ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsColorado › Brighton

Find Flood Insurance Agents Near You in Brighton, CO

Browse flood insurance agents serving Brighton, Colorado. Updated 2026-07-14.

The top-rated flood insurance agent in Brighton, Colorado is Colorado Prestige Insurance Group, rated 4.8 stars across 265 reviews. Other highly rated options include Melissa Rippy: Allstate Insurance, Eddie Olivas - State Farm Insurance Agent, TAG-RH Agency Inc. This directory lists 19 flood insurance agents serving Brighton.

Showing 19 flood insurance agents in Brighton, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Colorado Prestige Insurance Group55 S 4th Ave(303) 659-4744
2Melissa Rippy: Allstate Insurance220 Pavilions Pl Unit D(303) 219-1470
3Eddie Olivas - State Farm Insurance Agent27 S 4th Ave Unit B(303) 288-8890
4TAG-RH Agency Inc29 N Main St Ste 111(303) 456-6800
5Strongs Insurance Agency51 S 1st Ave(303) 659-3762
6JnR Insurance Agency Powered by YourPolicy21 N 1st Ave suite #140(720) 773-5574
7Hessling Insurance Agency605 S Kuner Rd #102(720) 403-3974
8F.M. Zamora Agency, Inc. American Family Insurance467 S 4th Ave(303) 655-1300
9Michael Schliep Agency, Inc1594 E Bromley Ln(303) 659-9065
10Aztec Insurance Agency III172 E Bridge St(303) 655-8300
CP
55 S 4th Ave
Colorado Prestige Insurance Group
Flood Insurance Agent · Brighton, CO

Colorado Prestige Insurance Group serves Adams County and the surrounding Brighton area as a flood insurance agent, providing policies that protect residential and commercial properties from water damage. The company helps property owners navigate federal flood insurance options and secure coverage tailored to local floodplain risks in Colorado. It handles policy renewals and claims assistance for flooding events occurring in this region.

MR
220 Pavilions Pl Unit D
Melissa Rippy: Allstate Insurance
Flood Insurance Agent · Brighton, CO

Melissa Rippy: Allstate Insurance provides flood insurance policies for properties in and around Brighton, Colorado. Plans typically cover flood damage from rising water, offering financial protection for structures and contents with standard service agreements. Policies are maintained through annual renewals and can be adjusted as coverage needs change. The agency works with clients protecting various property types, including single-family homes, apartments, retail spaces, and restaurants.

EO
27 S 4th Ave Unit B
Eddie Olivas - State Farm Insurance Agent
Flood Insurance Agent · Brighton, CO

Eddie Olivas - State Farm Insurance Agent in Brighton, CO, serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps clients understand local flood risks and select appropriate policies to protect their properties from water damage. Guidance is provided on policy options and claim procedures tailored to individual needs. This agent also covers nearby communities in the Denver metro area, such as Fort Lupton, ensuring broader access to essential flood insurance services.

TR
29 N Main St Ste 111
TAG-RH Agency Inc
Flood Insurance Agent · Brighton, CO

TAG-RH Agency Inc serves the Brighton, Colorado area and nearby communities, handling flood insurance needs for residential and commercial property owners in this floodplain zone. It assists clients in understanding federal flood program requirements and securing appropriate coverage to protect against water damage risks. The agency uses a consultative approach, evaluating each property’s specific exposure and guiding customers through policy options to match their individual circumstances.

SI
51 S 1st Ave
Strongs Insurance Agency
Flood Insurance Agent · Brighton, CO

Strongs Insurance Agency in Brighton, Colorado offers both one-time flood insurance policies for single transactions and recurring annual policies for ongoing protection. Coverage encompasses financial safeguards against structural damage and property loss resulting from flood events, tailored to the needs of Brighton residents. As a flood insurance agent, service runs on a schedule chosen by the client, typically structured as an annual renewal policy or a one-time policy as required for specific circumstances.

JI
21 N 1st Ave suite #140
JnR Insurance Agency Powered by YourPolicy
Flood Insurance Agent · Brighton, CO

JnR Insurance Agency Powered byYourPolicy specializes in providing flood insurance coverage in Brighton, CO, and assists property owners with navigating floodplain regulations and policy options. Working directly with the National Flood Insurance Program, the agency helps evaluate a property’s specific flood zone risk and secure appropriate residential or commercial policies. It also advises on NFIP’s waiting periods for new or updated policies, ensuring clients understand how a thirty-day delay impacts protection during spring snowmelt or when moving into a high-risk area.

