The top-rated flood insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Randy Watkins at Comparion Insurance Agency, Bob Boswell Jr - State Farm Insurance Agent, Amber Ison at Comparion Insurance Agency. This directory lists 23 flood insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Randy Watkins at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6697 |
| 3 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 4 | Amber Ison at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6690 |
| 5 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 6 | Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 371-0440 |
| 7 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 8 | Andrew VanSickle at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6695 |
| 9 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
| 10 | Adkisson Insurance Agency | 1511 Cavalry Dr # 101 | (859) 341-2663 |
Rollins Insurance serves the Boone County area including Florence, Kentucky, as a dedicated flood insurance agent. It helps property owners understand their flood risk and secure appropriate coverage through the National Flood Insurance Program. The company guides clients through the process of assessing a property’s flood zone designation and determining necessary policy limits. For homeowners and businesses, Rollins Insurance handles both new policy enrollment and coverage adjustments after flood map changes or property renovations. It assists with obtaining flood endorsements for existing homeowners policies.
Randy Watkins at Comparion Insurance Agency serves homeowners, businesses, and property managers in the Florence, Kentucky area. The company provides guidance on flood insurance policies to protect against water damage from heavy rains and nearby waterways. Each client’s coverage is reviewed for appropriate limits and deductibles. The agency handles claims assistance and answers policy questions. Service is also provided to communities including Union and the surrounding Boone County metro region.
Bob Boswell Jr - State Farm Insurance Agent in Florence, KY offers flood insurance policies tailored to protect property owners from water damage risks. Its service plans include annual policy reviews and claims assistance to help clients understand coverage options and navigate filing procedures. The agency works to secure appropriate protection for single-family homes, apartments, retail locations, and restaurants in the region.
Serving as a flood insurance agent in Florence, KY, Amber Ison at Comparion Insurance Agency offers specialized guidance on National Flood Insurance Program policies. Its general service work includes assessing property flood risk and navigating coverage options for homeowners and businesses. The agency helps clients understand flood zone designations and policy exclusions. This service is particularly vital during spring thaws and heavy rain seasons, when the Ohio River and local creeks pose an elevated flood threat to area residences.
C.K. Ash Insurance in Florence, KY, offers flood insurance agents to help clients choose between a one-time policy for a single property and recurring options for multiple properties or ongoing protection. Policies cover structural damage and contents from rising water, filling gaps that standard homeowners’ plans exclude. Advice centers on federal versus private carriers and flood zone ratings. Service operates on a one-time or as-needed basis, depending on client circumstances.
Comparion Insurance Agency serves clients in Florence, Kentucky, and the surrounding northern Kentucky communities. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage. It helps customers assess their specific flood risks based on local flood zone maps and property locations. To handle a typical job, the agency first reviews the property’s flood history and current coverage needs, then
Spring rains and snowmelt from the Ohio River basin can raise flood risks across Florence, Kentucky. Shepherd Insurance helps homeowners and businesses find appropriate flood coverage to protect their property from such damage. As a local flood insurance agent, this company serves the community by explaining National Flood Insurance Program options and private market alternatives. They review each client’s specific exposure to rising water, answering questions about deductibles and waiting periods. A typical first step involves scheduling a property assessment to identify drainage concerns and recommend suitable policy limits.
Based in Florence, Kentucky, Andrew VanSickle at Comparion Insurance Agency helps property owners manage the financial risks of water damage through specialized flood insurance policies. This work includes assessing a structure’s exposure based on federal flood maps and local drainage patterns. By focusing solely on this protection, the agency reinforces the value of separate coverage beyond a standard homeowners policy. Andrew VanSickle can also assist commercial sectors in the area, including offices, warehouses, and food service operations.
Barnes Insurance Group serves homeowners in Florence, KY, by securing residential flood insurance policies against water damage. The agency also handles commercial coverage for local businesses seeking property protection from flood risks. Their service area includes the Florence region and surrounding communities within the greater Cincinnati area. Clients receive ongoing support for claims and policy adjustments, with the agency providing follow-up service between regular visits to ensure continued flood protection.
What Does a a Flood Insurance Agent in Florence Cost?
The cost of flood insurance in Florence, Kentucky typically ranges from $500 to $2,500 per year for NFIP policies, depending on your flood zone, property value, and deductible. Private flood insurance may cost less or more based on risk factors. An agent can provide a customized quote. This is general information and not insurance advice.
About flood insurance agents in Florence
Flood insurance agents in Florence, Kentucky help property owners navigate the National Flood Insurance Program and private market options. Because Florence is near the Ohio River and has areas in flood zones, agents can explain the specific flood risk for your property. Kentucky law requires flood insurance for properties in high-risk areas with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Florence Kentucky?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, so an agent can help you assess your need.
How do I find a flood insurance agent in Florence?
You can search for licensed insurance agents in Boone County who specialize in flood policies. Many local agencies offer quotes for both NFIP and private flood insurance, and they can explain coverage limits and deductibles.
What does flood insurance cover in Kentucky?
Standard flood insurance covers structural damage to your building and damage to personal belongings. It does not cover basement improvements or items stored in basements, so an agent can help you understand exclusions specific to your policy.
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