The top-rated flood insurance agent in Erie, Colorado is Baille Barbour - State Farm Insurance Agent, rated 4.9 stars across 194 reviews. Other highly rated options include Advantage Service Insurance, Front Range Insurance Solutions, Mike J Hetherington - Farmers Insurance. This directory lists 14 flood insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baille Barbour - State Farm Insurance Agent | 611 Mitchell Way #106 | (303) 883-8888 |
| 2 | Advantage Service Insurance | 695 Pierce St Suite 210 | (303) 500-5020 |
| 3 | Front Range Insurance Solutions | 215 Cheesman St Suite M | (720) 389-7651 |
| 4 | Mike J Hetherington - Farmers Insurance | 671 Mitchell Way Ste 113 | (720) 605-1734 |
| 5 | Peter Stumpf Agency LLC American Family Insurance | 2831 Bonanza Dr Ste 103 | (303) 448-1900 |
| 6 | Matt Burke: Allstate Insurance | 660 Briggs St | (303) 828-3386 |
| 7 | Light Insurance Associates | 695 Pierce St | (720) 924-9247 |
| 8 | Favor Insurance Service | 204 Wells St | (719) 247-3533 |
| 9 | Farmers Insurance - Dwight Petersen | 526 Briggs St Ste B | (303) 828-0755 |
| 10 | American Insurance Colorado | 212 Wells St A | (720) 924-9180 |
Baille Barbour - State Farm Insurance Agent serves Erie, Colorado, and surrounding Boulder and Weld counties, specializing in flood insurance coverage. The agency helps property owners secure policies that protect homes and businesses from water damage caused by rising rivers, heavy rainfall, or snowmelt. They guide clients through National Flood Insurance Program options and assess individual risk factors to recommend appropriate coverage limits. This office handles both residential flood policies and commercial flood insurance for local enterprises.
Advantage Service Insurance in Erie, CO provides a full range of flood insurance agent services, including risk assessment, policy selection, and claims assistance. The company also offers maintenance plans that involve periodic policy reviews to ensure coverage aligns with changing flood maps and property values. It serves a variety of property types in the local area, including single-family homes, apartments, retail spaces, and restaurants.
Front Range Insurance Solutions in Erie, CO works with homeowners, businesses, and property managers to secure flood insurance policies for their properties. The agency evaluates flood zone risks and helps clients understand coverage options for structures and contents against storm and water damage. It assists with applying for federal flood programs and navigating insurance requirements. Its services extend to nearby communities in the Boulder County and Denver metro areas.
Serving Erie, Colorado, and the surrounding communities in Boulder and Weld counties, Mike J Hetherington - Farmers Insurance handles flood insurance needs for both residential and commercial property owners. The agency recognizes that standard homeowners policies rarely cover flood damage, so it focuses on helping clients assess their specific risk exposure. For a typical job, the agency evaluates each property’s location and flood zone classification to recommend an appropriate coverage plan from the available federal and private insurance options.
For a property in Erie, a flood insurance agent can assist with obtaining a National Flood Insurance Program policy, which is a one-time purchase based on federal guidelines, or a private flood policy that may offer recurring annual renewals with different terms. These policies help cover structural damage and contents from rising water. Peter Stumpf Agency LLC American Family Insurance helps local homeowners and businesses assess their flood exposure. Service for evaluating needs and securing coverage runs on a one-time or as-needed basis, depending on any policy changes or property risk reassessments.
Matt Burke: Allstate Insurance offers specialized flood insurance services for properties in Erie, Colorado, and helps clients evaluate their coverage needs against local flood zone maps. The agency guides homeowners and business owners through policy options that protect structure and contents from water damage. Heavy spring thaws and sudden summer storms often increase the risk of basement seepage and surface flooding in the area, making proactive policy reviews essential before these seasonal events occur.
Based in Erie, Colorado, Light Insurance Associates works with property owners to identify appropriate flood coverage. The agency specializes in assessing local flood zone risks and tailoring policies that address specific vulnerabilities. It assists clients in navigating federal program requirements and helps secure supplemental private insurance when needed. Commercial sectors served include offices, warehouses, and food service establishments, ensuring these businesses maintain proper financial protection against potential water damage.
Favor Insurance Service offers residential flood insurance for properties in Erie, Colorado. Commercial flood coverage is also available, ensuring businesses can protect their assets. The agency serves the local community and surrounding areas. Policies are designed to address seasonal weather risks common to the region. Clients can return for policy reviews or to adjust their plans between regular visits.
When spring snowmelt or sudden thunderstorms threaten Erie homes with standing water and basement seepage, Farmers Insurance - Dwight Petersen provides flood coverage tailored to local needs. As a local flood insurance agent in this foothills community, the company helps residents understand FEMA maps and policy options before high water arrives. This agency guides property owners through coverage choices that address specific drainage and elevation risks common to the area. An initial property inspection and flood-zone assessment begins each new client consultation.
American Insurance Colorado in Erie, CO is known for guiding property owners through the complexities of flood insurance. Its service range covers standard residential and commercial policies within the surrounding flood-prone areas. The agency assesses individual risk factors to recommend appropriate coverage limits under the National Flood Insurance Program. It helps clients understand waiting periods and elevation requirements for new policies. For those recovering from water damage, the agency offers additional assistance with filing and tracking claims to streamline the reimbursement process.
What Does a a Flood Insurance Agent in Erie Cost?
Flood insurance costs in Colorado vary widely by property location and flood risk. NFIP policies average between 700 and 2000 dollars per year for standard coverage. Private flood insurance premiums can range from 500 to 3000 dollars annually depending on elevation and building characteristics. This is general information and not insurance advice.
About flood insurance agents in Erie
Flood insurance agents in Erie Colorado help homeowners and businesses secure coverage against flood damage. Colorado law does not require flood insurance but mortgage lenders often do for properties in high-risk zones. Agents can explain the National Flood Insurance Program and private market alternatives available in Erie.
Frequently Asked Questions
Do I need flood insurance in Erie Colorado?
If your property is in a FEMA-designated Special Flood Hazard Area your lender will likely require it. Even outside high-risk zones flooding can occur from heavy rain or snowmelt. An agent can help you assess your risk and coverage needs.
How does a flood insurance agent help with NFIP policies?
An agent guides you through the National Flood Insurance Program application process. They help determine your flood zone and the correct building and contents coverage limits. They also explain the 30-day waiting period before NFIP coverage takes effect.
What is the difference between NFIP and private flood insurance in Colorado?
NFIP policies have coverage caps of 250000 dollars for buildings and 100000 dollars for contents. Private flood insurance can offer higher limits and additional coverage options. An agent can compare both to find the best fit for your Erie property.
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