HI
605 S Kuner Rd #102
Hessling Insurance Agency
Flood Insurance Agent · Brighton, CO

Hessling Insurance Agency assists residential property owners in Brighton, CO, with securing flood insurance policies to protect against water damage. Commercial clients in the surrounding area can also receive coverage solutions tailored to their business needs. Policies address potential risks from heavy rainfall and nearby waterways common to the region. After an initial consultation, the agency helps clients review their current coverage and schedule follow-up appointments for annual policy updates or before seasonal weather events.

FM
467 S 4th Ave
F.M. Zamora Agency, Inc. American Family Insurance
Flood Insurance Agent · Brighton, CO

F.M. Zamora Agency, Inc. American Family Insurance provides flood insurance options to property owners in Brighton, Colorado, and regularly assists with claims adjustments. The agency specializes in adding flood coverage to standard commercial and residential policies. Agents advise clients on risk factors unique to the regional waterways and floodplains across Adams County. The office serves commercial sectors such as office buildings, warehouses, and food service establishments, helping them maintain business continuity through proper flood protection.

MS
1594 E Bromley Ln
Michael Schliep Agency, Inc
Flood Insurance Agent · Brighton, CO
AI
172 E Bridge St
Aztec Insurance Agency III
Flood Insurance Agent · Brighton, CO

Aztec Insurance Agency III, based in Brighton, Colorado, is known for providing flood insurance coverage. Its service range includes evaluating flood risks and securing policies for property owners in flood-prone areas. The agency operates with a focus on standard NFIP guidelines and local flood zone data. It helps clients review policy limits on structures and contents, and also assists with completing elevation certificate requirements. A specialty service it can add on is offering excess flood insurance for dwellings needing higher coverage caps.

FL
1563A E Bridge St
Fred Loya Insurance
Flood Insurance Agent · Brighton, CO
(303) 655-8282
fredloya.com
BI
109 W Bridge St
Brighton Insurance Services
Flood Insurance Agent · Brighton, CO
(719) 401-6495
LI
667 E Bridge St
LSI Insurance Agency, Inc.
Flood Insurance Agent · Brighton, CO
(720) 685-3438
lsibrokers.com
PG
1569 E Bridge St
Premier Group Insurance JM Agency LLC
Flood Insurance Agent · Brighton, CO
(720) 339-1549
premierjmagency.com
IA
2133-21 Prairie Center Pkwy
Insurance Agency Brighton Ltd.
Flood Insurance Agent · Brighton, CO
(719) 349-5544
AI
124 N Main St suite b
Amerimex Insurance
Flood Insurance Agent · Brighton, CO
(720) 685-8602
amerimexonline.com
FI
1401 E Bridge St #201
THE FIRM INSURANCE BROKER
Flood Insurance Agent · Brighton, CO
(720) 917-4061
thefirminsuranceagency.com
OS
605 S Kuner Rd #107
One Stop Insurance Group
Flood Insurance Agent · Brighton, CO
(303) 551-1962
osicolorado.com
HG
9105 E 159th Ave
Henderson Group Insurance Agency LLC
Flood Insurance Agent · Brighton, CO
(720) 208-6682

What Does a a Flood Insurance Agent in Brighton Cost?

The cost of flood insurance in Brighton Colorado varies by property. NFIP rates average around 700 to 1,200 dollars per year for low-risk areas, but can exceed 2,500 dollars for high-risk homes. Private flood insurance may offer lower rates or higher limits. Actual costs depend on your flood zone, building elevation, and coverage amount. This is general information and not insurance advice.

About flood insurance agents in Brighton

Flood insurance agents in Brighton Colorado help property owners understand their flood risk and secure appropriate coverage. Colorado law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Agents can guide you through the National Flood Insurance Program and private market options specific to the South Platte River basin.

Frequently Asked Questions

Do I need flood insurance in Brighton Colorado?

Flood insurance is not required by Colorado state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Check the FEMA flood map for your Brighton address.

What does a flood insurance agent do in Brighton?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They explain coverage limits, waiting periods, and deductibles. They also assist with elevation certificates and claims support.

How long does it take for flood insurance to start in Colorado?

For NFIP policies, there is typically a 30-day waiting period after purchase before coverage begins. Private flood insurance may have shorter waiting periods. Plan ahead and do not wait until a storm is forecast.

Flood Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.