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HomeUmbrella Insurance AgentsMassachusetts › North Andover

Find Umbrella Insurance Agents Near You in North Andover, MA

Browse umbrella insurance agents serving North Andover, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in North Andover, Massachusetts is AAA North Andover, rated 4.5 stars across 218 reviews. Other highly rated options include MTM Insurance Associates, LLC, MTMBrainerd INC., Durso & Jankowski Insurance. This directory lists 15 umbrella insurance agents serving North Andover.

Showing 15 umbrella insurance agents in North Andover, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA North Andover75 Turnpike St(978) 681-9200
2MTM Insurance Associates, LLC1320 Osgood St(978) 681-5700
3MTMBrainerd INC.1320 Osgood St(978) 681-5700
4Durso & Jankowski Insurance11 Saunders St(978) 688-7000
5MacDonald & Pangione Insurance Agency104 Main St(978) 688-6921
6Perry Insurance Agency, LLC.857 Turnpike St(978) 685-7690
7Prime Insurance Services, Inc.401 Andover St suite 201 a(978) 685-9999
8MP Roberts Insurance Agency1060 Osgood St(978) 683-8073
9Acrisure North Andover, MA (Foster Sullivan Insurance Group)163 Main St(978) 686-2266
10R.W. Testa Insurance Agency855 Turnpike St(978) 685-1150
AN
75 Turnpike St
AAA North Andover
Umbrella Insurance Agent · North Andover, MA

AAA North Andover serves homeowners and drivers in Essex County, Massachusetts, offering umbrella insurance coverage that extends liability protection beyond standard auto or home policies. This type of policy helps safeguard personal assets against major claims or lawsuits. The agent works with local clients to review existing coverage limits and determine appropriate additional protection. It handles personal umbrella insurance and additional liability coverage for rental properties in the North Andover area.

MI
1320 Osgood St
MTM Insurance Associates, LLC
Umbrella Insurance Agent · North Andover, MA

MTM Insurance Associates, LLC provides umbrella liability coverage designed to extend protection beyond standard home and auto policies. Their service approach includes personalized policy reviews to identify gaps in existing coverage, ensuring clients maintain sufficient limits for major claims. Ongoing support involves straightforward renewal assistance and guidance on adjusting coverage as needs change. They serve a variety of properties in the North Andover area, including single-family homes, apartments, retail spaces, and restaurants.

MI
1320 Osgood St
MTMBrainerd INC.
Umbrella Insurance Agent · North Andover, MA

Serving homeowners, businesses, and property managers, MTMBrainerd INC. offers umbrella insurance coverage designed to extend liability protection beyond standard policy limits. The agency assists clients in North Andover, Massachusetts, with tailoring policies to safeguard assets and future earnings against unforeseen claims. Common always-true services include personalized reviews of existing coverage and guidance on appropriate liability thresholds for diverse risk profiles. This allows property owners and commercial operators to secure broader financial security. The company also serves surrounding communities within the greater Merrimack Valley area, including residents of Lawrence.

DJ
11 Saunders St
Durso & Jankowski Insurance
Umbrella Insurance Agent · North Andover, MA

Serving North Andover, Massachusetts, and the surrounding Merrimack Valley communities, Durso & Jankowski Insurance handles personal umbrella liability policies. These policies provide extended coverage above standard auto and homeowners limits, defending clients against major claims or lawsuits. Working with the area's varied suburban and commercial risks, the agency carefully assesses each client's underlying coverage limits and unique liability exposures. It customizes policy increments to provide meaningful protection without unnecessary premiums, following a thorough consultation process that begins with a detailed review of the client's current assets and daily activities.

MP
104 Main St
MacDonald & Pangione Insurance Agency
Umbrella Insurance Agent · North Andover, MA

Offering umbrella insurance, MacDonald & Pangione Insurance Agency distinguishes between one-time excess liability coverage for current policyholders and recurring annual policies that extend protection over multiple years. A one-time option covers a single incident within the policy period. The recurring service provides ongoing coverage against major claims, such as severe accidents or lawsuits that exceed standard home or auto limits, common in the North Andover area. This agency’s umbrella service operates strictly on either a one-time or an annual scheduled renewal basis.

PI
857 Turnpike St
Perry Insurance Agency, LLC.
Umbrella Insurance Agent · North Andover, MA

Perry Insurance Agency, LLC in North Andover, MA specializes in providing umbrella insurance coverage, which extends liability protection beyond standard home and auto policies. The agency works with clients to assess their assets and identify potential gaps in their existing insurance, offering broader security against major claims or lawsuits. Its general service approach focuses on helping individuals and families build a more comprehensive risk management plan. As winter approaches, the agency is particularly valuable for addressing liability concerns related to snow removal accidents or ice-related falls on residential property.

