KY

Browse flood insurance agents serving Hopkinsville, Kentucky. Updated 2026-07-14.

The top-rated flood insurance agent in Hopkinsville, Kentucky is Steve Crisp - State Farm Insurance Agent, rated 5.0 stars across 742 reviews. Other highly rated options include Michael Venable - State Farm Insurance Agent, Shelter Insurance, Kentucky Farm Bureau Insurance. This directory lists 20 flood insurance agents serving Hopkinsville.

Showing 20 flood insurance agents in Hopkinsville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Crisp - State Farm Insurance Agent3247 Lafayette Rd(270) 885-3139
2Michael Venable - State Farm Insurance Agent1107 S Virginia St(270) 885-0063
3Shelter Insurance1211 Skyline Dr(270) 632-1307
4Kentucky Farm Bureau Insurance250 Burley Ave(270) 885-3276
5Tom Bell - State Farm Insurance Agent205 Bill Flynn Blvd(270) 885-2982
6Pollock-Christian County Insurance710 W 15th St(270) 518-5646
7Kristy Walker: Allstate Insurance4447 Canton Pike(270) 707-0404
8Legacy Insurance - KY2512 Fort Campbell Blvd # C(270) 975-3133
9Kentucky Farm Bureau Regional Claims Office1810 E 9th St(270) 886-8123
10Charlie Henderson - State Farm Insurance Agent2919 Fort Campbell Blvd Ste B(270) 885-2230
SC
3247 Lafayette Rd
Steve Crisp - State Farm Insurance Agent
Flood Insurance Agent · Hopkinsville, KY

Steve Crisp - State Farm Insurance Agent serves the Hopkinsville, Kentucky area, specializing in flood insurance coverage. The agency assists local homeowners and businesses with understanding their flood risk and securing policies that protect property. Flood insurance is essential in this region due to changing weather patterns and proximity to waterways. The team helps clients review their needs and navigate the National Flood Insurance Program. Services include analyzing property location for flood zone designation and arranging policies to cover structural damage and contents.

MV
1107 S Virginia St
Michael Venable - State Farm Insurance Agent
Flood Insurance Agent · Hopkinsville, KY

Michael Venable - State Farm Insurance Agent in Hopkinsville, KY, provides flood insurance services that help protect properties against water damage from rising waters and heavy storms. The agency assists clients in selecting suitable coverage plans and reviews existing policies to ensure adequate protection over time. Services include guidance on filing claims and adjusting coverage as property values or risks change. The agency serves single-family homes, apartments, retail locations, and restaurants in the local area.

SI
1211 Skyline Dr
Shelter Insurance
Flood Insurance Agent · Hopkinsville, KY

Shelter Insurance serves homeowners, businesses, and property managers in Hopkinsville, Kentucky, by providing flood insurance agent services to help secure financial protection against rising waters and storm damage. It assists clients in navigating federal flood program requirements and policy options. Working in a region prone to heavy rains and river overflow, the agency helps residents safeguard their properties and belongings from flood-related threats. It also covers the neighboring community of Oak Grove and the wider Christian County area.

KF
250 Burley Ave
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Hopkinsville, KY

Kentucky Farm Bureau Insurance provides general property and casualty coverage with the added specialty flood insurance protection needed in the Hopkinsville area. As a flood insurance agent, the company helps clients secure policies to safeguard homes and businesses against water damage from storms and rising waterways. It serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.

TB
205 Bill Flynn Blvd
Tom Bell - State Farm Insurance Agent
Flood Insurance Agent · Hopkinsville, KY

Serving Hopkinsville and surrounding communities in Kentucky, Tom Bell - State Farm Insurance Agent is a flood insurance agent that handles residential and commercial policies to protect properties from water damage. Clients are guided through the limitations of standard homeowners insurance versus separate flood coverage. The business helps customers assess their property’s flood zone risk and choose appropriate limits. A typical job begins with a consultation to review the location’s history and then prepares a tailored policy documentation package for the client’s specific needs.

PC
710 W 15th St
Pollock-Christian County Insurance
Flood Insurance Agent · Hopkinsville, KY

Pollock-Christian County Insurance serves Hopkinsville, KY, by offering both one-time flood insurance policies for individual property transactions and recurring coverage plans that protect homes through ongoing renewals. Their work involves helping local homeowners and businesses secure flood protection that aligns with federal requirements and regional weather risks. These policies cover structural damage and contents loss from rising waters, filling a critical gap left by standard homeowners insurance. Service appointments with this agency operate on a scheduled basis, arranged to match each client’s specific documentation and policy timeline.

