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Find Umbrella Insurance Agents Near You in Wellesley, MA

Browse umbrella insurance agents serving Wellesley, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Wellesley, Massachusetts is Deland, Gibson Insurance Associates — Wellesley Hills, rated 4.9 stars across 50 reviews. Other highly rated options include Cross Insurance, CAV Insurance Agency, Inc., Happily Insured. This directory lists 10 umbrella insurance agents serving Wellesley.

Showing 10 umbrella insurance agents in Wellesley, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Deland, Gibson Insurance Associates — Wellesley Hills36 Washington St #40(781) 237-1515
2Cross Insurance287 Linden St(781) 235-3100
3CAV Insurance Agency, Inc.40 Grove St #260(781) 237-4107
4Happily Insured1 Washington St # 105(351) 203-0257
5Shining Insurance LLC277 Linden St(781) 757-1097
6Hoffman Insurance Services, Inc.148 Linden St Suite 300(781) 235-0087
7Page & Lugton Insurance Agency31 Washington St(781) 444-0853
8Insurance Services of New England148 Linden St Suite 300(844) 386-8730
9Global Insurance Services Ltd62 Walnut St(781) 997-0670
10Cochrane & Porter Insurance Agency981 Worcester St(781) 943-1555
DG
36 Washington St #40
Deland, Gibson Insurance Associates — Wellesley Hills
Umbrella Insurance Agent · Wellesley, MA

Deland, Gibson Insurance Associates, serving the Wellesley Hills area of Massachusetts, provides umbrella insurance agency services. This type of coverage offers an extra layer of liability protection beyond standard home and auto policies, helping safeguard personal assets against major claims or lawsuits. The agency assists local clients in assessing their overall risk exposure to determine appropriate umbrella policy limits. Among the specific services handled in this area are assessing underlying policy requirements and evaluating coverage for personal liability risks such as dog bites or rental property incidents.

CI
287 Linden St
Cross Insurance
Umbrella Insurance Agent · Wellesley, MA

As seasonal storms and liability risks shift across Wellesley and the surrounding area, homeowners and drivers frequently reassess their existing protection for potential gaps. Cross Insurance provides coverage solutions that extend beyond standard policy limits, offering a vital layer of financial security against substantial claims often not covered by typical home or auto insurance. Understanding how a single incident can threaten personal assets, the agency evaluates each client’s unique exposures to recommend appropriate umbrella limits. An initial risk assessment review is scheduled to discuss current coverage levels.

CI
40 Grove St #260
CAV Insurance Agency, Inc.
Umbrella Insurance Agent · Wellesley, MA

CAV Insurance Agency, Inc. provides umbrella insurance coverage to clients in Wellesley, MA, offering policies that extend liability protection beyond standard home and auto limits. The agency assists customers in evaluating their risk exposure and selecting appropriate coverage levels to safeguard assets. They help policyholders understand how umbrella plans coordinate with existing underlying insurance. Regular policy reviews ensure coverage keeps pace with changing circumstances. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

HI
1 Washington St # 105
Happily Insured
Umbrella Insurance Agent · Wellesley, MA

Happily Insured serves homeowners, businesses, and property managers seeking added liability protection beyond standard policies in Wellesley, Massachusetts. The agency focuses on umbrella insurance, which acts as an extra layer of coverage to guard against major claims or lawsuits. Every client receives personalized guidance to assess their specific risk exposure and secure appropriate policy limits. The team works closely with local residents and commercial operators to ensure sufficient defense against unforeseen financial losses. Their coverage area extends to neighboring Needham and other parts of the greater Boston metro region.

SI
277 Linden St
Shining Insurance LLC
Umbrella Insurance Agent · Wellesley, MA

Shining Insurance LLC serves Wellesley and the surrounding communities of the Metro West region, handling comprehensive umbrella insurance agent services for local residents and businesses. It specializes in providing supplemental liability coverage that extends beyond the limits of standard auto, homeowners, or watercraft policies, offering broader protection against major claims or lawsuits. To typical jobs, it applies a detailed risk assessment approach, carefully analyzing a client’s existing coverage to recommend an appropriate policy limit for enhanced financial security.

