The top-rated flood insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include Brightway Insurance, The Kolk Agency, A Plus Insurance, Jeff Schmidt - State Farm Insurance Agent. This directory lists 34 flood insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Dan Lewis South | 1614 S Academy Blvd Suite 110 | (719) 434-3944 |
| 2 | Brightway Insurance, The Kolk Agency | 3210 E Woodmen Rd STE 210 | (719) 599-3600 |
| 3 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 4 | Jeff Schmidt - State Farm Insurance Agent | 1230 Tenderfoot Hill Rd STE 200 | (719) 445-0070 |
| 5 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 6 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 7 | Jennifer McAdams - State Farm Insurance Agent | 1485 Garden of the Gods Rd STE 164 | (719) 528-5300 |
| 8 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 9 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
| 10 | Insurance Centers of America | 2055 Anglo Dr suite 200 | (719) 528-5400 |
State Farm: Dan Lewis South serves Colorado Springs and El Paso County, Colorado as a flood insurance agent. The company helps local homeowners and renters understand their risk for water damage in various flood zones across the region. It assists clients in selecting appropriate coverage through the National Flood Insurance Program. Policy support is provided for claims filing and documentation when flooding occurs. The agency also offers guidance on flood preparedness and mitigation measures for properties in this area.
Brightway Insurance, The Kolk Agency serves homeowners, businesses, and property managers in Colorado Springs by providing flood insurance agent services. They help clients secure coverage through the National Flood Insurance Program and private carriers for properties in flood-prone areas. Their guidance addresses policy details, flood zone designations, and coverage limits for residential and commercial structures. The agency also covers clients in surrounding areas such as Fountain, including those near the Fountain Creek corridor.
A Plus Insurance in Colorado Springs, Colorado offers both one-time flood insurance policies for immediate need and recurring annual policies for continuous protection. Coverage helps property owners safeguard homes or businesses against financial loss from flood damage. The specific terms and limits of each policy depend on the property’s risk level and location. Service for policy support and claims guidance is provided on an as-needed basis following the initial policy set-up.
Spring storms in Colorado Springs can bring rapid snowmelt and flash flooding, making preparedness essential for homeowners near creeks and drainage basins. Jeff Schmidt - State Farm Insurance Agent provides flood insurance policies that help cover structural damage and contents. This office works with residents to explain federal program coverage and policy options suited to local weather patterns. Interest in policies often peaks after heavy rainfall or when properties experience prior water intrusion. The first step in protecting a home involves scheduling a straightforward consultation to assess property risk and policy needs.
Premier Group Insurance Karen Frausto specializes in arranging flood insurance policies for properties in Colorado Springs. It works with homeowners and businesses to assess their risk of water damage and identify suitable coverage options. The agency streamlines the application process and helps clients understand policy terms, including limitations and exclusions. It provides guidance on elevating at-risk items and protecting essential documents. This service becomes particularly valuable during the spring snowmelt season when local waterways can rise rapidly and threaten low-lying neighborhoods.
ALINK Insurance Services in Colorado Springs, Colorado, assists clients in securing financial protection against property damage from rising waters. The agency focuses specifically on flood insurance, offering this specialized coverage as an additional layer of security beyond standard homeowners policies. It guides customers through National Flood Insurance Program options and private market alternatives to address local flood zone risks. The agency can provide these services for commercial sectors such as offices, warehouses, and food service operations.
Jennifer McAdams - State Farm Insurance Agent in Colorado Springs, Colorado, focuses on providing flood insurance coverage to local homeowners and renters. The area’s unpredictable weather patterns make protecting properties from water damage an important consideration for residents. This office helps clients understand policy options that align with regional flood zone risks. In addition to standard flood protection, the agency can also offer personalized consultations on adding sewer backup or sump pump overflow coverage to a home policy.
Inszone Insurance Services helps property owners in Colorado Springs manage financial risks from unexpected events. It specializes in flood insurance coverage to protect against water damage not included in standard policies. The agency can serve a variety of commercial sectors by tailoring coverage for specific property types. This includes protection for offices, warehouses, and food service locations across the region.
Westco Insurance LLC serves the Colorado Springs, Colorado, metro area, specializing in flood insurance. It helps property owners assess their flood risk and navigate National Flood Insurance Program options for residential and commercial coverage. Policies address both structural damages and personal contents, ensuring local clients have protection during severe weather events. The agency manages applications, policy adjustments, and claims support for flood-related incidents throughout the region.
What Does a a Flood Insurance Agent in Colorado Springs Cost?
Typical flood insurance costs in Colorado Springs range from 500 to 1500 per year for low to moderate risk properties through the NFIP. High-risk flood zones can see premiums of 2000 to 4000 or more annually. Private market policies may offer lower rates for some properties but often have higher deductibles. Elevation certificates and building characteristics significantly affect final pricing. This is general information and not insurance advice.
About flood insurance agents in Colorado Springs
Flood insurance agents in Colorado Springs help property owners secure coverage through the National Flood Insurance Program and private carriers. Colorado law does not require flood insurance but mortgage lenders often mandate it for homes in high-risk zones. Local agents understand the specific floodplain maps and drainage risks in El Paso County.
Frequently Asked Questions
Do I need flood insurance in Colorado Springs?
Flood insurance is not required by Colorado state law. However your mortgage lender may require it if your property is in a Special Flood Hazard Area as shown on FEMA maps. Many properties near creeks or drainage areas benefit from coverage even outside high-risk zones.
What does a flood insurance agent do for me?
A flood insurance agent helps you compare NFIP and private flood policies to find suitable coverage. They explain waiting periods which are typically 30 days for NFIP policies. They also assist with elevation certificates and claims support after a flood event.
How much does flood insurance cost in Colorado Springs?
Costs vary based on flood zone elevation and property value. NFIP policies average 700 to 1200 per year for standard homes in moderate-risk areas. High-risk zones can cost 2000 or more annually. Private insurers may offer different rates and higher coverage limits.
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