KW
4447 Canton Pike
Kristy Walker: Allstate Insurance
Flood Insurance Agent · Hopkinsville, KY

Specializing in flood insurance policies, Kristy Walker: Allstate Insurance helps Hopkinsville, KY property owners assess their risk of water damage from heavy storms or overflowing waterways. The agency guides clients through policy options that cover structural damage and personal belongings lost to rising water, providing routine support for existing customers who need to adjust their coverage after renovations or life changes. Year-round service is offered, and the office is particularly helpful during spring when seasonal rains often raise flooding concerns in low-lying areas.

LI
2512 Fort Campbell Blvd # C
Legacy Insurance - KY
Flood Insurance Agent · Hopkinsville, KY

Flood season in western Kentucky can bring sudden threats to properties near the creeks and low-lying areas around Hopkinsville. Legacy Insurance - KY works with residents and small business owners to assess their specific flood risk and identify appropriate National Flood Insurance Program coverage to fill protection gaps. Their process begins by listening to the client’s experience with past water damage and reviewing the property’s elevation relative to the local flood zone maps. Every consultation starts with a walkthrough of the structure and the surrounding drainage to note any vulnerabilities.

KF
1810 E 9th St
Kentucky Farm Bureau Regional Claims Office
Flood Insurance Agent · Hopkinsville, KY

Kentucky Farm Bureau Regional Claims Office handles insurance claims for policyholders in the Hopkinsville area, with a particular specialty in flood insurance agent services. It assists residents and businesses in navigating the complexities of flood coverage and claim filing. The office supports clients through the documentation and assessment process required after water damage events. Its services extend to commercial sectors, including offices, warehouses, and food service operations that need flood protection guidance.

CH
2919 Fort Campbell Blvd Ste B
Charlie Henderson - State Farm Insurance Agent
Flood Insurance Agent · Hopkinsville, KY

Charlie Henderson - State Farm Insurance Agent serves residences in Hopkinsville, KY with flood insurance policies tailored to protect homes against local water damage. Commercial coverage is also available for businesses in the surrounding area seeking financial protection from flood events. The office supports clients through the claims process and policy adjustments as flood risks change. This agent encourages follow-up service between regular visits to reassess coverage needs as conditions or property values shift over time.

HI
4057 Lafayette Rd
Higgins Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 886-3939
higginsinsurance.com
RN
3205 Lafayette Rd
Raymond Nelson Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 885-1800
rnelsoninsurance.com
HI
307 North Dr
Harbor Insurance Agency
Flood Insurance Agent · Hopkinsville, KY
(270) 881-1022
harborinsagency.com
KF
2405 Fort Campbell Blvd
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 886-5434
kyfb.com/christian/central
AI
1002 S Virginia St
Advantage Insurance Co KY
Flood Insurance Agent · Hopkinsville, KY
(502) 496-6681
TH
108 N Main St
Tatum, Hester & Burkhead Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 886-6668
tatumhesterburkhead.com
NI
305 North Dr
Northtrust Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 885-0811
northtrustinsurance.com
CI
1300 Liberty St
The Center of Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 886-3010
thecenterofinsurance.com
TL
1619 S Virginia St # 218
Tom Lovelady Insurance
Flood Insurance Agent · Hopkinsville, KY
(270) 881-3838
linkedin.com/in/hopkinsvilleadvisormattkem
SI
807 Country Club Ln ste c
Shelter Insurance - Nate Harris
Flood Insurance Agent · Hopkinsville, KY
(270) 632-1263
shelterinsurance.com/CA/agent/NATEHARRIS

What Does a a Flood Insurance Agent in Hopkinsville Cost?

Typical flood insurance costs in Kentucky range from 400 to 1,500 dollars per year for NFIP policies, depending on flood zone risk, building elevation, and coverage amount. Private market rates can be higher or lower. Premiums are set by federal guidelines for NFIP policies and vary by insurer for private policies. This is general information and not insurance advice.

About flood insurance agents in Hopkinsville

Flood insurance agents in Hopkinsville, Kentucky help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Many properties in Christian County are in designated flood zones, making local agent guidance essential for compliance and protection.

Frequently Asked Questions

Do I need flood insurance in Hopkinsville Kentucky?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rains is common in Kentucky, so many residents choose coverage.

How do I find a flood insurance agent in Hopkinsville?

You can search the Kentucky Department of Insurance website for licensed agents or ask local real estate professionals for referrals. Many independent insurance agencies in Hopkinsville offer flood policies and can compare NFIP and private options.

What does a flood insurance policy in Kentucky typically cover?

Standard NFIP policies cover up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits. Coverage includes direct flood damage but does not cover basement improvements or personal property outside the building.

Flood Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.