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Directory of umbrella insurance agents in Waltham, Massachusetts. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Waltham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 20 umbrella insurance agents in Waltham, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stanton Insurance Agency Inc
230 2nd Ave, Waltham, MA 02451
(781) 893-3200
stantonins.com
AAA Waltham
856 Lexington St, Waltham, MA 02452
(781) 899-9000
branches.northeast.aaa.com
Point Insurance - Waltham
570 Moody St, Waltham, MA 02453
(833) 280-6080
pointinsure.com
AP Intego Insurance Group
1601 Trapelo Rd # 280, Waltham, MA 02451
(888) 289-2939
Acacia Insurance, Inc.
200 5th Ave Suite 4010, Waltham, MA 02451
(508) 653-1600
acaciainsurance.com
Internet Insurance Group, LLC,
50 Prospect St, Waltham, MA 02453
(855) 980-5908
smallbusinessquote.com
WIC Insurance Inc.
230 2nd Ave #105, Waltham, MA 02451
(781) 890-0999
wicinsurance.com
Everett & Sons Ins. Agency, Inc.
76 Weston St, Waltham, MA 02453
(781) 893-0885
everettandsons.com
TRUSTEN INSURANCE AGENCY
85 River St #2a, Waltham, MA 02453
(978) 942-0441
trustenia.com
H & K Insurance Agency, Inc.
271 Waverley Oaks Rd suite 307, Waltham, MA 02452
(617) 924-5600
hkinsurance.com
Robinson Insurance Agency
691 Main St, Waltham, MA 02451
(781) 893-2300
Responsible Insurance Waltham
288 2nd Ave, Waltham, MA 02451
(781) 819-0548
Peoples Insurance Massachusetts
66 Prospect St, Waltham, MA 02453
(339) 210-5107
Prime Insurance, MA
440 Totten Pond Rd, Waltham, MA 02451
(339) 234-9204
Waltham Insurance, MA
389 Winter St, Waltham, MA 02451
(339) 219-1094
World Insurance Associates LLC
50 Prospect St, Waltham, MA 02453
(781) 642-9000
locations.worldinsurance.com
Bankers Life
300 5th Ave Ste 6010, Waltham, MA 02451
(508) 820-8301
branches.bankerslife.com
Louis J Kirsch 3rd Insurance Agency Inc
411 Main St, Waltham, MA 02452
(781) 899-9060
kirschagency.com
Physicians Insurance Agency of Massachusetts
860 Winter St, Waltham, MA 02451
(781) 434-7525
piam.com
Universal Insurance Waltham
1432 Main St, Waltham, MA 02451
(781) 819-0483
An umbrella insurance agent in Waltham Massachusetts helps you secure additional liability coverage beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but a personal umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for Waltham residents including property liability and auto accident exposure.
What Does a Umbrella Insurance Agent in Waltham Cost?
Typical cost for a $1 million umbrella insurance policy in Massachusetts ranges from $150 to $400 per year. A $2 million policy usually costs between $250 and $600 annually. Premiums vary based on your number of vehicles home value and driving record. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Waltham do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. This is important in Massachusetts where medical costs and lawsuit settlements can be high. The agent evaluates your assets and risk profile to recommend appropriate coverage levels.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least $1 million in umbrella coverage for Massachusetts residents with significant assets. Higher limits of $2 to $5 million are common for homeowners with rental properties or high net worth. The amount you need depends on your total assets including home value savings and future income.
Can I get umbrella insurance if I have a teenage driver in Waltham?
Yes you can get umbrella insurance with a teenage driver but your premium may be higher. Massachusetts law holds parents financially responsible for accidents caused by minor drivers. An umbrella policy provides extra protection for this added liability risk.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.