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Find Umbrella Insurance Agents Near You in Danvers, MA

Browse umbrella insurance agents serving Danvers, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Danvers, Massachusetts is Daniel J. Guarino Insurance Agency, Inc., rated 5.0 stars across 303 reviews. Other highly rated options include Edgewater Insurance Group, Goodnow Insurance, Phil Richard Insurance. This directory lists 18 umbrella insurance agents serving Danvers.

Showing 18 umbrella insurance agents in Danvers, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Daniel J. Guarino Insurance Agency, Inc.99 Rosewood Dr #111(978) 777-5820
2Edgewater Insurance Group85 Constitution Ln #2B(978) 979-6592
3Goodnow Insurance16 Park St(978) 774-2620
4Phil Richard Insurance27 Garden St #1b(978) 774-4338
5Salem Five Insurance Services, LLC75 Sylvan St Suite B-202(978) 977-4884
6Hurley Insurance Agency27 Garden St #1b(978) 777-9394
7John J Doyle Insurance85 Constitution Ln #2h(978) 777-6344
8Circle Insurance Agency, Inc.247 Newbury St(978) 777-7030
9County Insurance Agency, Inc.123 Sylvan St(978) 774-2463
10Unity Insurance LLC153 Andover St(978) 488-1446
DJ
99 Rosewood Dr #111
Daniel J. Guarino Insurance Agency, Inc.
Umbrella Insurance Agent · Danvers, MA

Daniel J. Guarino Insurance Agency, Inc. serves the Danvers, Massachusetts, area as a local provider of umbrella insurance solutions. This type of policy offers additional liability coverage beyond standard home and auto limits, which can help protect assets in the event of a major claim or lawsuit. The agency assists clients in assessing their exposure and selecting appropriate coverage levels. Common scenarios it handles include reviewing protection for rental properties and evaluating liability risks for multi-vehicle households.

EI
85 Constitution Ln #2B
Edgewater Insurance Group
Umbrella Insurance Agent · Danvers, MA

Edgewater Insurance Group provides umbrella insurance coverage for clients in Danvers, Massachusetts, offering liability protection that extends beyond standard auto and homeowners policies. Their services include helping clients assess their risk exposure and adjust coverage limits accordingly. Policy maintenance is managed through periodic reviews to ensure limits remain aligned with changing asset values or life circumstances. They serve a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

GI
16 Park St
Goodnow Insurance
Umbrella Insurance Agent · Danvers, MA

Goodnow Insurance serves homeowners, businesses, and property managers in Danvers, Massachusetts, seeking umbrella insurance coverage. This type of policy provides extra liability protection beyond standard home or auto limits, shielding assets from major claims or lawsuits. The agency helps clients assess their risk exposure and select appropriate coverage levels. Guidance is offered on how umbrella policies interact with existing insurance to fill gaps in protection. Goodnow Insurance also serves clients throughout the North Shore area, including nearby communities such as Salem.

PR
27 Garden St #1b
Phil Richard Insurance
Umbrella Insurance Agent · Danvers, MA

Serving Danvers and the surrounding North Shore communities, Phil Richard Insurance provides personalized umbrella insurance coverage designed to protect clients from major claims and lawsuits. This company handles supplementary liability policies that extend beyond the limits of standard auto, home, or watercraft insurance. Its approach involves carefully assessing each client’s current underlying coverage limits and potential risk exposure before recommending an appropriate protection amount.

SF
75 Sylvan St Suite B-202
Salem Five Insurance Services, LLC
Umbrella Insurance Agent · Danvers, MA

Salem Five Insurance Services, LLC, based in Danvers, MA, offers a choice between a one-time umbrella insurance policy or a service that addresses ongoing coverage needs. These liability policies extend protection beyond basic auto and homeowners plans, safeguarding assets from large claims or lawsuits. Clients can update their coverage as circumstances change, ensuring continuous financial security. Service runs on an as-needed basis, with policyholders able to request modifications or purchase new coverage whenever personal risk levels shift.

HI
27 Garden St #1b
Hurley Insurance Agency
Umbrella Insurance Agent · Danvers, MA

Hurley Insurance Agency in Danvers, MA provides umbrella insurance agent services, offering specialized policies that extend liability coverage beyond standard home and auto limits. The agency works closely with clients to assess their unique risk exposures and secure appropriate layers of financial protection. As local specialists, they understand the liability concerns common to area homeowners, vehicle owners, and small business operators. With New England’s unpredictable winter weather, the agency frequently helps clients prepare for potential liability claims arising from icy sidewalks or driveway accidents.

