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HomeFlood Insurance AgentsColorado › Fort Collins

Find Flood Insurance Agents Near You in Fort Collins, CO

Browse flood insurance agents serving Fort Collins, Colorado. Updated 2026-07-14.

The top-rated flood insurance agent in Fort Collins, Colorado is Fort Collins Insurance, rated 4.9 stars across 341 reviews. Other highly rated options include IMA Select, Brightway Insurance, The Doebbeling Agency, Agate Insurance. This directory lists 18 flood insurance agents serving Fort Collins.

Showing 18 flood insurance agents in Fort Collins, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fort Collins Insurance4025 Automation Way E3(970) 204-4553
2IMA Select3500 John F Kennedy Pkwy Suite 205(970) 204-0044
3Brightway Insurance, The Doebbeling Agency3675 S College Ave Suite 20(970) 829-8440
4Agate Insurance145 N College Ave Suite B(970) 682-1758
5Shanti Insurance Services19 Old Town Square(970) 834-3668
6ABC Insurance Agency121 E Swallow Rd(970) 484-3200
7Squires Insurance Solutions2629 Redwing Rd #150(970) 377-0638
8Plummer Insurance1520 E Mulberry St(970) 484-1401
9Collective Insurance Group2803 E Harmony Rd(720) 514-9914
10Welsh Insurance Agency4033 Boardwalk Dr # 200(970) 206-1810
FC
4025 Automation Way E3
Fort Collins Insurance
Flood Insurance Agent · Fort Collins, CO

Fort Collins Insurance serves the Fort Collins, Colorado metro area as a flood insurance agent. This agency helps property owners understand and secure coverage that protects against water damage from overflowing rivers and heavy rainfall. Policies are designed to safeguard homes and businesses located in flood-prone regions along the Front Range. The company assists with evaluating risk and completing applications for the National Flood Insurance Program and private market policies.

IS
3500 John F Kennedy Pkwy Suite 205
IMA Select
Flood Insurance Agent · Fort Collins, CO

IMA Select provides flood insurance consultation, policy selection, and claims assistance for property owners in the Fort Collins area. Its service includes evaluating flood zone risks, helping clients understand National Flood Insurance Program options, and reviewing coverage limits to match property needs. Maintenance plans involve annual policy reviews to adjust for changes in elevation certificates or flood map updates. The company serves single-family homes, apartment complexes, retail spaces, and restaurants needing customized flood protection.

BI
3675 S College Ave Suite 20
Brightway Insurance, The Doebbeling Agency
Flood Insurance Agent · Fort Collins, CO

Brightway Insurance, The Doebbeling Agency serves homeowners, businesses, and property managers in Fort Collins, Colorado, by securing flood insurance policies through the National Flood Insurance Program and private carriers. The agency helps clients assess their flood risk and find appropriate coverage for their properties. It also provides guidance on policy details and claims support when needed. In addition to serving Fort Collins, the agency covers the neighboring community of Loveland and surrounding areas within Larimer County.

AI
145 N College Ave Suite B
Agate Insurance
Flood Insurance Agent · Fort Collins, CO

Agate Insurance serves Fort Collins and the surrounding communities in Larimer County, assisting property owners with flood insurance needs. The agency handles a range of residential and commercial flood policies designed to protect against water damage from natural flooding events. Claims and coverage questions are addressed directly with clients to ensure understanding of policy terms. For each job, the agency typically begins with a property risk assessment to recommend appropriate protection levels.

SI
19 Old Town Square
Shanti Insurance Services
Flood Insurance Agent · Fort Collins, CO

Shanti Insurance Services in Fort Collins, CO, offers both a one-time policy for immediate flood protection and recurring annual options to maintain continuous coverage. Each plan addresses structural damage and contents loss from rising water, including basement seepage and flash flood events common along the Front Range. Policies are customized to current flood maps and elevation certificates. Coverage runs on a standard twelve-month basis, with annual renewal, though single-event policies are available for short-term, as-needed situations.

AI
121 E Swallow Rd
ABC Insurance Agency
Flood Insurance Agent · Fort Collins, CO

ABC Insurance Agency provides specialized flood insurance guidance for homes and businesses throughout the Fort Collins area. The agency works with clients to understand the specific risks posed by local waterways and seasonal storm patterns. This includes helping property owners near the Cache la Poudre River or in floodplain zones secure appropriate coverage. Throughout the spring snowmelt season, this office is a practical resource for answering policy questions and ensuring adequate protection against potential overflow damage.

