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Find Umbrella Insurance Agents Near You in Chicopee, MA

Browse umbrella insurance agents serving Chicopee, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 374 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 17 umbrella insurance agents serving Chicopee.

Showing 17 umbrella insurance agents in Chicopee, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1E.J. O'Neil Insurance Agency400 Broadway St(413) 594-4757
2First American Insurance Agency510 Front St(413) 592-8118
3Slosek Insurance170 Springfield St(413) 734-3690
4Rush Insurance Group, Inc.71 Church St(413) 598-8304
5Alyssa Joy Lunghi at Comparion Insurance Agency99 Church St(413) 754-7013
6White Birch Insurance21 White Birch Plz(413) 331-5263
7Kaplansky Insurance- Chicopee Branch725 Grattan St(413) 536-3311
8Metras Insurance Agency Inc2030 Memorial Dr(413) 536-1491
9Rosario &Robb Insurance Inc317 Broadway St(413) 594-4797
10Steven A Farnsworth Insurance202 Exchange St(413) 594-2714
EJ
400 Broadway St
E.J. O'Neil Insurance Agency
Umbrella Insurance Agent · Chicopee, MA

E.J. O'Neil Insurance Agency serves the Chicopee, MA, area and surrounding communities as a provider of umbrella insurance agent services. This form of liability coverage extends beyond the limits of standard home and auto policies, offering additional financial protection against major claims and lawsuits. The agency assists clients in this region with assessing their personal risk exposure and securing appropriate umbrella policies that integrate with their existing insurance portfolios. Their specific services include evaluating coverage limits and facilitating policy adjustments for individual homeowners and drivers.

FA
510 Front St
First American Insurance Agency
Umbrella Insurance Agent · Chicopee, MA

First American Insurance Agency provides comprehensive umbrella insurance services for individuals and businesses in Chicopee, Massachusetts. Its customized policies extend additional liability coverage above standard home and auto policies, offering essential financial protection against major claims or lawsuits. The agency assists clients with assessing their risk exposure and adjusting coverage limits as personal or commercial circumstances change, ensuring adequate security over time. It regularly reviews policies to address evolving asset values and liability needs. These services support a diverse property base, including single-family homes, apartments, retail locations, and restaurants.

SI
170 Springfield St
Slosek Insurance
Umbrella Insurance Agent · Chicopee, MA

Slosek Insurance serves homeowners, property managers, and business owners in Chicopee, Massachusetts, by helping them secure umbrella insurance policies that extend liability coverage beyond the limits of standard home or auto insurance. This added layer of protection is designed to help policyholders safeguard their assets against major claims and lawsuits. The agency guides clients through the process of selecting an appropriate coverage level for their individual risk profile. It also serves clients throughout the surrounding Springfield metropolitan area.

RI
71 Church St
Rush Insurance Group, Inc.
Umbrella Insurance Agent · Chicopee, MA

Serving Chicopee, Massachusetts, and the surrounding communities, Rush Insurance Group, Inc. handles umbrella insurance policies for local clients. It provides additional liability coverage that extends beyond the limits of standard homeowners or auto policies. This helps protect policyholders from major claims and lawsuits that could otherwise threaten their assets. For a typical job, it reviews a client’s current coverage to identify potential gaps and then recommends a suitable umbrella policy limit to provide extra financial protection.

AJ
99 Church St
Alyssa Joy Lunghi at Comparion Insurance Agency
Umbrella Insurance Agent · Chicopee, MA

Alyssa Joy Lunghi at Comparion Insurance Agency in Chicopee, MA offers umbrella policies either as a one-time purchase for added protection or as a recurring service that adjusts with changing liability needs. These policies provide extra coverage beyond standard home and auto limits, safeguarding assets against major claims and lawsuits. Serving clients throughout the Chicopee area, the agency structures its umbrella coverage on either a one-time or as-needed basis, with scheduled options available for annual policy reviews.

WB
21 White Birch Plz
White Birch Insurance
Umbrella Insurance Agent · Chicopee, MA

Specializing in excess liability protection, White Birch Insurance serves Chicopee, MA as an umbrella insurance agent. It carefully structures coverage to sit above homeowners and auto policies, providing an additional layer of financial security for local residents and families. The agency works closely with clients to assess personal risk exposure on standard underlying policies. It is especially helpful to consult them ahead of the snowy winter months, when increased car accidents or slip-and-fall incidents on driveways or walkways might exceed primary policy limits.

