The top-rated umbrella insurance agent in New Bedford, Massachusetts is Humphrey Covill & Coleman Insurance Agency, Inc, rated 4.9 stars across 237 reviews. Other highly rated options include Paul & Dixon Insurance, Point Insurance - New Bedford, Neto Insurance Agency. This directory lists 23 umbrella insurance agents serving New Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Humphrey Covill & Coleman Insurance Agency, Inc | 195 Kempton St | (508) 997-3321 |
| 2 | Paul & Dixon Insurance | 388 County St | (508) 996-8593 |
| 3 | Point Insurance - New Bedford | 157 Popes Island | (833) 280-6080 |
| 4 | Neto Insurance Agency | 96 Rockdale Ave | (508) 999-1236 |
| 5 | Tetrault Insurance Agency, Inc | 4317 Acushnet Ave | (508) 995-8365 |
| 6 | Philip G David & Son Insurance Agency | 877 Mt Pleasant St | (508) 995-5580 |
| 7 | McKay Insurance Agency | 3393 Acushnet Ave | (508) 998-0002 |
| 8 | Patriot Growth Insurance Services (FBinsure) - New Bedford | 3263 Acushnet Ave | (800) 287-1467 |
| 9 | Pacheco Insurance Agency, Inc | 1847 Acushnet Ave | (508) 999-4941 |
| 10 | Help-U-Insure | 2148 Acushnet Ave | (508) 998-0321 |
Humphrey Covill & Coleman Insurance Agency, Inc serves the New Bedford, Massachusetts metro area as an umbrella insurance agent. This agency provides personal umbrella liability policies that offer additional coverage beyond standard auto and homeowners insurance limits. When a claim exceeds the underlying policy’s maximum, an umbrella policy can help protect personal assets. The agency handles excess liability protection tailored for homeowners and automobile owners needing higher coverage tiers.
Paul & Dixon Insurance specializes in umbrella liability coverage for clients in New Bedford, Massachusetts, and advises on additional protection beyond standard home or auto policies. It also guides customers through the process of securing higher policy limits to safeguard assets. During New England’s winter season, the agency helps policyholders understand how claims from icy sidewalk slips or snow-related accidents may be addressed by supplemental liability coverage.
Point Insurance - New Bedford serves homeowners, businesses, and property managers in the region by providing expert umbrella insurance agent services. These policies offer supplementary liability coverage beyond standard auto and homeowners limits, protecting clients from major claims or lawsuits. The agency guides customers through risk assessment and policy selection tailored to their assets. Point Insurance also extends its coverage and support to communities throughout the greater Fall River area.
Serving New Bedford and the surrounding communities of southeastern Massachusetts, Neto Insurance Agency handles umbrella insurance for local residents and businesses. This type of policy provides additional liability coverage beyond standard home and auto insurance limits, protecting assets from major claims or lawsuits. The agency carefully assesses each client’s existing policies and potential risks to determine appropriate coverage levels. It then customizes a personal umbrella policy that extends the client's liability protection efficiently for typical exposures like accidents on the property or auto incidents.
For new customers, Tetrault Insurance Agency generally offers a one-time policy setup or an ongoing scheduled review option. The agency provides umbrella coverage that extends liability protection beyond standard home and auto policies for residents in the New Bedford area. This additional layer of security helps safeguard assets from major claims. Service appointments with Tetrault Insurance Agency are primarily available on an as-needed basis to accommodate individual client requests.
As winter storms approach the coast of New Bedford, locals often review their liability exposure in case of ice-related accidents on their property. Philip G David & Son Insurance Agency in New Bedford serves area residents by providing umbrella insurance policies that extend coverage limits beyond standard home or auto plans. These policies help protect personal assets when a single claim exceeds underlying policy caps. An agent at the firm typically begins working with a new client by reviewing current coverages and suggesting appropriate liability thresholds before scheduling a complimentary risk-assessment consultation.
McKay Insurance Agency works with clients in New Bedford, MA, to structure liability coverage through customized general liability policies. Its specialty includes offering umbrella insurance, which extends additional layers of protection beyond standard policy limits for individuals and businesses. This coverage helps shield assets against major claims and lawsuits that could otherwise be financially devastating. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring they have adequate excess liability protection.
Patriot Growth Insurance Services (FBinsure) in New Bedford, Massachusetts, assists homeowners and renters throughout the area in finding umbrella insurance policies that provide additional liability protection beyond standard coverage limits. The agency also helps local businesses secure excess liability coverage to safeguard their operations. Serving clients across New Bedford and the surrounding region, the agent works to pair each customer with an appropriate personal or commercial umbrella policy. This office typically maintains ongoing communication with policyholders and is available to review coverage adjustments or provide follow-up assistance between regular scheduled visits.
Help-U-Insure serves the New Bedford, Massachusetts, metro area as a local provider of personal umbrella liability insurance. This type of policy extends coverage beyond the limits of standard auto and homeowners insurance to protect assets. The agency assists residents and businesses in finding appropriate liability limits for extra financial security after an accident. Help-U-Insure streamlines umbrella coverage to coordinate with underlying home and vehicle policies. It also handles claims for excess liability losses.
What Does an a Umbrella Insurance Agent in New Bedford Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million or more may cost 300 to 800 dollars annually. Your actual premium depends on factors such as the number of properties you own vehicles you drive and your claims history. This is general information and not insurance advice.
About umbrella insurance agents in New Bedford
An umbrella insurance agent in New Bedford can help you secure additional liability protection that goes beyond your auto home or boat policies. Massachusetts law requires minimum auto liability limits but a single accident can exceed those amounts quickly. An umbrella policy provides an extra layer of coverage for large claims and legal costs.
Frequently Asked Questions
What is an umbrella insurance policy in Massachusetts?
An umbrella policy is a form of personal liability insurance that provides coverage above the limits of your underlying home and auto policies. In Massachusetts it typically starts at 1 million dollars in coverage and can go higher. It also covers certain claims that your base policies might exclude like libel or slander.
How much umbrella coverage do I need in New Bedford?
The amount depends on your personal assets and future earning potential. Many agents recommend coverage equal to your total net worth plus a cushion for future income. A common starting point is 1 million dollars but higher limits are available for those with significant assets or higher risk profiles.
Can I get an umbrella policy without first having auto and home insurance?
No. In Massachusetts you must have underlying auto and homeowners or renters insurance with specific minimum liability limits before you can purchase an umbrella policy. Your agent will help you set the correct underlying limits which are usually 250000 per person and 500000 per accident for auto and 300000 for home.