The top-rated flood insurance agent in Longmont, Colorado is Heath Burchill Agency Inc American Family Insurance, rated 4.9 stars across 442 reviews. Other highly rated options include Evertree Insurance, Liz Hogan: Allstate Insurance, Mountain Insurance: Longmont. This directory lists 20 flood insurance agents serving Longmont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heath Burchill Agency Inc American Family Insurance | 231 Coffman St | (720) 494-0500 |
| 2 | Evertree Insurance | 2330 Main St Unit H (2nd Floor | (303) 774-8810 |
| 3 | Liz Hogan: Allstate Insurance | 2051 Terry St Ste Ab | (303) 678-0911 |
| 4 | Mountain Insurance: Longmont | 2362 Eagleview Cir | (303) 808-9351 |
| 5 | Bassett Insurance Group | 1079 S Hover St # 200 | (303) 776-7676 |
| 6 | Cindi A Johnson Agency Inc American Family Insurance | 923 Main St | (303) 776-9870 |
| 7 | Browning Insurance Agency - Sean Browning | 600 S Airport Rd Bldg A, Ste E | (970) 353-3608 |
| 8 | Joe A Mejia - State Farm Insurance Agent | 1008 17th Ave | (303) 772-8335 |
| 9 | Rocky Mountain Insurance Center | 338 Main St Ste. A | (720) 335-6872 |
| 10 | L.A. Insurance | 230 S Main St | (303) 682-5700 |
The Heath Burchill Agency Inc American Family Insurance serves the Longmont, Colorado area as a flood insurance agent. This agency helps property owners understand and secure coverage tailored to local flood risks. It guides clients through policies that protect homes and businesses from water damage. The agency assists with initial policy setup and claims support for flood-related losses. It handles residential flood insurance and commercial flood insurance in this region.
Evertree Insurance in Longmont, Colorado, provides flood insurance agent services including policy consultations, risk assessments, and claims assistance. It offers ongoing support plans to help clients understand coverage options and maintain appropriate protection as flood zones evolve. Its team stays informed about local floodplain regulations and weather patterns affecting the area. Evertree Insurance serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the Longmont region.
Liz Hogan: Allstate Insurance serves homeowners, businesses, and property managers in Longmont, CO, by providing flood insurance agent services tailored to local risk. The agency helps clients assess their property’s exposure to water damage and select appropriate coverage from Allstate’s offerings. It explains how policies integrate with existing homeowners or commercial plans. The area frequently faces seasonal flooding, making protection a practical concern for property owners. Its service territory also extends east into neighboring Firestone.
Mountain Insurance: Longmont serves Longmont and the surrounding Boulder County communities, helping homeowners and business owners with flood insurance policies. It handles risk assessments and policy selection, focusing on protecting properties from flood damage common to the area. The agency works to identify each property’s specific flood zone requirements. It processes applications and coordinates with carriers to secure appropriate National Flood Insurance Program or private coverage. Its typical approach begins with a detailed property evaluation, then proceeds to tailor a policy recommendation that addresses the client’s coverage needs.
Bassett Insurance Group in Longmont, CO offers specialized flood insurance services, guiding property owners through the complexities of coverage for homes and businesses. The agency assists clients in assessing their flood risk and selecting appropriate policies from available programs. Its general work includes reviewing individual property needs to ensure adequate protection against water damage. As spring snowmelt or summer thunderstorms approach, the agent helps local residents prepare for potential flooding events common in this region.
Cindi A Johnson Agency Inc American Family Insurance in Longmont, CO understands that flood coverage often requires a choice between a one-time policy for specific events and a recurring annual plan for long-term protection. As a flood insurance agent, the agency guides property owners through available coverage options tailored to regional flood risks. Policies are designed to safeguard homes and belongings from water damage, addressing both structural and contents replacement needs. Service is provided on an as-needed basis, with clients scheduling consultations when evaluating their flood exposure.
Browning Insurance Agency - Sean Browning focuses on flood insurance policies for residential properties in Longmont, helping homeowners protect against water damage. Commercial flood coverage is also available for local business operations throughout the broader Boulder County area. As a flood insurance agent, the agency understands the risks posed by seasonal weather patterns affecting the Front Range. Clients can expect thorough assessments when a policy is initiated, with follow-up service coordinated between regular visits to adjust coverage as their property needs or flood zone status evolves.
Spring rains and snowmelt can cause unexpected flooding in Longmont, Colorado, making a flood insurance policy an important safeguard for homeowners. Joe A Mejia, a State Farm agent in the city, assists local residents with flood insurance coverage and helps address common coverage questions. He works with clients to clarify how existing home insurance usually does not cover flooding. An initial assessment of a property’s risk and structural details is typically performed before a personalized policy recommendation is developed.
Rocky Mountain Insurance Center is known for guiding Longmont, Colorado, property owners through the complexities of flood risk coverage. The agency assesses local flood zone data to help clients select appropriate policies, including those for homes and small businesses. Their focus on this specialized area ensures they understand the specific challenges posed by regional weather patterns. A specialty service they can provide is assisting with higher-risk flood zone designations and the required elevation certificates.
L.A. Insurance provides professional guidance regarding flood risk mitigation and policy options for property owners. Operating in Longmont, Colorado, this agency specializes in tailoring flood insurance solutions that address the specific challenges posed by local weather patterns and municipal flood zones. They analyze property elevations and historical flood data to recommend appropriate coverage. Their services can assist commercial sectors such as offices, warehouses, and food service establishments in obtaining policies that safeguard their operational assets and structural investments.
What Does a a Flood Insurance Agent in Longmont Cost?
Typical flood insurance costs in Colorado range from 500 to 3000 dollars per year depending on flood zone risk property value and deductible. In Longmont premiums for low-risk zones may start around 500 dollars annually while high-risk properties can exceed 2000 dollars. Elevation certificates and building characteristics also affect pricing. This is general information and not insurance advice.
About flood insurance agents in Longmont
Flood insurance agents in Longmont Colorado help property owners secure coverage through the National Flood Insurance Program and private insurers. Colorado law does not require flood insurance but mortgage lenders often mandate it for properties in Special Flood Hazard Areas. Longmont sits near the St Vrain Creek and has experienced significant flooding events making professional guidance important for homeowners and businesses.
Frequently Asked Questions
Do I need flood insurance in Longmont Colorado?
Flood insurance is not required by Colorado state law. However if your property is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Even outside high-risk zones flooding from heavy rain or snowmelt can occur so many residents choose coverage for peace of mind.
What does a flood insurance agent in Longmont do?
A flood insurance agent helps you assess your flood risk based on your propertys location and elevation. They explain policy options from the National Flood Insurance Program and private insurers help you complete the required elevation certificate and guide you through the application process.
How long does it take to get flood insurance in Longmont?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods or immediate coverage in some cases. Plan ahead especially if you are closing on a home or expecting seasonal storms.
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