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Flood Insurance Agents in Loveland, CO

Compare flood insurance agents in Loveland. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Loveland, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 20 flood insurance agents in Loveland, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Summit Insurance: Allstate Insurance
1907 N Boise Ave STE 1, Loveland, CO 80538
(970) 667-9133 agents.allstate.com
Weedin Agency, Inc.
1601 E Eisenhower Blvd, Loveland, CO 80537
(970) 667-2145 weedinagency.com
All About Insurance
4007 S Lincoln Ave STE 440, Loveland, CO 80537
(970) 292-8116 heidiallaboutinsurance.com
Ed Bowen - State Farm Insurance Agent
1491 N Denver Ave Ste 201, Loveland, CO 80538
(970) 667-2211 edbowen.net
Jackson Insurance Agency Inc.
234 Elder Dr, Loveland, CO 80538
(970) 667-3680 lovelandinsuranceagent.com
Premier Group Insurance
2121 N Lincoln Ave UNIT A, Loveland, CO 80538
(970) 744-6600 pgiagent.com
Advantage Insurance - Barry G Gustafson Agency
4308 N Garfield Ave, Loveland, CO 80538
(970) 669-9390 advantageinsllc.com
Welsh Insurance Agency, Inc.
Anasazi Business Park, 633 N Denver Ave, Loveland, CO 80537
(970) 663-5404 wiainsurance.com
NOCO Insurance Advisors LLC
1635 Foxtrail Dr #109, Loveland, CO 80538
(970) 593-0619 nocoadvisors.com
Marcus Montier American Family Insurance
200 E 7th St #110, Loveland, CO 80537
(970) 593-5620 amfam.com
Shelter Insurance - Gene O. Welch
1670 Topaz Dr, Loveland, CO 80537
(970) 669-7259 shelterinsurance.com
Kastl Insurance
295 E 29th St Ste 230, Loveland, CO 80538
(970) 619-8160 kastlinsurance.com
Premier Insurance Partners LLC
150 E 29th St Suite 225, Loveland, CO 80538
(970) 292-3030 pip1.com
Ewing-Leavitt
5689 McWhinney Blvd, Loveland, CO 80538
(970) 679-7333 leavitt.com
Colorado Insurance Store
2114 N Lincoln Ave #100, Loveland, CO 80538
(970) 218-4249 coloradoinsurancestore.com
swanty insurance
295 E 29th St Ste 230, Loveland, CO 80538
(970) 619-8160 ext. 105 facebook.com
Northern Colorado Insurance Services Inc
525 N Denver Ave, Loveland, CO 80537
(970) 622-9734
Dugger Insurance Agency, LLC
404 W 67th St, Loveland, CO 80538
(970) 632-6800 duggeragency.com
Loveland Insurance Agency
1424 W Eisenhower Blvd, Loveland, CO 80537
(970) 800-3616 lovelandinsuranceagency.com
Morrell Insurance
3780 N Garfield Ave # 104, Loveland, CO 80538
(970) 394-2152

Flood insurance agents in Loveland Colorado help property owners secure coverage through the National Flood Insurance Program or private insurers. Because Loveland sits near the Big Thompson River and experiences spring snowmelt and heavy rains, flood risk is a real concern. Colorado law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk zones.

What Does a Flood Insurance Agent in Loveland Cost?

The cost of flood insurance in Colorado varies by property location elevation and coverage amount. For an NFIP policy in Loveland annual premiums often range from 700 to 2,500 dollars for a standard home. Higher risk properties near waterways may cost more. Private flood insurance can be competitive and sometimes lower than NFIP rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Loveland do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They explain NFIP coverage limits and can also quote private flood insurance options. They guide you through the application process and help with claims questions.
Is flood insurance required by law in Colorado?
Colorado state law does not require flood insurance. However your mortgage lender may require it if your property is in a Special Flood Hazard Area designated by FEMA. Even if not required many homeowners in Loveland choose coverage for peace of mind.
How long does it take to get a flood insurance policy in Colorado?
NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods sometimes 14 days or less. Plan ahead and do not wait until a storm is forecast.