ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Waltham, MA

Browse umbrella insurance agents serving Waltham, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Waltham, Massachusetts is Stanton Insurance Agency Inc, rated 4.9 stars across 275 reviews. Other highly rated options include Point Insurance - Waltham, AAA Waltham, Acacia Insurance, Inc.. This directory lists 21 umbrella insurance agents serving Waltham.

Showing 21 umbrella insurance agents in Waltham, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stanton Insurance Agency Inc230 2nd Ave(781) 893-3200
2Point Insurance - Waltham570 Moody St(833) 280-6080
3AAA Waltham856 Lexington St(781) 899-9000
4Acacia Insurance, Inc.200 5th Ave Suite 4010(508) 653-1600
5AP Intego Insurance Group1601 Trapelo Rd # 280(888) 289-2939
6Internet Insurance Group, LLC,50 Prospect St(855) 980-5908
7Everett & Sons Ins. Agency, Inc.76 Weston St(781) 893-0885
8WIC Insurance Inc.230 2nd Ave #105(781) 890-0999
9TRUSTEN INSURANCE AGENCY85 River St #2a(978) 942-0441
10H & K Insurance Agency, Inc.271 Waverley Oaks Rd suite 307(617) 924-5600
SI
230 2nd Ave
Stanton Insurance Agency Inc
Umbrella Insurance Agent · Waltham, MA

Stanton Insurance Agency Inc serves the Waltham, Massachusetts, area and the greater Middlesex County region as an umbrella insurance agent. It assists clients in obtaining liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims or lawsuits. Its work includes evaluating individual risk profiles for supplementary liability policies on residential property. The agency also advises on broader personal liability protection for multi-vehicle households.

PI
570 Moody St
Point Insurance - Waltham
Umbrella Insurance Agent · Waltham, MA

Point Insurance in Waltham serves homeowners, businesses, and property managers seeking added liability protection through umbrella coverage. The agency helps clients secure an extra policy layer that takes effect when standard home or auto limits are exhausted. It assists customers in assessing their personal risk exposure and selecting appropriate coverage levels. Serving Middlesex County and the greater Boston area, the agency also provides services to clients in neighboring Lexington.

AW
856 Lexington St
AAA Waltham
Umbrella Insurance Agent · Waltham, MA

AAA Waltham provides personal umbrella liability coverage that extends beyond standard homeowners and auto policies. It offers annual policy reviews and claims assistance to help clients understand coverage gaps and adjust limits as necessary. This agent works with individuals and property owners throughout the area, addressing increased liability risks that standard policies may not fully cover. It services single-family homes, apartments, retail businesses, and restaurants seeking extra protection against major lawsuits or settlements.

AI
200 5th Ave Suite 4010
Acacia Insurance, Inc.
Umbrella Insurance Agent · Waltham, MA

Acacia Insurance, Inc., located in Waltham, Massachusetts, provides coverage for umbrella insurance policies, which extend personal liability protection beyond the limits of a homeowner’s or auto policy. Clients may choose a single policy for a specific need, or they may arrange for ongoing coverage that renews each year to maintain consistent liability protection in the local area. Claims support is handled through established processes common to the industry. Service is typically offered on an as-needed basis, allowing clients to request quotes or policy adjustments when their circumstances change.

AI
1601 Trapelo Rd # 280
AP Intego Insurance Group
Umbrella Insurance Agent · Waltham, MA

AP Intego Insurance Group serves Waltham, Massachusetts, and the surrounding communities of the Greater Boston area. The company handles umbrella insurance, which provides extra liability coverage beyond standard home and auto policies to help protect clients from major claims or lawsuits. For each typical client, the agency begins by reviewing existing personal insurance policies to determine appropriate coverage limits. It then recommends an umbrella policy tailored to the individual’s specific asset and risk profile, ensuring a comprehensive layer of financial protection.

II
50 Prospect St
Internet Insurance Group, LLC,
Umbrella Insurance Agent · Waltham, MA

Internet Insurance Group, LLC, located in Waltham, Massachusetts, specializes in offering umbrella liability coverage that extends beyond the limits of standard homeowners and auto policies. The company also provides general insurance agent services, helping clients assess their overall risk exposure and secure appropriate protection. A specialty area involves addressing liability gaps that can arise from home-based businesses or rental properties. During the New England winter season, the company frequently assists homeowners with umbrella policies that guard against costly slip-and-fall accidents on icy driveways or walkways.

ES
76 Weston St
Everett & Sons Ins. Agency, Inc.
Umbrella Insurance Agent · Waltham, MA

Everett & Sons Ins. Agency, Inc. in Waltham, MA provides general insurance services to local clients. It extends core coverage by offering umbrella insurance, which adds an extra layer of liability protection beyond standard policy limits. This specialized product helps safeguard assets and offers broader liability safeguards. These policies are available for various commercial sectors, including offices, warehouses, and food service operations.

