The top-rated flood insurance agent in Lakewood, Colorado is Premier Group Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include April Welch - State Farm Insurance Agent, Kaufman Agency, Andrew Kuntzman Agency - Goosehead Insurance. This directory lists 10 flood insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 2 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 3 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 4 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
| 5 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 6 | Colling Insurance Services Inc | 550 S Wadsworth Blvd Unit 575 | (303) 987-3331 |
| 7 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
| 8 | Morrison Insurance Agency | 2535 S Lewis Way STE 108 | (303) 985-1576 |
| 9 | Associated Agents Insurance | 710 Kipling St #402 | (303) 991-7180 |
| 10 | York Insurance Agency | 7175 W Jefferson Ave #1200 | (303) 232-2636 |
Premier Group Insurance in Lakewood, Colorado, is known for helping property owners secure coverage against flood damage, a risk that affects many homes in the region. Their service range includes assessing individual flood zone risks from local waterways and heavy rainfall patterns. They assist clients with navigating National Flood Insurance Program requirements while also exploring private market options for broader protection. A specialty service clients can add on is content coverage for valuable basement belongings.
April Welch - State Farm Insurance Agent serves Lakewood and the greater Jefferson County area, offering flood insurance policies for residential and commercial property owners. The agency helps clients understand National Flood Insurance Program requirements and assists with risk assessment for properties in flood-prone zones. Protecting homes and businesses against water damage is central to the work completed here. Specific services include obtaining quotes for flood coverage and managing claims related to flood damage.
Kaufman Agency provides flood insurance services for property owners throughout Lakewood, Colorado. The agency assists clients with obtaining coverage and offers guidance on understanding policy details and flood risks in the area. Ongoing service includes help with filing claims and reviewing coverage options when policies come up for renewal. The agency services single-family homes, apartments, retail businesses, and restaurants, helping protect these properties from potential flood damage.
Homeowners, businesses, and property managers in Lakewood turn to Andrew Kuntzman Agency - Goosehead Insurance for flood insurance guidance. Agents analyze local flood zone maps from FEMA to match properties with appropriate National Flood Insurance Program or private market policies. They clarify coverage limits, deductibles, and waiting periods for those facing potential water damage from heavy rain or snowmelt. The agency also serves clients in nearby Golden and the broader Jefferson County metro area.
Homeowners may choose either a one-time flood insurance policy to close a real estate transaction or a recurring annual plan that protects their property year after year. Coverage typically safeguards the building itself along with its contents against rising water damage common in Lakewood, Colorado’s flood-prone areas. Hurl & Hurl Insurance Agency offers their flood insurance services strictly on an as-needed basis to accommodate each client’s unique situation and timing.
Serving Lakewood, Colorado, and the surrounding communities of Jefferson County, Colling Insurance Services Inc handles flood insurance policies for local homeowners and businesses. These plans address property damage from rising water, a common risk in the region. The agency assesses each client’s specific exposure to flooding and recommends appropriate coverage options from available programs. To manage a typical job, it begins with a thorough property evaluation, then matches the client with a policy that meets their needs without overcomplicating the coverage.
Mile High Insurance Brokers specializes in property-level flood coverage for homes and businesses in Lakewood, CO. The agency works with clients to navigate National Flood Insurance Program policies as well as private market options. They help property owners assess their specific flood risk based on local flood zone maps and elevation data. This service is especially critical during the spring melt season, when runoff from the Rocky Mountains can cause sudden flash flooding in creeks and low-lying neighborhoods.
As spring snowmelt and summer storms bring flash flooding to foothill communities around Lakewood, Morrison Insurance Agency helps homeowners and renters review their exposure and secure appropriate flood coverage. This agency understands that standard policies often exclude flood damage, making dedicated flood insurance essential for protecting property in vulnerable zones. The agent explains National Flood Insurance Program options and also discusses private-market alternatives that may better fit specific needs. A typical first step includes scheduling an inspection to evaluate the property’s flood risk and surrounding drainage patterns.
Associated Agents Insurance in Lakewood, CO, provides property coverage options, including specialized policies for flood protection. The agency works to help clients understand flood risks and secure appropriate plans to safeguard their assets. It supports both residential and commercial property owners in navigating insurance requirements for local flood zones. Commercial clients the agency can serve include offices, warehouses, and food service establishments that need tailored flood coverage for their operations and inventory.
York Insurance Agency in Lakewood, CO provides residential flood insurance for homeowners protecting their properties. The agency also offers commercial flood coverage for local businesses needing financial safeguards against water damage. Its service area encompasses Lakewood and the surrounding Denver metro communities. The agency assists clients in selecting appropriate policies and can discuss coverage adjustments as flood maps change. Follow-up consultations are available to review coverage needs before regular annual renewal periods.
What Does a a Flood Insurance Agent in Lakewood Cost?
Typical flood insurance costs in Lakewood Colorado range from 500 to 3000 per year for NFIP policies depending on flood zone and building characteristics. Homes in high-risk zones or with low elevation may pay more. Private insurers may offer competitive rates for lower-risk properties. This is general information and not insurance advice.
About flood insurance agents in Lakewood
Flood insurance agents in Lakewood Colorado help property owners protect against flood damage from seasonal storms and snowmelt. Colorado law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Agents can guide you through the National Flood Insurance Program NFIP and private options available in Jefferson County.
Frequently Asked Questions
Do I need flood insurance in Lakewood Colorado?
If your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding from heavy rain or snowmelt can occur so many homeowners choose coverage.
What does a flood insurance agent in Lakewood do?
A flood insurance agent evaluates your property risk explains NFIP and private policy options and helps you complete the required elevation certificate. They also assist with claims and policy renewals.
How much does flood insurance cost in Lakewood Colorado?
Costs vary by flood zone property elevation and coverage amount. NFIP policies in Lakewood typically range from 500 to 3000 per year for a standard home. Private policies may offer different rates and higher limits.
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