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Compare Umbrella Insurance Agents in Reading, MA

Looking for a umbrella insurance agent in Reading? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 12 umbrella insurance agents in Reading, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Old Heritage Insurance Agency LLC
324 Main St, Reading, MA 01867
(781) 944-9930 ohiagency.com
Davis Clark & Latham Insurance Agency Inc
Pleasant St #3, Reading, MA 01867
(781) 944-6171 dclatham.com
Gilbert Insurance Agency
137 Main St, Reading, MA 01867
(781) 942-2225 gilbertinsurance.com
Gallagher Insurance, Risk Management & Consulting
55 Walkers Brook Dr Suite 403, Reading, MA 01867
(877) 977-1898 assuredpartners.com
LBP Insurance Agency
2 Haven St UNIT 208, Reading, MA 01867
(781) 779-1853 lbpinsured.com
The Nolty Group at Archer Insurance
580 Main St Suite 204, Reading, MA 01867
(978) 338-8942 thenoltygroup.com
Elite Pinnacle Insurance LLC
26 Haven St, Reading, MA 01867
(508) 443-4531
Nice Insurance Massachusetts
1 General Way, Reading, MA 01867
(339) 204-6352
Strong Insurance Inc
88 Haven St, Reading, MA 01867
(781) 944-3559
Cole Insurance Agency Inc
2 Haven St Suite 302, Reading, MA 01867
(781) 944-1245
O'Brien Insurance
150 Main St, Reading, MA 01867
(781) 942-2200 obrieninsuranceagency.net
J. Laurel Insurance Group
274 Main St suite 200, Reading, MA 01867
(617) 340-6116

Umbrella insurance agents in Reading, Massachusetts help residents secure additional liability coverage that extends beyond the limits of home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy can provide $1 million or more in extra protection. This is especially valuable for homeowners and professionals in the Reading area who face higher lawsuit risks.

What Does a Umbrella Insurance Agent in Reading Cost?

The cost for an umbrella insurance policy in Massachusetts typically ranges from $150 to $400 per year for $1 million in coverage, and $300 to $750 per year for $2 million. Premiums vary based on your risk factors, such as number of properties, vehicles, and prior claims. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Reading do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that provides extra coverage above your existing home and auto insurance. They handle policy selection, quotes, and claims support.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets, a swimming pool, a dog, or a high-risk occupation may benefit from umbrella insurance. Massachusetts has a high cost of living and lawsuit awards can be substantial, making extra liability protection wise.