SI
2629 Redwing Rd #150
Squires Insurance Solutions
Flood Insurance Agent · Fort Collins, CO

Squires Insurance Solutions provides coverage designed to protect properties from water damage, adding specialty flood policies that address gaps in standard homeowners insurance. The agency assists clients in Fort Collins by explaining the specific risks linked to local weather patterns and flood zone designations. Its team helps navigate the application process and details coverage limits for both residential and commercial property owners. The agency can serve offices, warehouses, and food service operations to secure tailored protection for these unique commercial needs.

PI
1520 E Mulberry St
Plummer Insurance
Flood Insurance Agent · Fort Collins, CO

Plummer Insurance assists homeowners in Fort Collins with flood coverage for their residential properties, tailoring plans to protect against local water damage risks. The agency also provides commercial flood policies for businesses throughout the area, ensuring they can safeguard their assets and operations. They service clients across Fort Collins and the surrounding Larimer County region, making coverage accessible locally. Their team coordinates follow-up with policyholders between regular annual reviews to address any changes in flood zone designations or property needs.

CI
2803 E Harmony Rd
Collective Insurance Group
Flood Insurance Agent · Fort Collins, CO
WI
4033 Boardwalk Dr # 200
Welsh Insurance Agency
Flood Insurance Agent · Fort Collins, CO

Spring snowmelt and heavy summer thunderstorms often raise the risk of flash flooding in Fort Collins neighborhoods. Welsh Insurance Agency provides flood insurance agent services to property owners preparing for these unpredictable events. The company helps clients understand federal flood maps and eligibility requirements for coverage. It also explains how separate flood policies work alongside standard homeowners insurance. A typical first step involves a detailed consultation to review a property’s flood zone designation and coordinate a professional inspection for accurate risk assessment.

RI
732 S Lemay Ave b
Riverside Insurance
Flood Insurance Agent · Fort Collins, CO
(970) 999-0101
riversideinsuranceco.com
SI
3761 S Mason St
Shelter Insurance - Amanda Olaby
Flood Insurance Agent · Fort Collins, CO
(970) 226-5034
shelterinsurance.com/CA/agent/AOLABY
IS
2627 Redwing Rd Suite 160
Insurance Specialties Ltd
Flood Insurance Agent · Fort Collins, CO
(970) 490-1530
insurenortherncolorado.com
SI
736 Whalers Way Bld G, #110
Shelter Insurance - Mandi Masters
Flood Insurance Agent · Fort Collins, CO
(970) 377-2070
shelterinsurance.com/CA/agent/MMASTERS
GI
2809 E Harmony Rd # 160
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Fort Collins, CO
(970) 223-1804
assuredpartners.com/FortCollins
BI
4532 Boardwalk Dr
Bright Insurance Advisor Fort Collins
Flood Insurance Agent · Fort Collins, CO
(970) 289-0761
FP
4821 Wheaton Dr
Flood and Peterson
Flood Insurance Agent · Fort Collins, CO
(970) 266-8710
floodpeterson.com
SV
1015 W Horsetooth Rd Ste 203, Unit E
Scenic View Agency
Flood Insurance Agent · Fort Collins, CO
(855) 598-2822
scenicviewagency.com

What Does a a Flood Insurance Agent in Fort Collins Cost?

Typical flood insurance costs in Fort Collins range from 500 to 2,000 dollars per year for NFIP policies depending on flood zone elevation and property value. Private market policies may cost more or less based on risk factors. Premiums can be higher for properties in high-risk zones like those near the Cache la Poudre River. This is general information not insurance advice.

About flood insurance agents in Fort Collins

Flood insurance agents in Fort Collins help property owners secure coverage against flood damage. Colorado law requires homeowners to purchase flood insurance if they live in a Special Flood Hazard Area designated by FEMA. Agents can guide you through the National Flood Insurance Program and private market options to protect your home or business.

Frequently Asked Questions

Do I need flood insurance in Fort Collins Colorado?

Flood insurance is not required by state law for all properties. However if your property is in a FEMA-designated flood zone your mortgage lender may require it. Many properties outside high-risk zones still benefit from coverage due to flash flooding risks in Colorado.

What does a flood insurance agent in Fort Collins do?

A flood insurance agent helps you assess your flood risk and select a policy from the National Flood Insurance Program or a private insurer. They explain coverage limits deductibles and exclusions and assist with claims after a flood event.

How long does it take to get a flood insurance policy in Colorado?

Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Plan ahead especially during spring snowmelt or monsoon season in Colorado.

Flood Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.