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HomeFlood Insurance AgentsColorado › Grand Junction

Find Flood Insurance Agents Near You in Grand Junction, CO

Browse flood insurance agents serving Grand Junction, Colorado. Updated 2026-07-14.

The top-rated flood insurance agent in Grand Junction, Colorado is Farmers Insurance - Jesse Dryer, rated 4.9 stars across 1,153 reviews. Other highly rated options include Insurance Planning Alternatives, Inc., Shelter Insurance - Kerry Phillips, Shelter Insurance - Carrie Konakis. This directory lists 20 flood insurance agents serving Grand Junction.

Showing 20 flood insurance agents in Grand Junction, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Jesse Dryer2777 Crossroads Blvd #2(970) 444-1111
2Insurance Planning Alternatives, Inc.2795 Skyline Ct(970) 242-7526
3Shelter Insurance - Kerry Phillips2764 Compass Dr Ste 110A(970) 314-9701
4Shelter Insurance - Carrie Konakis2478 Patterson Rd STE 19(970) 628-4888
5Insurance Advisors Agency, Inc1055 Main St(970) 255-8240
6Sterling Peaks Insurance Llc529 25 1/2 Rd suite b111(970) 314-9188
7D & D Insurance Inc155 W Rood Ave(970) 242-1415
8Bird Family Insurance Agency125 Grand Ave(970) 549-2500
9Shelter Insurance - Jordan Welch514 28 1/4 Rd UNIT 4(970) 986-8880
10FINK INSURANCE AGENCY2906 F Rd(970) 241-2422
FI
2777 Crossroads Blvd #2
Farmers Insurance - Jesse Dryer
Flood Insurance Agent · Grand Junction, CO

Farmers Insurance - Jesse Dryer serves the Grand Junction, Colorado, metro area as a flood insurance agent. This agency helps homeowners and renters secure policies that cover flood damage, which standard homeowners insurance typically excludes. It also assists property owners in assessing their flood risk based on local FEMA flood zone maps. The agent works with the National Flood Insurance Program to find appropriate coverage. Clients specifically rely on this agency for navigating flood insurance requirements for properties in designated flood hazard areas and for adjusting coverage limits to match changing property values.

IP
2795 Skyline Ct
Insurance Planning Alternatives, Inc.
Flood Insurance Agent · Grand Junction, CO

Insurance Planning Alternatives, Inc. in Grand Junction, CO provides comprehensive flood insurance agent services, including policy assessments, coverage options, and claims assistance for property owners. Their work involves evaluating flood zone risks and helping clients navigate the National Flood Insurance Program. The company’s ongoing services include reviewing policy updates and aiding with renewal processes. They serve a variety of property types, including single-family homes, apartments, retail, and restaurants in the Grand Junction area.

SI
2764 Compass Dr Ste 110A
Shelter Insurance - Kerry Phillips
Flood Insurance Agent · Grand Junction, CO

Shelter Insurance - Kerry Phillips assists homeowners, businesses, and property managers in Grand Junction, Colorado, with securing flood coverage through the National Flood Insurance Program. The agency helps clients understand flood zones, premiums, and policy requirements for financing or lease compliance. Services include reviewing existing policies and guiding property owners through the claims process after a loss. The company also serves surrounding communities, such as Fruita and Clifton.

SI
2478 Patterson Rd STE 19
Shelter Insurance - Carrie Konakis
Flood Insurance Agent · Grand Junction, CO

Shelter Insurance - Carrie Konakis serves Grand Junction and the surrounding communities in western Colorado, handling residential and commercial flood insurance policies to protect properties in flood-prone areas. This agency assists clients in understanding their flood risk and securing adequate coverage under federal and private programs. For each job, it evaluates the specific property location and flood zone history to recommend an appropriate policy that meets the client's needs and local requirements.

IA
1055 Main St
Insurance Advisors Agency, Inc
Flood Insurance Agent · Grand Junction, CO

Insurance Advisors Agency, Inc offers both one-time flood insurance consultations and ongoing policy management services, focusing on protecting properties in Grand Junction, CO against flood risks. Their coverage typically includes structural damage and personal property losses caused by rising water from rivers, heavy rains, or snowmelt common to this region. Services are available on an as-needed basis, allowing clients to request assistance when preparing for specific flood seasons or after experiencing water-related threats.

SP
529 25 1/2 Rd suite b111
Sterling Peaks Insurance Llc
Flood Insurance Agent · Grand Junction, CO

As spring rains melt the high-country snowpack around Grand Junction, local properties face increased flood risk from the Colorado River and its tributaries. Sterling Peaks Insurance Llc provides flood insurance agent services to help homeowners and businesses in the area protect their assets against rising waters and storm runoff. They guide clients through the process of securing coverage that meets local floodplain requirements and personal financial needs. A thorough initial assessment of the property is conducted to identify specific vulnerabilities and appropriate policy options.

