Skip to main content

Compare Flood Insurance Agents in Florence, KY

Looking for a flood insurance agent in Florence? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 flood insurance agents in Florence, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rollins Insurance
7000 Houston Rd STE 8, Florence, KY 41042
(859) 781-7283 nkyinsurance.com
Bob Boswell Jr - State Farm Insurance Agent
8162 Mall Rd, Florence, KY 41042
(859) 525-1460 bobboswellinsurance.com
Randy Watkins at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6697 comparioninsurance.com
Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 371-0440 comparioninsurance.com
C.K. Ash Insurance
8620 US-42, Florence, KY 41042
(859) 384-5200 ckash.com
Amber Ison at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6690 comparioninsurance.com
Shepherd Insurance
234 Main St, Florence, KY 41042
(859) 371-7006 shepherdins.com
Andrew VanSickle at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6695 comparioninsurance.com
Barnes Insurance Group
7600 Dixie Hwy, Florence, KY 41042
(859) 586-8055 barnesins.com
Mitchell Insurance Agency
7711 Ewing Blvd #400, Florence, KY 41042
(859) 525-4006 insurance-mitchell.com
Adkisson Insurance Agency
1511 Cavalry Dr # 101, Florence, KY 41042
(859) 341-2663 adkissoninsurance.com
Kevin Rettig - GEICO Insurance Agent
7724 US-42 Suite A2, Florence, KY 41042
(859) 594-6810 geico.com
Garner Insurance Agency
7430 US-42 Suite 207, Florence, KY 41042
(859) 283-5151 garner-ins.com
Crescent Insurance LLC
6901 Burlington Pike, Florence, KY 41042
(859) 283-5433 callcrescentinsurance.com
America's Trusted Insurance Group ( ATIG ) Your Local Independent Insurance Agency
6614 Dixie Hwy ste b, Florence, KY 41042
(859) 371-8999 myatig.com
Covenant Insurance Agency
7297 Burlington Pike, Florence, KY 41042
(859) 331-5333 covinsure.com
Northern Kentucky Home Insurance Company
73 Cavalier Blvd Suite 124, Florence, KY 41042
(859) 635-2500 nkhomeins.com
Ralph Chaffin: Mitchell Insurance
7711 Ewing Blvd #400, Florence, KY 41042
(859) 760-9193 facebook.com
Safe point Insurance Florence
7205 Dixie Hwy, Florence, KY 41042
(859) 208-2753 progressiveagent.com
Trusted Insurance KY LLC
51 Cavalier Blvd, Florence, KY 41042
(859) 365-2119

Flood insurance agents in Florence, Kentucky help property owners navigate the National Flood Insurance Program and private market options. Because Florence is near the Ohio River and has areas in flood zones, agents can explain the specific flood risk for your property. Kentucky law requires flood insurance for properties in high-risk areas with federally backed mortgages.

What Does a Flood Insurance Agent in Florence Cost?

The cost of flood insurance in Florence, Kentucky typically ranges from $500 to $2,500 per year for NFIP policies, depending on your flood zone, property value, and deductible. Private flood insurance may cost less or more based on risk factors. An agent can provide a customized quote. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Florence Kentucky?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, so an agent can help you assess your need.
How do I find a flood insurance agent in Florence?
You can search for licensed insurance agents in Boone County who specialize in flood policies. Many local agencies offer quotes for both NFIP and private flood insurance, and they can explain coverage limits and deductibles.
What does flood insurance cover in Kentucky?
Standard flood insurance covers structural damage to your building and damage to personal belongings. It does not cover basement improvements or items stored in basements, so an agent can help you understand exclusions specific to your policy.