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Compare umbrella insurance agents in Salem. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Salem, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 16 umbrella insurance agents in Salem, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zellik Insurance Agency, Inc.
37 Bridge St, Salem, MA 01970
(978) 594-0815
zellikinsurance.com
Farquhar and Black Insurance Agency
45 Traders Way Building 10, Salem, MA 01970
(781) 599-2200
fandbinsurance.com
4 Insurance LLC
121 Loring Ave STE 825, Salem, MA 01970
(855) 322-4509
4insurancellc.com
John J. Walsh Insurance Agency, Inc. - Salem Office
87 Margin St, Salem, MA 01970
(978) 745-3300
walshinsurance.com
Quote Carma
88B Lafayette St, Salem, MA 01970
(203) 872-7280
qcarma.com
Ahmed Insurance Inc
106 North St, Salem, MA 01970
(978) 745-8800
ahmedinsurance.com
William C Burke Jr Insurance
18 Brown St, Salem, MA 01970
(978) 741-7800
burkeins.com
Relation Insurance Services
18 Hawthorne Blvd #3710, Salem, MA 01970
(978) 744-4540
relationinsurance.com
Culver Insurance
20 Central St # 2, Salem, MA 01970
(978) 744-1753
Essex Edge Insurance Co.
84 Highland Ave, Salem, MA 01970
(351) 212-2040
EasyCare Solutions
21 Church St, Salem, MA 01970
(351) 207-1687
Assurance Insurance Agency
10 Federal St, Salem, MA 01970
(351) 207-0626
Allan Insurance Agency Inc
63 1/2 Jefferson Ave, Salem, MA 01970
(978) 745-5905
allaninsurance.com
Desjardins Insurance Agency
19 Front St, Salem, MA 01970
(978) 744-4400
desjardinsinsalem.com
Capacity Insurance LLC
119 Boston St, Salem, MA 01970
(351) 212-2448
Avalon Risk Management
27 Congress St # 407, Salem, MA 01970
(978) 740-5677
avalonrisk.com
An umbrella insurance agent in Salem can help you secure additional liability coverage beyond your standard auto and homeowners policies. In Massachusetts, where coastal properties and historic homes present unique risks, umbrella policies often require a minimum underlying liability limit of $250,000 for auto insurance and $100,000 for homeowners insurance. Working with a local agent ensures your policy aligns with state regulations and your specific needs.
What Does a Umbrella Insurance Agent in Salem Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from $150 to $400 per year for one million dollars in coverage. Higher limits, such as two million dollars, may cost between $250 and $600 annually. Premiums vary based on your personal risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Salem?
An umbrella insurance agent helps you evaluate your existing liability coverage and recommends an umbrella policy to protect your assets. They assess your risk factors, such as property value and lifestyle, and guide you through the application process with carriers licensed in Massachusetts.
How much umbrella coverage do I need in Massachusetts?
The amount of umbrella coverage depends on your net worth and potential liability exposure. Common policy limits start at one million dollars and go up to five million dollars or more. An agent can help you calculate a suitable amount based on your assets and Massachusetts legal environment.
Are there specific Massachusetts laws for umbrella insurance?
Massachusetts requires that your underlying auto and homeowners policies meet certain minimum liability limits before you can purchase an umbrella policy. The state also has a statute of limitations of three years for personal injury lawsuits and six years for property damage claims, which affects your risk exposure.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.