DD
155 W Rood Ave
D & D Insurance Inc
Flood Insurance Agent · Grand Junction, CO

Located in Grand Junction, D & D Insurance Inc specializes in securing flood insurance coverage for properties in flood-prone areas of Colorado. The agency works to help homeowners, renters, and business owners understand their flood risk and obtain appropriate policies. It navigates the complexities of the National Flood Insurance Program, ensuring clients have protection against water damage. As spring snowmelt and summer storms increase flooding probabilities in the Grand Valley, the agency helps residents prepare their policies well before the rainy season begins.

BF
125 Grand Ave
Bird Family Insurance Agency
Flood Insurance Agent · Grand Junction, CO

Bird Family Insurance Agency in Grand Junction assists property owners in managing financial risk from water damage and other common perils. The agency focuses specifically on flood insurance, addressing needs beyond typical homeowners coverage to protect against rising waters and storm runoff. Their services can help secure policies for residential homes and various commercial sectors, including offices, warehouses, and food service establishments.

SI
514 28 1/4 Rd UNIT 4
Shelter Insurance - Jordan Welch
Flood Insurance Agent · Grand Junction, CO

Shelter Insurance - Jordan Welch provides residential flood insurance services in Grand Junction, Colorado, helping homeowners protect their properties from water damage risks common to the area. Commercial coverage is also available for local businesses seeking similar financial protection. The agency serves clients throughout the Grand Junction region, ensuring policies align with community flood zone requirements. After an initial policy setup, the agent offers follow-up consultations and can adjust coverage between regular visits to maintain appropriate protection as conditions change.

FI
2906 F Rd
FINK INSURANCE AGENCY
Flood Insurance Agent · Grand Junction, CO

FINK INSURANCE AGENCY, based in Grand Junction, CO, focuses on helping property owners secure flood coverage to protect against water damage. For residents and businesses near the Colorado River or in seasonal flood zones, the agency arranges policies that comply with federal requirements while addressing property-specific risks. The team explains coverage details for structures and personal belongings, making sure clients understand limitations and exclusions. In addition to standard residential plans, the agency can quote commercial flood insurance for retail or office spaces.

HL
205 N 4th St
Home Loan Insurance
Flood Insurance Agent · Grand Junction, CO
(970) 243-6600
hlic.com
MI
760 Horizon Dr #302
Moody Insurance Agency
Flood Insurance Agent · Grand Junction, CO
(970) 248-8300
moodyins.com
3I
360 Grand Ave #201
360 Insurance and Greenfields Life - Gillespie Carroll Agency
Flood Insurance Agent · Grand Junction, CO
(970) 639-2600
insurancegrandjunctionco.com
JC
2710 Patterson Rd A
Jeff Crandell Agency, Inc. American Family Insurance
Flood Insurance Agent · Grand Junction, CO
(970) 257-1160
amfam.com/agents/colorado/grand-junction/Jeffery-Crandell
MB
573 W Crete Cir Unit 205
Matt Borg Insurance
Flood Insurance Agent · Grand Junction, CO
(970) 644-5595
insgj.com
CW
2782 Crossroads Blvd
Colorado West Insurance
Flood Insurance Agent · Grand Junction, CO
(970) 245-6960
cwipro.com
WC
2532 Patterson Rd STE 4
Western Colorado Insurance
Flood Insurance Agent · Grand Junction, CO
(970) 245-6696
agents.affordableamericaninsurance.com/western-colorado-insurance#about_sec
SI
348 North Ave
Shelter Insurance - Landon Baker
Flood Insurance Agent · Grand Junction, CO
(970) 628-4139
shelterinsurance.com/CA/agent/LBAKER
FI
200 Grand Ave #270
Farmers Insurance: Joshua DeWitt
Flood Insurance Agent · Grand Junction, CO
(970) 245-1798
farmersagent.com/jdewitt
RM
627 Grand Ave
Rocky Mountain West Insurance
Flood Insurance Agent · Grand Junction, CO
(970) 778-6000
rockyquote.com

What Does a a Flood Insurance Agent in Grand Junction Cost?

Typical costs for flood insurance in Grand Junction range from 400 to 1,500 dollars per year for NFIP policies, depending on flood zone, elevation, and building characteristics. Private market policies may cost more or less based on risk. Elevation certificates cost 200 to 600 dollars and can affect your premium. This is general information, not insurance advice.

About flood insurance agents in Grand Junction

Flood insurance agents in Grand Junction, Colorado help property owners secure coverage through the National Flood Insurance Program or private insurers. Grand Junction sits near the Colorado River and has designated floodplains that require special attention. Colorado law does not mandate flood insurance, but mortgage lenders often require it for properties in high-risk zones.

Frequently Asked Questions

Do I need flood insurance in Grand Junction Colorado?

Flood insurance is not required by Colorado state law. However, if your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. Many properties near the Colorado River or tributaries fall into these zones.

What does a flood insurance agent in Grand Junction do?

A flood insurance agent helps you assess your flood risk, obtain an elevation certificate if needed, and choose a policy through the NFIP or a private carrier. They can also explain waiting periods and coverage limits specific to Colorado flood zones.

How long does it take to get flood insurance in Colorado?

Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.