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Directory of flood insurance agents in Owensboro, Kentucky. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 flood insurance agents in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Hayden Agency: Allstate Insurance
700 Carlton Dr, Owensboro, KY 42303
(270) 926-7007
agents.allstate.com
T.H.E Insurance Group
745 Carlton Dr, Owensboro, KY 42303
(270) 240-1835
theinsurancegroupowensboro.com
Owensboro Insurance Agency
328 Legion Blvd W, Owensboro, KY 42303
(270) 685-5360
Shelter Insurance - Krystal Roark Caudill
2600 Veach Rd B, Owensboro, KY 42303
(270) 686-6116
shelterinsurance.com
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001
elevateyourinsurance.com
Elite Risk Advisors
111 W 3rd St Ste 2, Owensboro, KY 42303
(270) 225-4445
eliteriskagent.com
Kentucky Farm Bureau Insurance
2645 Frederica St, Owensboro, KY 42301
(270) 926-9600
kyfb.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806
emford.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268
wdinsuranceobky.com
Bennett Insurance Agency
801 Old Hartford Rd, Owensboro, KY 42303
(270) 228-2323
Nationwide Insurance: Aubrey M Beatty
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-1006
agency.nationwide.com
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975
rivercityinsuranceagency.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159
jordanmaddoxinsurance.com
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336
ohiovalleyins.com
Final Cross Insurance KY
5618 Graham Ln, Owensboro, KY 42303
(270) 216-3984
Gallagher Insurance, Risk Management & Consulting
1925 Frederica St, Owensboro, KY 42301
(270) 926-4550
assuredpartners.com
Growth Insurance KY
511 Frederica St, Owensboro, KY 42301
(270) 216-3294
Storm Insurance, LLC
3943 KY-54, Owensboro, KY 42303
(270) 685-2438
storm-ins.com
Gavin Roberts- Kentucky Farm Bureau Insurance
2645 Frederica St # 100, Owensboro, KY 42301
(270) 926-9600
kyfb.com
Flood insurance agents in Owensboro Kentucky help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Kentucky law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in designated flood zones. Owensboro sits along the Ohio River making flood insurance important for many local homeowners and businesses.
What Does a Flood Insurance Agent in Owensboro Cost?
Flood insurance costs in Kentucky vary based on your propertys flood zone elevation and building characteristics. For an NFIP policy in Owensboro annual premiums often range from 700 to 2000 dollars for a standard home in a moderate risk zone. Higher risk zones or older buildings may cost more. Private market options may offer different pricing. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Owensboro Kentucky?
Flood insurance is not required by Kentucky state law for all properties. However if your property is in a Special Flood Hazard Area your mortgage lender will likely require it. Owensboro participates in the NFIP so residents can buy federal flood insurance.
What does a flood insurance agent do in Owensboro?
A flood insurance agent helps you assess your flood risk determine your propertys flood zone and choose an NFIP or private policy. They also assist with filing elevation certificates and explaining waiting periods and coverage limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.