WI
230 2nd Ave #105
WIC Insurance Inc.
Umbrella Insurance Agent · Waltham, MA

As winter storms bring heavy snow and ice to Waltham, MA, the risk of slip-and-fall claims or property damage increases for homeowners and small businesses. WIC Insurance Inc. offers umbrella insurance agent services designed to provide additional liability coverage beyond standard policies. This extra layer helps protect local assets and future earnings when a claim exceeds base limits. A thorough review of existing policies and exposure is conducted during the initial risk assessment meeting.

TI
85 River St #2a
TRUSTEN INSURANCE AGENCY
Umbrella Insurance Agent · Waltham, MA

Trusten Insurance Agency serves homeowners and renters in Waltham, Massachusetts, with residential umbrella insurance policies that extend liability protection beyond standard coverage. The agency also helps local business owners secure commercial umbrella policies for added peace of mind. Their service reaches throughout Waltham and the surrounding communities. Clients can count on the agency for follow-up support and policy reviews, ensuring coverage remains current between regular visits or after life changes such as property upgrades.

HK
271 Waverley Oaks Rd suite 307
H & K Insurance Agency, Inc.
Umbrella Insurance Agent · Waltham, MA

H & K Insurance Agency, Inc. in Waltham, MA is known for helping clients fill gaps in their standard liability coverage. Its umbrella insurance services extend personal or commercial liability limits above existing auto and homeowners policies, protecting against larger claims and lawsuits. The agency guides clients in selecting appropriate coverage levels to safeguard assets. As a complementary offering, the agency can also assist with evaluating additional layers of excess liability protection for clients with significant risk exposure.

RI
691 Main St
Robinson Insurance Agency
Umbrella Insurance Agent · Waltham, MA
(781) 893-2300
RI
288 2nd Ave
Responsible Insurance Waltham
Umbrella Insurance Agent · Waltham, MA
(781) 819-0548
PI
66 Prospect St
Peoples Insurance Massachusetts
Umbrella Insurance Agent · Waltham, MA
(339) 210-5107
PI
440 Totten Pond Rd
Prime Insurance, MA
Umbrella Insurance Agent · Waltham, MA
(339) 234-9204
WI
389 Winter St
Waltham Insurance, MA
Umbrella Insurance Agent · Waltham, MA
(339) 219-1094
BL
300 5th Ave Ste 6010
Bankers Life
Umbrella Insurance Agent · Waltham, MA
(508) 820-8301
branches.bankerslife.com/ma/waltham/300-5th-ave
WI
50 Prospect St
World Insurance Associates LLC
Umbrella Insurance Agent · Waltham, MA
(781) 642-9000
locations.worldinsurance.com/eastern-states-insurance-a-world-company-80a80d49c3d0
LJ
411 Main St
Louis J Kirsch 3rd Insurance Agency Inc
Umbrella Insurance Agent · Waltham, MA
(781) 899-9060
kirschagency.com
IM
37 Upland Rd
Insurance M Agency
Umbrella Insurance Agent · Waltham, MA
PI
860 Winter St
Physicians Insurance Agency of Massachusetts
Umbrella Insurance Agent · Waltham, MA
(781) 434-7525
piam.com
UI
1432 Main St
Universal Insurance Waltham
Umbrella Insurance Agent · Waltham, MA
(781) 819-0483

What Does an a Umbrella Insurance Agent in Waltham Cost?

Typical cost for a $1 million umbrella insurance policy in Massachusetts ranges from $150 to $400 per year. A $2 million policy usually costs between $250 and $600 annually. Premiums vary based on your number of vehicles home value and driving record. This is general information not insurance advice.

About umbrella insurance agents in Waltham

An umbrella insurance agent in Waltham Massachusetts helps you secure additional liability coverage beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but a personal umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for Waltham residents including property liability and auto accident exposure.

Frequently Asked Questions

What does an umbrella insurance agent in Waltham do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. This is important in Massachusetts where medical costs and lawsuit settlements can be high. The agent evaluates your assets and risk profile to recommend appropriate coverage levels.

How much umbrella coverage do I need in Massachusetts?

Most agents recommend at least $1 million in umbrella coverage for Massachusetts residents with significant assets. Higher limits of $2 to $5 million are common for homeowners with rental properties or high net worth. The amount you need depends on your total assets including home value savings and future income.

Can I get umbrella insurance if I have a teenage driver in Waltham?

Yes you can get umbrella insurance with a teenage driver but your premium may be higher. Massachusetts law holds parents financially responsible for accidents caused by minor drivers. An umbrella policy provides extra protection for this added liability risk.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.