The top-rated umbrella insurance agent in Stoughton, Massachusetts is Natalia Vargas Insurance Agency Inc, rated 4.8 stars across 77 reviews. Other highly rated options include Brockton Insurance Agency, Inc., John P. Russell Insurance Agency, Fernandes Insurance. This directory lists 18 umbrella insurance agents serving Stoughton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Natalia Vargas Insurance Agency Inc | 4 Cabot Pl # 4 | (781) 374-4125 |
| 2 | Brockton Insurance Agency, Inc. | 2 Canton St B-223 | (508) 583-9090 |
| 3 | John P. Russell Insurance Agency | 65 Pearl St | (781) 344-0098 |
| 4 | Fernandes Insurance | 11 Pearl St | (781) 341-0220 |
| 5 | Laurmark Insurance | 1778 Washington St | (781) 341-0910 |
| 6 | Cardullo & Duffy Insurance Agency, Inc. | 331 Page St SUITE 3C | (508) 580-2686 |
| 7 | Gilcoine & Burke Insurance | 2 Cabot Pl # 2 | (617) 328-7744 |
| 8 | Malcolm & Parsons Insurance Agency Inc | 713 Washington St | (781) 344-3200 |
| 9 | Amaral & Gallagher Insurance | 1193 Washington St | (781) 341-5116 |
| 10 | Loyalty Insurance Service MA | 489 Page St | (781) 819-3853 |
Natalia Vargas Insurance Agency Inc serves the Stoughton, Massachusetts area as an umbrella insurance agent. This company helps clients obtain additional liability coverage beyond standard home and auto policies, offering financial protection against major claims or lawsuits. Umbrella insurance acts as a safety net for personal assets by extending liability limits. The agency assists residents in evaluating their risk exposure and selecting appropriate coverage levels. It handles policy comparisons and applications for umbrella insurance to supplement existing policies.
Brockton Insurance Agency, Inc. provides a full selection of umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. It offers personalized service, helping clients understand how additional protection can safeguard their assets. The agency also assists with policy reviews and renewal coordination to ensure continued, adequate coverage. Serving clients throughout Stoughton, MA, Brockton Insurance Agency services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Stoughton, MA rely on John P. Russell Insurance Agency for umbrella coverage that extends liability protection beyond standard policies. This local agency provides essential excess liability insurance, safeguarding assets from major claims and lawsuits. Serving clients throughout the Stoughton area, it offers tailored umbrella insurance solutions to meet varying risk profiles. The agency also serves nearby communities such as Canton, MA, helping residents and business owners secure financial protection across the greater metro region.
Fernandes Insurance in Stoughton, Massachusetts, provides umbrella insurance policies for clients seeking extra liability coverage beyond standard home and auto limits. This specialized addition protects against major claims or lawsuits that could otherwise threaten personal assets. Policy details are clearly explained to match each client’s risk exposure and financial needs. The firm serves commercial sectors such as offices, warehouses, and food service establishments requiring higher liability protection.
Laurmark Insurance serves Stoughton, Massachusetts, and the surrounding South Shore communities with personalized coverage options. As an umbrella insurance agent, the company handles excess liability policies that provide additional protection beyond standard homeowners, auto, and watercraft insurance. It assists clients in safeguarding their assets against major claims and lawsuits. To handle a typical request, the agent first reviews existing policies to identify coverage gaps and then secures an appropriate liability limit from a standard carrier.
Cardullo & Duffy Insurance Agency, Inc. specializes in providing personal umbrella liability coverage in Stoughton, MA. This agency also offers general risk management guidance for clients seeking extra protection beyond standard auto and homeowners policies. Umbrella insurance agents like this one help secure extended liability limits for unexpected claims or lawsuits. The agency can address increased seasonal risks, such as additional liability exposure during holiday gatherings or when hosting summer pool parties, thereby helping clients better safeguard their assets.
Gilcoine & Burke Insurance in Stoughton, MA, provides umbrella insurance services that can be arranged either as a one-time policy for a set period or as a recurring annual renewal to maintain continuous protection. This type of liability coverage extends beyond the limits of standard home and auto policies, offering crucial financial safeguards against major claims or lawsuits. The agency serves local clients by structuring these policies on either a one-time or as-needed basis depending on individual circumstances.
As winter storms approach in Stoughton, home and auto insurance coverage gaps can become painfully clear, leaving families vulnerable. Malcolm & Parsons Insurance Agency Inc addresses this local need by offering personalized umbrella insurance policies that add an extra layer of liability protection. Their agents carefully review a client’s existing policies to identify potential exposure from a lawsuit or major accident. After recommending a suitable coverage limit, they schedule a brief initial assessment of the client’s property to confirm eligibility, ensuring the policy fits without gaps or surprise exclusions.
Amaral & Gallagher Insurance operates in Stoughton, Massachusetts, as an umbrella insurance agent, advising clients on supplemental liability coverage that extends beyond standard policy limits. This specialty coverage provides additional protection for personal assets against major claims or lawsuits. By offering excess liability policies, the agency can help safeguard residential and commercial property owners who seek a further layer of financial security. In particular, it serves businesses needing robust risk management, including offices, warehouses, and food service operations.
Residential clients in Stoughton rely on this agency for umbrella insurance that extends liability protection beyond standard homeowners policies. Commercial coverage is also available for small businesses and property owners seeking additional layers of asset safeguarding. Serving the area including Norfolk County, the agent meets with policyholders to review personal liability risks from their vehicles, rental properties, or recreational activities. They typically follow up with accommodated clients during renewal periods or whenever a major life change occurs between regular annual visits.
What Does an a Umbrella Insurance Agent in Stoughton Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your driving record home value and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Stoughton
An umbrella insurance agent in Stoughton Massachusetts can help you add an extra layer of liability protection above your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/15 but a personal umbrella policy can provide coverage starting at 1 million dollars. This is especially important for Stoughton residents who own property or have significant assets to protect.
Frequently Asked Questions
What does an umbrella insurance agent in Stoughton do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage beyond your existing home and auto insurance. They assess your risk factors and recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets income and potential liability risks. A Stoughton agent can help you calculate a suitable limit.
Do I need umbrella insurance if I have a home in Stoughton?
Yes homeowners in Stoughton can benefit from umbrella insurance because it covers claims that exceed your standard homeowners liability limit. It also covers incidents like dog bites or accidents on your property that could lead to large lawsuits.