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Find Umbrella Insurance Agents Near You in Boston, MA

Browse umbrella insurance agents serving Boston, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Boston, Massachusetts is Vargas & Vargas Insurance Inc., rated 4.9 stars across 690 reviews. Other highly rated options include Ironside Insurance Group, LLC, Bender Hatch Insurance, State Fund Insurance. This directory lists 17 umbrella insurance agents serving Boston.

Showing 17 umbrella insurance agents in Boston, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vargas & Vargas Insurance Inc.1133 Washington St(617) 298-0655
2Ironside Insurance Group, LLC112 Water St #401(617) 227-2400
3Bender Hatch Insurance87 Wendell St 4th Floor(617) 367-4900
4State Fund Insurance100 Summer St(617) 956-9999
5Click Insurance131 Dartmouth St Fl 3rd, Suite 82(617) 580-3499
6Flynn Insurance Agency30 Park St APT 2(617) 242-1200
7Point Insurance - Boston1103 Commonwealth Ave(617) 783-1160
8Beacon Hill Insurance Agency200 Portland St(800) 568-4091
9A-Affordable Insurance Agency, Inc.222 Sumner St(617) 567-0343
10Safety Insurance20 Custom House St(617) 951-0600
VV
1133 Washington St
Vargas & Vargas Insurance Inc.
Umbrella Insurance Agent · Boston, MA

Vargas & Vargas Insurance Inc. serves the Boston, Massachusetts metro area as an umbrella insurance agent. The company provides an extra layer of personal liability protection that extends beyond the limits of standard homeowners or auto policies. This coverage helps safeguard clients against major claims and lawsuits that could otherwise threaten their assets. In the greater Boston area, the agency handles both personal umbrella policies for individuals and commercial umbrella coverage for local businesses.

II
112 Water St #401
Ironside Insurance Group, LLC
Umbrella Insurance Agent · Boston, MA

Ironside Insurance Group, LLC serves local homeowners, property managers, and businesses across the Boston area by providing umbrella insurance policies that extend general liability coverage beyond existing underlying limits. An umbrella policy protects clients against major claims and lawsuits that could otherwise deplete personal or commercial assets. The agency tailors individual risk assessments to help policyholders understand their unique exposure. Ironside Insurance Group also serves clients throughout Cambridge, offering the same specialized umbrella coverage to residents and business owners in that neighboring community.

BH
87 Wendell St 4th Floor
Bender Hatch Insurance
Umbrella Insurance Agent · Boston, MA

Bender Hatch Insurance serves the greater Boston, Massachusetts area and its surrounding communities as an umbrella insurance agent. The company handles excess liability coverage that extends beyond the limits of standard home and auto policies. It works with individuals and families to provide added protection against major claims. For a typical job, the agent assesses a client’s existing policies, identifies potential gaps in coverage, and then secures a separate umbrella policy that increases overall liability limits for greater financial security.

SF
100 Summer St
State Fund Insurance
Umbrella Insurance Agent · Boston, MA

State Fund Insurance offers both one-time policy reviews for clients seeking immediate coverage solutions and recurring service plans that adjust umbrella limits as personal assets change. The agency helps residents of Boston protect their net worth by providing additional liability coverage beyond standard home and auto policies, ensuring comprehensive protection against lawsuits and claims. Service is available on a one-time, scheduled, or as-needed basis depending on individual policyholder preference and evolving coverage requirements.

CI
131 Dartmouth St Fl 3rd, Suite 82
Click Insurance
Umbrella Insurance Agent · Boston, MA

Click Insurance provides personal umbrella liability coverage for residents and businesses in the Boston area. Its specialty add-ons include excess liability policies designed to protect assets beyond standard homeowners or auto insurance limits. Such coverage safeguards clients from major lawsuits arising from accidents on the insured’s property. The company can serve commercial sectors including offices, warehouses, and food service establishments.