KI
725 Grattan St
Kaplansky Insurance- Chicopee Branch
Umbrella Insurance Agent · Chicopee, MA

As the seasons shift in Chicopee, residents often reassess their coverage against unexpected claims that exceed standard policies. Kaplansky Insurance- Chicopee Branch provides umbrella insurance products designed to offer an additional layer of liability protection. Acting as a local agent, the company assists policyholders by examining existing home and auto coverages. An agent explains how an umbrella policy can help address gaps for higher claim amounts or personal injury lawsuits. The process for determining appropriate coverage begins with a detailed conversation about current assets and potential risks during an initial assessment.

MI
2030 Memorial Dr
Metras Insurance Agency Inc
Umbrella Insurance Agent · Chicopee, MA

Metras Insurance Agency Inc in Chicopee, MA assists clients with general liability coverage through various policy options. The company specializes in adding umbrella insurance, which extends protection beyond standard limits for businesses and individuals. This extra layer of coverage can address gaps in primary policies, safeguarding against significant claims. Metras Insurance Agency Inc can serve a range of commercial sectors, including offices, warehouses, and food service operations, adapting solutions to meet the distinct liability exposures found in each of these environments.

R&
317 Broadway St
Rosario &Robb Insurance Inc
Umbrella Insurance Agent · Chicopee, MA

Rosario &Robb Insurance Inc provides residential umbrella coverage to protect homeowners and renters in Chicopee, Massachusetts, from liability claims that exceed underlying policies. The agency also assists local businesses with commercial umbrella policies, extending coverage across the greater Chicopee area. Umbrella insurance is designed to offer an extra layer of financial protection against major lawsuits or accidents. Clients are encouraged to contact the office after policy changes or major life events, ensuring coverage remains current between regular review visits.

SF
202 Exchange St
Steven A Farnsworth Insurance
Umbrella Insurance Agent · Chicopee, MA

Steven A Farnsworth Insurance, based in Chicopee, Massachusetts, is known for providing umbrella liability policies that extend extra layers of personal and auto liability coverage. Their service range includes helping clients secure broad-liability protection that kicks in after standard home or auto policies are exhausted. This firm assists local residents, homeowners, and vehicle owners in assessing their assets and lifestyle risks to determine appropriate supplementary coverage levels. For further protection, this agency can also offer specialized stand-alone excess liability coverage for watercraft or recreational vehicles.

GB
35 Center St
Grandfield Bugbee & Masse Insurance
Umbrella Insurance Agent · Chicopee, MA
(413) 592-1367
gbmins.com
BI
342 Front St
Best Insurance Service MA
Umbrella Insurance Agent · Chicopee, MA
(351) 203-0448
AM
400 Broadway St
Adam McLarey, E.J. O'Neil Insurance Agency
Umbrella Insurance Agent · Chicopee, MA
(413) 265-8916
oneilinsurance.com
MS
170 Springfield St
Marta's Insurance
Umbrella Insurance Agent · Chicopee, MA
(413) 592-3466
SC
39 Perkins St
Smart Choice Insurance MA
Umbrella Insurance Agent · Chicopee, MA
(413) 853-0260
CI
53 Cabot St
Chicopee Insurance Group LLC
Umbrella Insurance Agent · Chicopee, MA
(413) 307-0810
AI
574 East St
Aurora Insurance Agency LLC
Umbrella Insurance Agent · Chicopee, MA
(508) 640-7743

What Does an a Umbrella Insurance Agent in Chicopee Cost?

A standard 1 million dollar umbrella insurance policy in Massachusetts usually costs 150 to 300 dollars per year. Adding a second million in coverage may cost an additional 50 to 100 dollars per year. Factors like driving record, number of homes, and number of vehicles affect the final price. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About umbrella insurance agents in Chicopee

An umbrella insurance agent in Chicopee Massachusetts helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but these may not cover a serious accident. An umbrella policy provides an additional layer of protection for your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Chicopee do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your underlying home and auto insurance. In Massachusetts, umbrella policies typically start at 1 million dollars in coverage.

Who needs umbrella insurance in Massachusetts?

Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners, business owners, and drivers who frequently travel. Massachusetts courts can award large judgments, so extra coverage is often wise.

How much does umbrella insurance cost in Chicopee?

A 1 million dollar umbrella policy in Massachusetts typically costs between 150 and 300 dollars per year. Costs depend on your risk factors such as number of vehicles and properties. Your agent can provide a specific quote based on your situation.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.