The top-rated umbrella insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 15 umbrella insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
Sterling Insurance Agency Inc serves Beverly and surrounding Essex County as an umbrella insurance agent. It offers excess liability coverage that extends beyond standard home and auto policies. This agency helps customers secure higher limits for unexpected claims. Its team guides clients through assessing personal risk exposure. Each policy provides additional protection for legal defense costs. Sterling Insurance Agency Inc handles both personal umbrella insurance and commercial umbrella insurance services in this area.
Leslie S. Ray Ins. Agency, Inc. provides umbrella insurance services in the Beverly, Massachusetts area, offering supplemental liability coverage that extends beyond standard policy limits. It advises clients on structuring policies to close coverage gaps and protect personal assets. The agency assists with policy reviews to align coverage with changing risk profiles. Its service model includes helping to manage claims for overlapping policies. The agency serves single-family homes, apartments, retail, and restaurants in the region.
Cross Insurance in Beverly, Massachusetts, is recognized for its personalized approach to providing comprehensive umbrella liability coverage for local residents and businesses. Serving the North Shore area, the agency helps clients secure additional protection beyond standard auto and homeowners policies. This added layer of coverage can safeguard assets and future income against serious claims or lawsuits. The agency often specializes in tailoring higher-limit policies to meet the specific liability needs of each customer.
Archer Insurance Agency serves homeowners, businesses, and property managers in and around Beverly, Massachusetts, seeking umbrella insurance coverage. The agency provides personal and commercial umbrella policies that offer extended liability protection beyond standard home or auto insurance limits. These additional layers of coverage help safeguard assets from major claims or lawsuits arising from accidents or property incidents. The agency ensures clients understand how umbrella policies integrate with their existing insurance portfolio. Archer Insurance Agency also serves clients throughout the neighboring North Shore communities, including the greater Salem area.
Offering both one-time and ongoing coverage plans, MCJ Insurance Agency in Beverly, MA provides umbrella insurance that extends liability protection beyond standard home and auto policies. This additional layer safeguards clients against large claims and lawsuits. Umbrella policies also cover incidents like libel or personal injury not fully addressed by underlying insurance. Service runs on either a scheduled review basis for established clients or as an as-needed option for those seeking a single policy evaluation.
Serving Beverly and the surrounding North Shore communities, Soucy Insurance Agency, Inc. handles umbrella insurance for local homeowners and drivers. This type of policy provides an extra layer of liability coverage beyond standard auto and home insurance limits. It steps in when claims exceed the underlying policy amounts, helping to protect personal assets from major lawsuits. To assess a typical client’s exposure, Soucy Insurance Agency, Inc. reviews existing policies and lifestyle factors, such as property ownership and vehicles, to recommend an appropriate coverage level.
Duffy Insurance serves the greater Beverly, Massachusetts area as an Umbrella Insurance Agent. This agency assists clients with securing additional liability coverage that extends beyond the limits of standard home and auto policies. An umbrella policy provides essential financial protection against large claims and lawsuits, safeguarding personal assets. The team evaluates individual risk profiles to recommend appropriate coverage amounts. By working with multiple insurance carriers, they offer tailored solutions for local residents. The agency handles personal umbrella liability policies and excess liability coverage for those with significant assets.
Carmen Kimball Insurance offers umbrella liability coverage that extends beyond standard policy limits, addressing gaps in home and auto protection. The agency serves clients in Beverly and the surrounding North Shore area, helping them secure additional liability layers for greater financial security. Its work involves advising on coverage that guards assets against major claims or lawsuits. This service proves especially valuable during winter months, when increased slip-and-fall incidents on icy walkways can expose property owners to elevated legal risk.
As the coastal New England weather brings heavy rain and snow to Beverly, property owners often face higher liability risks from icy walkways or storm-related damage. Universal Insurance Agency helps local residents address these concerns by offering umbrella insurance policies that provide extra coverage beyond standard homeowners or auto plans. This additional layer protects assets when a claim exceeds primary limits, offering broader security against unexpected lawsuits. To begin tailoring a policy to individual needs, the agency first reviews current coverage levels and discusses typical local risks during a complimentary initial assessment.
Priority Insurance Massachusetts in Beverly handles general liability protection for area residents and businesses, offering specialized umbrella policies that provide extra coverage beyond standard home or auto limits. This added layer guards against large claims and legal costs from accidents or property damage. The agency works with commercial sectors including professional offices in Beverly, warehouse operators requiring broad premises liability, and food service establishments needing extended protection for customer incidents and delivery operations.
What Does an a Umbrella Insurance Agent in Beverly Cost?
In Massachusetts umbrella insurance typically costs between 150 and 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 200 to 800 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information not insurance advice.
About umbrella insurance agents in Beverly
An umbrella insurance agent in Beverly Massachusetts helps you secure extra liability coverage that goes beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but a serious accident can quickly exceed those amounts. Local agents understand coastal risks and the higher asset values common in Beverly.
Frequently Asked Questions
What does an umbrella insurance agent in Beverly do?
An agent reviews your existing home and auto policies to recommend an umbrella policy that provides additional liability coverage. They help you choose a coverage limit that fits your assets and risk profile.
Do I need umbrella insurance if I live near the coast in Beverly?
Yes coastal homeowners often face higher liability risks from slip and fall claims or property damage. An umbrella policy adds a layer of protection above your primary policy limits.
How much umbrella coverage do Massachusetts residents typically buy?
Most Massachusetts residents choose one million to five million dollars in umbrella coverage. The amount depends on your net worth, income, and potential liability exposure.
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