FI
30 Park St APT 2
Flynn Insurance Agency
Umbrella Insurance Agent · Boston, MA

Flynn Insurance Agency in Boston, Massachusetts specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This allows clients to safeguard their assets against major claims and lawsuits. The agency assists both residents and small business owners in understanding their vulnerability to unforeseen financial losses and how umbrella coverage can fill protection gaps. During the winter months, when increased risk of slip-and-fall incidents on icy walkways or snow-covered driveways arises, Flynn Insurance Agency helps clients ensure they have adequate liability protection in place.

PI
1103 Commonwealth Ave
Point Insurance - Boston
Umbrella Insurance Agent · Boston, MA

Point Insurance in Boston provides residential umbrella insurance to homeowners seeking additional liability protection beyond standard policies. The agency also assists commercial clients in securing broader excess coverage for business-related risks. Serving Boston and its surrounding communities, the firm emphasizes personalized risk assessment to address each client’s unique exposures. By streamlining the policy review process, Point Insurance facilitates efficient annual renewals and encourages ongoing communication between regular visits to ensure coverage remains aligned with changing circumstances and asset growth.

BH
200 Portland St
Beacon Hill Insurance Agency
Umbrella Insurance Agent · Boston, MA
AI
222 Sumner St
A-Affordable Insurance Agency, Inc.
Umbrella Insurance Agent · Boston, MA

Serving Boston, Massachusetts, and its surrounding communities, A-Affordable Insurance Agency, Inc. handles umbrella insurance policies for local residents and businesses. This coverage provides an extra layer of liability protection that extends beyond the limits of standard auto or homeowners policies. It addresses situations where a large claim might otherwise threaten one's personal assets or future earnings. To determine the appropriate coverage amount for a typical job, the agency conducts a thorough review of the client’s existing policies and overall risk exposure.

SI
20 Custom House St
Safety Insurance
Umbrella Insurance Agent · Boston, MA

Safety Insurance in Boston, Massachusetts provides comprehensive umbrella insurance coverage designed to extend liability protection beyond standard policies. The agent assists clients in evaluating their current insurance portfolio and offers tailored plans that help safeguard assets against major claims and lawsuits. Ongoing service includes periodic policy reviews and prompt claims assistance. This Boston-based agent serves a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants throughout the area.

BC
163 Harvard Ave
Best Choice Insurance Agency
Umbrella Insurance Agent · Boston, MA
(617) 782-8800
bestchoiceagency.com
PR
695 Atlantic Ave
Plymouth Rock Assurance Corporation
Umbrella Insurance Agent · Boston, MA
(844) 242-3555
plymouthrock.com
AI
60 Brighton Ave
ALD Insurance
Umbrella Insurance Agent · Boston, MA
(617) 787-7877
aldinsurance.com
DI
571 Dudley St Ste A
Damelia Insurance Agency, LLC
Umbrella Insurance Agent · Boston, MA
(617) 442-9190
dameliainsurance.com
AI
1065 Commonwealth Ave # 3
Allston Insurance Agency, Inc.
Umbrella Insurance Agent · Boston, MA
(617) 562-8200
allstoninsuranceagency.com
KD
4 Copley Pl Suite 120
K D Hicks Insurance Agency
Umbrella Insurance Agent · Boston, MA
(617) 442-1300
kdhicksinsurance.com
AI
Boston, MA 02127
Appletree Insurance
Umbrella Insurance Agent · Boston, MA
(617) 377-4227
appletreeins.com

What Does an a Umbrella Insurance Agent in Boston Cost?

In Massachusetts, umbrella insurance premiums typically range from 150 to 400 dollars per year for a 1 million dollar policy. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Boston

Umbrella insurance agents in Boston help clients secure extra liability protection above standard auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5, making umbrella coverage a smart choice for local homeowners and drivers. An agent can explain how a personal umbrella policy works with your existing coverage to protect your assets.

Frequently Asked Questions

What does an umbrella insurance agent in Boston do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage beyond your auto and home insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.

How much umbrella coverage do I need in Massachusetts?

Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. Higher limits may be needed if you have rental properties or engage in activities like boating or coaching youth sports.

Is umbrella insurance required in Massachusetts?

Umbrella insurance is not required by Massachusetts law, but it is strongly recommended for anyone with assets to protect. The state minimum auto liability limits are low, and a lawsuit could easily exceed those limits without umbrella coverage.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.