JJ
85 Constitution Ln #2h
John J Doyle Insurance
Umbrella Insurance Agent · Danvers, MA

As winter storms sweep through Danvers, unpredictable weather can lead to accidents that strain standard coverage. John J Doyle Insurance assists local homeowners and drivers by offering umbrella insurance that provides an extra layer of liability protection beyond basic policies. This safeguard helps shield assets from major claims or lawsuits that may arise from slips, falls, or auto collisions. The agency evaluates each client’s risk exposure during an initial consultation to determine appropriate coverage limits, starting with a thorough review of current policies and property.

CI
247 Newbury St
Circle Insurance Agency, Inc.
Umbrella Insurance Agent · Danvers, MA

Circle Insurance Agency, Inc., in Danvers, MA, provides personal and commercial liability coverage, specializing in umbrella insurance policies that offer additional protection beyond standard policy limits. These excess liability policies help safeguard assets against major claims and lawsuits. Serving local professionals and business owners, the agency also offers customized solutions for commercial operations, including office spaces, warehouses, and food service establishments needing extra liability layers.

CI
123 Sylvan St
County Insurance Agency, Inc.
Umbrella Insurance Agent · Danvers, MA

County Insurance Agency, Inc. in Danvers, MA provides residential umbrella insurance services, extending personal liability coverage beyond standard homeowners and auto policies. They also handle commercial umbrella coverage for local business owners, serving clients throughout Essex County and the surrounding North Shore communities. Their experienced team works with customers to identify potential gaps in existing liability limits, recommending appropriate added protection. Follow-up visits are scheduled as needed to review updated personal or business assets between regular policy renewals.

UI
153 Andover St
Unity Insurance LLC
Umbrella Insurance Agent · Danvers, MA

Unity Insurance LLC in Danvers, MA is known for providing personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service range includes assessing clients’ existing asset protection and identifying potential gaps in personal liability exposure. The agent works with area residents to secure broader coverage for incidents on their property or from vehicle use. An added specialty service is offering umbrella policies that also cover libel or slander claims.

MI
80 Newbury St
Mutual Insurance Company MA
Umbrella Insurance Agent · Danvers, MA
(978) 252-2911
DG
150 Andover St
Devon Gaudet Insurance
Umbrella Insurance Agent · Danvers, MA
(978) 473-2557
instagram.com/insuredbydev
TI
27 Cherry St #101
Townsend Insurance Group
Umbrella Insurance Agent · Danvers, MA
(855) 272-0463
townsendinsgroup.com
WJ
89 Newbury St Suite 201
William J Lynch Insurance
Umbrella Insurance Agent · Danvers, MA
(978) 750-0044
lynchinsurance.com
CI
99b Andover St
Consoles Insurance Agency
Umbrella Insurance Agent · Danvers, MA
(508) 625-5721
PC
299 Newbury St
Pro Care Insurance
Umbrella Insurance Agent · Danvers, MA
(978) 504-2711
GI
17 Cheever St
Garden Insurance Agency
Umbrella Insurance Agent · Danvers, MA
(978) 473-3363
gardeninsured.com/contact
CI
10 Liberty St
Compass Insurance Services LLC
Umbrella Insurance Agent · Danvers, MA
(978) 762-5588

What Does an a Umbrella Insurance Agent in Danvers Cost?

In Massachusetts a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Adding 2 million dollars of coverage usually costs 250 to 500 dollars annually. Premiums vary based on your driving record number of properties and personal risk factors. This is general information not insurance advice.

About umbrella insurance agents in Danvers

Umbrella insurance agents in Danvers Massachusetts help you secure extra liability protection that kicks in after your auto or homeowners policy limits are exhausted. Massachusetts law requires minimum auto liability coverage of 20/40/5 but a serious accident can quickly exceed those limits. An umbrella policy from a local agent can provide an additional 1 million to 5 million dollars in coverage for a relatively low annual premium.

Frequently Asked Questions

What does an umbrella insurance agent in Danvers do?

An umbrella insurance agent in Danvers helps you assess your personal liability risks and find a policy that covers claims above your existing auto and home insurance limits. They explain how umbrella coverage protects against lawsuits for bodily injury property damage and personal injury such as slander or libel.

How much umbrella insurance do I need in Massachusetts?

Most agents recommend at least 1 million dollars in umbrella coverage if you own a home have significant savings or engage in activities like hosting guests or owning a dog. Massachusetts courts can award large judgments so higher limits of 2 to 5 million may be wise for high net worth individuals.

Does umbrella insurance cover legal defense costs in Massachusetts?

Yes umbrella policies typically cover your legal defense costs even if the lawsuit is groundless. In Massachusetts where litigation can be costly this feature helps protect your assets without draining your savings on attorney fees.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.