PI
401 Andover St suite 201 a
Prime Insurance Services, Inc.
Umbrella Insurance Agent · North Andover, MA

Prime Insurance Services, Inc., located in North Andover, Massachusetts, provides umbrella insurance as a specialty layer of extra liability protection that sits above standard business policies. This coverage activates when underlying limits are exhausted, defending against large claims for property damage or bodily injury. Companies choose it to safeguard assets from catastrophic lawsuits. Prime Insurance Services serves commercial sectors such as offices, warehouses, and food service operations.

MR
1060 Osgood St
MP Roberts Insurance Agency
Umbrella Insurance Agent · North Andover, MA

As the region's unpredictable weather and increasing liability risks put pressure on property owners in North Andover, MP Roberts Insurance Agency helps by offering tailored umbrella insurance policies that provide added layers of protection. These policies extend beyond standard home and auto coverage, safeguarding assets from major lawsuits or claims. The agency evaluates each client's specific exposure to risk and personal assets. To begin this process, a detailed inspection of the client's current insurance portfolio and property is scheduled to determine appropriate coverage limits.

AN
163 Main St
Acrisure North Andover, MA (Foster Sullivan Insurance Group)
Umbrella Insurance Agent · North Andover, MA

As an umbrella insurance agent, Acrisure North Andover, MA (Foster Sullivan Insurance Group) provides residential clients with tailored liability coverage that extends beyond standard homeowners and auto policies. Commercial clients seeking broader protection against catastrophic claims also find essential support here. The agency serves North Andover, MA, and the surrounding region. Policyholders receive clear guidance on coverage limits and exclusions throughout the life of their policy. Follow-up appointments between regular visits ensure that coverage adapts to changing assets and risks. This ongoing commitment to personalized service helps maintain robust protection over time.

RW
855 Turnpike St
R.W. Testa Insurance Agency
Umbrella Insurance Agent · North Andover, MA

R.W. Testa Insurance Agency, located in North Andover, MA, is recognized for providing umbrella insurance coverage that extends liability protection beyond standard policies. The agency serves individuals and families in the local area, helping them secure an extra layer of financial security against major claims or lawsuits. Its service range includes assessing client risk profiles and recommending appropriate coverage limits. The agency can also add on specialized personal liability protection for homeowners or auto policyholders.

JM
200 Sutton St # 160
Jeffrey Mathias & Inc Brokerage
Umbrella Insurance Agent · North Andover, MA
(978) 688-5531
mathiasinsurance.com
RC
396 Andover St
R.C. Lafond Insurance Agency
Umbrella Insurance Agent · North Andover, MA
(978) 686-3826
rclafondinsurance.com
MR
163 Main St
Michaud Rowe & Ruscak Insurance
Umbrella Insurance Agent · North Andover, MA
(978) 688-8829
mrrinsurance.com
RH
9 Waverly Rd
R HADDAD INSURANCE AGENCY
Umbrella Insurance Agent · North Andover, MA
(978) 682-1409
AN
857 Turnpike St STE 133
American National Insurance
Umbrella Insurance Agent · North Andover, MA
(978) 624-0258
americannational.com

What Does an a Umbrella Insurance Agent in North Andover Cost?

Umbrella insurance in Massachusetts typically costs between $150 and $400 per year for $1 million in coverage. Higher limits, such as $2 million or $5 million, may cost $300 to $800 annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in North Andover

An umbrella insurance agent in North Andover, Massachusetts helps you secure additional liability coverage beyond standard home and auto policies. Massachusetts law requires all drivers to carry at least 20/40/5 in auto liability, but an umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for North Andover residents, including liability from winter slip-and-fall incidents or pool ownership.

Frequently Asked Questions

What does an umbrella insurance agent in North Andover do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. In Massachusetts, these policies often require underlying auto and home coverage with specific minimums, such as $300,000 in auto liability. The agent can explain how umbrella insurance protects assets like homes and savings from large lawsuits.

How much umbrella insurance do I need in Massachusetts?

Most Massachusetts residents choose $1 million to $5 million in umbrella coverage. The amount depends on your assets, income, and risk factors like owning a pool or a dog. An agent can assess your net worth and recommend a limit that protects your financial future.

Do I need umbrella insurance if I have a home-based business in North Andover?

Yes, a home-based business increases your liability risk. Standard homeowners policies often exclude business-related claims. An umbrella policy can provide extra coverage, but you may also need a separate business liability policy. An agent can help you determine the right combination for your situation.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.