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Looking for a umbrella insurance agent in North Andover? Review the directory below to compare your options.
15 agents listed
Updated May 2026
North Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 15 umbrella insurance agents in North Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA North Andover
75 Turnpike St, North Andover, MA 01845
(978) 681-9200
branches.northeast.aaa.com
MTM Insurance Associates, LLC
1320 Osgood St, North Andover, MA 01845
(978) 681-5700
mtminsure.com
MTMBrainerd INC.
1320 Osgood St, North Andover, MA 01845
(978) 681-5700
mtminsure.com
Durso & Jankowski Insurance
11 Saunders St, North Andover, MA 01845
(978) 688-7000
dursojankowski.com
MacDonald & Pangione Insurance Agency
104 Main St, North Andover, MA 01845
(978) 688-6921
mpins.net
Perry Insurance Agency, LLC.
857 Turnpike St, North Andover, MA 01845
(978) 685-7690
perryins.com
MP Roberts Insurance Agency
1060 Osgood St, North Andover, MA 01845
(978) 683-8073
mprobertsinsurance.com
Prime Insurance Services, Inc.
401 Andover St suite 201 a, North Andover, MA 01845
(978) 685-9999
primehomeandauto.com
Acrisure North Andover, MA (Foster Sullivan Insurance Group)
163 Main St, North Andover, MA 01845
(978) 686-2266
acrisure.com
R.W. Testa Insurance Agency
855 Turnpike St, North Andover, MA 01845
(978) 685-1150
testainsurance.com
Jeffrey Mathias & Inc Brokerage
200 Sutton St # 160, North Andover, MA 01845
(978) 688-5531
mathiasinsurance.com
R HADDAD INSURANCE AGENCY
9 Waverly Rd, North Andover, MA 01845
(978) 682-1409
R.C. Lafond Insurance Agency
396 Andover St, North Andover, MA 01845
(978) 686-3826
rclafondinsurance.com
Michaud Rowe & Ruscak Insurance
163 Main St, North Andover, MA 01845
(978) 688-8829
mrrinsurance.com
American National Insurance
857 Turnpike St STE 133, North Andover, MA 01845
(978) 624-0258
americannational.com
An umbrella insurance agent in North Andover, Massachusetts helps you secure additional liability coverage beyond standard home and auto policies. Massachusetts law requires all drivers to carry at least 20/40/5 in auto liability, but an umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for North Andover residents, including liability from winter slip-and-fall incidents or pool ownership.
What Does a Umbrella Insurance Agent in North Andover Cost?
Umbrella insurance in Massachusetts typically costs between $150 and $400 per year for $1 million in coverage. Higher limits, such as $2 million or $5 million, may cost $300 to $800 annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in North Andover do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. In Massachusetts, these policies often require underlying auto and home coverage with specific minimums, such as $300,000 in auto liability. The agent can explain how umbrella insurance protects assets like homes and savings from large lawsuits.
How much umbrella insurance do I need in Massachusetts?
Most Massachusetts residents choose $1 million to $5 million in umbrella coverage. The amount depends on your assets, income, and risk factors like owning a pool or a dog. An agent can assess your net worth and recommend a limit that protects your financial future.
Do I need umbrella insurance if I have a home-based business in North Andover?
Yes, a home-based business increases your liability risk. Standard homeowners policies often exclude business-related claims. An umbrella policy can provide extra coverage, but you may also need a separate business liability policy. An agent can help you determine the right combination for your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.