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Find Flood Insurance Agents Near You in Windsor, CO

Compare flood insurance agents in Windsor. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Windsor, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 14 flood insurance agents in Windsor, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Gabriel Garcia-Hitt
671 Academy Ct UNIT A, Windsor, CO 80550
(970) 686-6839 agents.farmers.com
Joe Unruh: Allstate Insurance
1051 Main St, Windsor, CO 80550
(970) 686-1026 agents.allstate.com
Scott Horvath - State Farm Insurance Agent
1295 Main St #6, Windsor, CO 80550
(970) 686-6161 scotthorvath.com
Scott Harper - State Farm Insurance Agent
819 Main St, Windsor, CO 80550
(970) 674-0937 agentscottharper.com
Heidi Washburn - State Farm Insurance Agent
519 Main St, Windsor, CO 80550
(970) 833-5304 sfheidi.com
Mary Agcaoili: Allstate Insurance
1039 Main St H, Windsor, CO 80550
(970) 686-1026 agents.allstate.com
Farmers Insurance - Tammy Woods
208 Main St, Windsor, CO 80550
(970) 686-6555 agents.farmers.com
LSI Insurance Agency, Inc.
401 Pointe Plz Dr Suite B, Windsor, CO 80550
(970) 674-1151 lsibrokers.com
Squires Insurance Solutions
421 Main St B, Windsor, CO 80550
(970) 686-7778 squiresinsurance.net
Brian Binder Agency Inc American Family Insurance
400 Main St B, Windsor, CO 80550
(970) 674-3223 amfam.com
Renaissance Insurance Group
1349 Water Valley Pkwy, Windsor, CO 80550
(970) 674-8825 reninsurance.com
Prosper Insurance LLC
1345-1425 Water Valley Pkwy Pk, Windsor, CO 80550
(970) 369-9114
D. Insurance Ltd.
935 Merchant Ct, Windsor, CO 80550
(970) 364-9479 jaquelynneall65411.wixsite.com
Elevate Insurance
100 2nd St, Windsor, CO 80550
(970) 988-6500 myelevateins.com

Flood insurance agents in Windsor Colorado help homeowners and businesses understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Colorado law requires that all property owners in high-risk flood zones carry flood insurance if they have a federally backed mortgage. An experienced agent can guide you through the process of obtaining a policy that meets your needs and complies with local regulations.

What Does a Flood Insurance Agent in Windsor Cost?

Typical flood insurance costs in Colorado range from 500 to 3,000 dollars per year for a standard NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private market policies can vary more widely. Factors like the age of the building and the deductible chosen also affect the premium. This information is general and not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Windsor Colorado?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even if you are not in a high-risk zone, flood insurance is recommended because 25 percent of flood claims come from low-risk areas.
What does a flood insurance agent do in Windsor?
A flood insurance agent evaluates your property's flood risk based on FEMA maps and local history. They then help you compare policies from the NFIP and private insurers to find coverage that fits your budget and needs.