HI
148 Linden St Suite 300
Hoffman Insurance Services, Inc.
Umbrella Insurance Agent · Wellesley, MA

Hoffman Insurance Services, Inc., located in Wellesley, MA, distinguishes between a one-time policy purchase, which covers a single umbrella liability claim for a set period, and a recurring service option that automatically renews annual coverage to protect against escalating claim costs. This local agency brokers additional liability layers beyond standard home and auto policies, safeguarding personal assets from major lawsuits. Client service for Hoffman Insurance Services, Inc. runs on a scheduled, annual basis to ensure consistent policy updates and renewals.

PL
31 Washington St
Page & Lugton Insurance Agency
Umbrella Insurance Agent · Wellesley, MA

Page & Lugton Insurance Agency offers personalized umbrella insurance services to residents of Wellesley, Massachusetts, extending liability coverage beyond standard policies. Their agents help clients secure added protection for assets against major claims and lawsuits. They also assist with general insurance needs, such as coordinating supplemental coverage to fill gaps in existing plans. Whether after a severe storm that causes unforeseen property damage or when hosting large gatherings during the holiday season, they guide clients through increased liability risks specific to those situations.

IS
148 Linden St Suite 300
Insurance Services of New England
Umbrella Insurance Agent · Wellesley, MA

When winter storms bring heavy snow and ice to Wellesley, local property owners often review their liability coverage against unexpected slip-and-fall claims. Insurance Services of New England assists clients in this suburb by arranging umbrella insurance policies that extend protection beyond standard homeowners or auto limits. Their agents evaluate individual risk exposure and recommend appropriate coverage layers for homes and vehicles. An initial consultation typically includes a review of existing policies to identify potential gaps, followed by a personalized coverage assessment to determine necessary limits.

GI
62 Walnut St
Global Insurance Services Ltd
Umbrella Insurance Agent · Wellesley, MA

Global Insurance Services Ltd in Wellesley, Massachusetts provides general liability coverage and adds umbrella insurance to extend protection beyond standard policy limits. This added layer helps safeguard personal assets and business investments against large claims or lawsuits. The agency works with commercial clients including offices, warehouses, and food service operations to secure the extra liability coverage these sectors often need for higher risk exposures and property responsibilities.

CP
981 Worcester St
Cochrane & Porter Insurance Agency
Umbrella Insurance Agent · Wellesley, MA

Cochrane & Porter Insurance Agency in Wellesley, MA assists homeowners with umbrella insurance for residential coverage, providing extra liability protection beyond standard policies. The agency also serves local businesses in the area by offering commercial umbrella policies that safeguard against larger claims. Serving Wellesley and the surrounding communities of eastern Massachusetts, the team focuses on matching coverage to each client’s specific risk profile. After an initial policy is placed, they remain available for follow-up consultations to adjust limits between regular renewal visits.

What Does an a Umbrella Insurance Agent in Wellesley Cost?

The cost of umbrella insurance in Massachusetts typically ranges from $150 to $500 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $1,000 annually. Factors that affect the premium include your driving record, number of properties, and the underlying liability limits on your home and auto policies. This is general information and not insurance advice.

About umbrella insurance agents in Wellesley

Umbrella insurance agents in Wellesley Massachusetts help residents secure extra liability protection above their standard home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy can provide $1 million or more in additional coverage. Wellesley homeowners with significant assets often use umbrella insurance to protect against lawsuits and claims that exceed primary policy limits.

Frequently Asked Questions

What does an umbrella insurance agent in Wellesley do?

An umbrella insurance agent reviews your existing home and auto policies to determine the right amount of extra liability coverage. They help you purchase a personal umbrella policy that kicks in after your primary insurance limits are exhausted. The agent also ensures you meet the underlying coverage requirements set by Massachusetts insurers.

Do I need umbrella insurance in Massachusetts?

You may need umbrella insurance if you have significant assets, a swimming pool, a dog, or if you frequently host guests. Massachusetts has a high cost of living and lawsuits can exceed standard policy limits. Umbrella coverage is also recommended for landlords or those with rental properties in Wellesley.

How much umbrella coverage should I get in Wellesley?

Most agents recommend at least $1 million in umbrella coverage for Massachusetts homeowners. Wellesley home values are high, so $2 million or more may be appropriate for larger estates. Your agent will calculate the right amount based on your net worth and risk factors.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.