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Directory of umbrella insurance agents in Cambridge, Massachusetts. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Cambridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 14 umbrella insurance agents in Cambridge, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Relation Insurance - Garrity Group
545 Concord Ave, Cambridge, MA 02138
(617) 354-4640
garrity-insurance.com
Insurify
201 Broadway Floor 6, Cambridge, MA 02139
(833) 307-1453
insurify.com
Eagle Trust Insurance
125 Cambridgepark Dr Suite 301, Cambridge, MA 02140
(617) 625-8400
eagletrustinsurance.com
econosurance
125 Cambridgepark Dr Suite 301, Cambridge, MA 02140
(617) 864-2444
econosurance.com
Ralph J Galante Insurance Agency Inc
1939 Massachusetts Ave, Cambridge, MA 02140
(617) 864-5586
galanteinsurance.com
Al Ponte Insurance
819 Cambridge St, Cambridge, MA 02141
(617) 492-7600
Fucillo & Sasso Associates Insurance
599 Cambridge St suite c-2, Cambridge, MA 02141
(617) 621-3516
fucillosassoinsurance.com
Thomas F Coughlin Insurance Agency
1303 Cambridge St, Cambridge, MA 02139
(617) 876-1127
tfcoughlininsurance.com
Kaplansky Insurance- Cambridge Branch
1361 Cambridge St, Cambridge, MA 02139
(617) 492-4150
kaplansky.com
Premium Insurance Agency
80-96 Sherman St, Cambridge, MA 02140
(339) 210-5346
Consumer Insurance Agency
2350 MA-2A, Cambridge, MA 02140
(617) 545-3036
Cambridge insurance
64 Sidney St, Cambridge, MA 02139
(339) 210-5104
annamolin8984733.wixsite.com
Central Square/Segal Insurance
875 Massachusetts Ave, Cambridge, MA 02139
(617) 876-1300
Franklin and Company Car Insurance Agency of Cambridge
Umbrella insurance provides additional liability coverage beyond the limits of your home and auto policies. In Cambridge Massachusetts, this extra layer of protection can be important given the high property values and dense urban environment. A local agent can help you assess your risk and find a policy that meets your needs.
What Does a Umbrella Insurance Agent in Cambridge Cost?
The cost of umbrella insurance in Massachusetts typically ranges from 150 to 350 dollars per year for a 1 million dollar policy. Higher coverage limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on factors like your driving record, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Massachusetts?
Umbrella insurance covers legal costs and damages from claims like libel, slander, and property damage. It also covers personal injury claims that exceed your underlying policy limits. Massachusetts law requires a minimum underlying auto liability coverage of 20,000 per person and 40,000 per accident before you can purchase an umbrella policy.
How much umbrella insurance do I need in Cambridge?
The amount you need depends on your assets and potential risks. Many experts recommend coverage equal to your net worth. In Cambridge where home values are often high, a 1 million dollar policy is common. Your agent can help you calculate the right amount based on your specific situation.
Can I get umbrella insurance if I have a rental property in Cambridge?
Yes, you can. Umbrella insurance covers liability from rental properties you own. Massachusetts law requires landlords to maintain certain liability limits. An umbrella policy can provide extra protection above those limits for accidents or injuries on your rental property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.