The top-rated flood insurance agent in Boulder, Colorado is Tammy Sandoval - State Farm Insurance Agent, rated 5.0 stars across 476 reviews. Other highly rated options include Joe Chrisman - State Farm Insurance Agent, Erika Lousberg: Allstate Insurance, Greg Lamb: Allstate Auto, Home, Condo, Renters, & Life Insurance. This directory lists 16 flood insurance agents serving Boulder.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tammy Sandoval - State Farm Insurance Agent | 1400 28th St Ste 1 | (303) 494-4700 |
| 2 | Joe Chrisman - State Farm Insurance Agent | 1722 14th St #110 | (303) 449-7900 |
| 3 | Erika Lousberg: Allstate Insurance | 3450 Penrose Pl STE 110 | (303) 442-4902 |
| 4 | Greg Lamb: Allstate Auto, Home, Condo, Renters, & Life Insurance | 1823 Folsom St #205 | (303) 451-7595 |
| 5 | Kelly Eyen - State Farm Insurance Agent | 2961 Broadway | (303) 444-5646 |
| 6 | Farmers Insurance - David Weber | 2511 31st St | (720) 287-7555 |
| 7 | Acrisure Boulder, CO (Taggart Insurance) | 1680 38th St | (303) 442-1484 |
| 8 | Farmers Insurance - Judith Lewis | 1722 14th St UNIT 107 | (303) 448-1834 |
| 9 | ABA Insurance | 1434 Spruce St Suite 100 | (303) 449-6677 |
| 10 | Superior Flood Inc. | 4450 Arapahoe Ave | (303) 659-5006 |
Tammy Sandoval - State Farm Insurance Agent serves the Boulder, Colorado metro area, providing essential flood insurance policies to local homeowners and renters. As a local agent, this office helps residents understand flood risk in Boulder’s floodplain zones. It offers policies that cover structural damage and personal property loss caused by rising waters. Clients can consult the agency to tailor coverage for their specific property needs, including basement flooding protection and temporary living expense reimbursement during claims.
Joe Chrisman - State Farm Insurance Agent provides flood insurance coverage for properties located in Boulder, Colorado. The agency helps clients understand their flood risk and select appropriate policies that protect against water damage from natural flooding events. Service includes annual policy reviews and guidance through the claims process when floods occur. Joe Chrisman supports a range of local property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Boulder, Colorado, turn to Erika Lousberg: Allstate Insurance for expert guidance on flood insurance policies. This agency assists clients in understanding coverage options to protect properties from water damage and associated risks. They help navigate the specific requirements of flood-prone areas. Their services include reviewing existing policies and identifying potential coverage gaps. In addition to serving Boulder, this agent also provides flood insurance support for residents and businesses in the neighboring community of Louisville.
Greg Lamb at Allstate in Boulder, CO helps distinguish between once-only consultations and ongoing flood policy management to tailor coverage for each property. Finding the right flood insurance plan often depends on a home’s specific flood zone designation and replacement cost. Their team assists auto, home, condo, and renters clients in selecting limits and deductibles that align with local flood risks. Service for existing or new flood policies in this area is available on a scheduled or as-needed basis, with appointments set directly by the client.
Kelly Eyen - State Farm Insurance Agent serves the Boulder, Colorado area and its surrounding communities. The agency handles flood insurance policies, helping property owners understand their coverage options and risk exposure in flood-prone zones. It works to explain policy details clearly and ensure each client’s protection aligns with their property’s specific needs. To manage a typical job, the agency assesses the client’s location and property characteristics, then presents suitable flood coverage solutions that comply with local requirements.
Spring snowmelt and sudden downpours in Boulder County can turn basements into unexpected flood zones. Farmers Insurance - David Weber helps local homeowners and businesses secure essential flood coverage to protect against such water damage. Working in this foothills region, the agency understands how quickly dry creeks can overflow after heavy storms or rapid runoff. A simple initial inspection of the property and its surrounding drainage patterns begins the process of identifying appropriate policy options.
Acrisure Boulder, CO (Taggart Insurance) specializes in connecting property owners with flood insurance policies tailored to their specific coverage needs. It also advises clients on the differences between standard homeowners policies and separate flood plans required for many properties in Boulder County. The agency helps residents navigate the complexities of federal programs and private market options. From spring snowmelt runoff to sudden summer monsoon storms, it assists homeowners in securing protection against seasonal water damage events.
Farmers Insurance - Judith Lewis provides residential flood insurance services in Boulder, Colorado, addressing the unique risks of properties in flood-prone areas of the Front Range. Commercial flood coverage is also available, helping businesses safeguard their assets from water damage. The agency serves Boulder and the surrounding communities, including foothill regions. Policyholders can expect personalized follow-up before major weather events and the option to update or adjust their coverage during regular visits for ongoing protection.
Superior Flood Inc. in Boulder, CO works with property owners to secure flood insurance coverage that protects against water damage from storms and rising waterways. The company specializes in tailoring policies to address the specific flood risks common in the Boulder area. It serves a variety of commercial sectors, including offices, warehouses, and food service operations that need customized protection for their unique property layouts and inventory requirements.
What Does a a Flood Insurance Agent in Boulder Cost?
Typical flood insurance costs in Colorado range from 500 to 2,500 dollars per year for NFIP policies. Private market rates can be lower or higher depending on flood zone, elevation, and building characteristics. Premiums vary significantly by property. This is general information and not insurance advice.
About flood insurance agents in Boulder
Flood insurance agents in Boulder Colorado help property owners understand their risk and secure coverage through the National Flood Insurance Program or private carriers. Colorado law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Agents guide clients through elevation certificates and policy options specific to Boulder County floodplains.
Frequently Asked Questions
Is flood insurance required in Boulder Colorado?
Flood insurance is required by lenders for properties in designated high-risk flood zones. Even outside these zones, Boulder experiences flash flooding and agents recommend coverage for all properties near creeks or drainage areas.
What does a flood insurance agent do in Boulder?
A flood insurance agent assesses your property flood risk, obtains elevation certificates, and compares NFIP and private market policies. They help you meet lender requirements and understand waiting periods and coverage limits.
How long does it take to get flood insurance in Boulder?
Standard NFIP policies have a 30 day waiting period before coverage begins. Private carriers may offer shorter waiting periods. Work with an agent early to avoid delays before closing or flood season.
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