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Compare Flood Insurance Agents in Brighton, CO

Directory of flood insurance agents in Brighton, Colorado. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Brighton, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 19 flood insurance agents in Brighton, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colorado Prestige Insurance Group
55 S 4th Ave, Brighton, CO 80601
(303) 659-4744 co-ins.com
Melissa Rippy: Allstate Insurance
220 Pavilions Pl Unit D, Brighton, CO 80601
(303) 219-1470 agents.allstate.com
Eddie Olivas - State Farm Insurance Agent
27 S 4th Ave Unit B, Brighton, CO 80601
(303) 288-8890 segurosolivas.com
TAG-RH Agency Inc
29 N Main St Ste 111, Brighton, CO 80601
(303) 456-6800 rhagencyinc.com
Strongs Insurance Agency
51 S 1st Ave, Brighton, CO 80601
(303) 659-3762 strongsagency.com
JnR Insurance Agency Powered by YourPolicy
21 N 1st Ave suite #140, Brighton, CO 80601
(720) 773-5574 jnrinsuranceagency.com
Fred Loya Insurance
1563A E Bridge St, Brighton, CO 80601
(303) 655-8282 fredloya.com
F.M. Zamora Agency, Inc. American Family Insurance
467 S 4th Ave, Brighton, CO 80601
(303) 655-1300 amfam.com
Hessling Insurance Agency
605 S Kuner Rd #102, Brighton, CO 80601
(720) 403-3974 hesslinginsurance.com
Aztec Insurance Agency III
172 E Bridge St, Brighton, CO 80601
(303) 655-8300 aztecinsurancecolorado.com
Michael Schliep Agency, Inc
1594 E Bromley Ln, Brighton, CO 80601
(303) 659-9065 msinsuranceagency.com
Brighton Insurance Services
109 W Bridge St, Brighton, CO 80601
(719) 401-6495
LSI Insurance Agency, Inc.
667 E Bridge St, Brighton, CO 80601
(720) 685-3438 lsibrokers.com
Premier Group Insurance JM Agency LLC
1569 E Bridge St, Brighton, CO 80601
(720) 339-1549 premierjmagency.com
Insurance Agency Brighton Ltd.
2133-21 Prairie Center Pkwy, Brighton, CO 80601
(719) 349-5544
Amerimex Insurance
124 N Main St suite b, Brighton, CO 80601
(720) 685-8602 amerimexonline.com
One Stop Insurance Group
605 S Kuner Rd #107, Brighton, CO 80601
(303) 551-1962 osicolorado.com
THE FIRM INSURANCE BROKER
1401 E Bridge St #201, Brighton, CO 80601
(720) 917-4061 thefirminsuranceagency.com
Henderson Group Insurance Agency LLC
9105 E 159th Ave, Brighton, CO 80602
(720) 208-6682

Flood insurance agents in Brighton Colorado help property owners understand their flood risk and secure appropriate coverage. Colorado law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Agents can guide you through the National Flood Insurance Program and private market options specific to the South Platte River basin.

What Does a Flood Insurance Agent in Brighton Cost?

The cost of flood insurance in Brighton Colorado varies by property. NFIP rates average around 700 to 1,200 dollars per year for low-risk areas, but can exceed 2,500 dollars for high-risk homes. Private flood insurance may offer lower rates or higher limits. Actual costs depend on your flood zone, building elevation, and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Brighton Colorado?
Flood insurance is not required by Colorado state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Check the FEMA flood map for your Brighton address.
What does a flood insurance agent do in Brighton?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They explain coverage limits, waiting periods, and deductibles. They also assist with elevation certificates and claims support.