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Umbrella Insurance Agents in Needham, MA

Looking for a umbrella insurance agent in Needham? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Needham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 16 umbrella insurance agents in Needham, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amparo Insurance LLC
160 Gould St, Needham, MA 02494
(866) 746-0004 amparoinsurance.com
Acrisure Needham, MA (Aronson Insurance)
950 Highland Ave, Needham, MA 02494
(781) 444-3050 acrisure.com
Kaplansky Insurance - Needham Branch
10 Kearney Rd Suite 200, Needham, MA 02494
(781) 453-2552 kaplansky.com
AMD Insurance Group, LLC
20 Chestnut St #1, Needham, MA 02492
(617) 340-3151 amdinsurancegroup.com
Safety Northeast Insurance Agency
648 Highland Ave, Needham, MA 02494
(781) 444-6790 bit.ly
Cohen-Miles Insurance Inc
105 Chestnut St STE 31, Needham, MA 02492
(617) 489-1213 cohenmiles.com
Haskell Insurance Agency
199 Chestnut St, Needham, MA 02492
(781) 449-2200 haskellinsagency.com
Barry and Farrell Insurance Agency, Inc.
61 Highland Ave, Needham, MA 02494
(781) 449-2400
Ensured Insurance
317 Chestnut St, Needham, MA 02492
(774) 340-2021
Provider Group
160 Gould St # 122, Needham, MA 02494
(781) 444-0347 providerig.com
The Gatto Agency
85 Chapel St, Needham, MA 02492
(781) 444-0503 gattoagency.com
Thomas J Fleming Insurance Agency
399 Chestnut St # 2, Needham, MA 02492
(781) 449-4414 tomfleminginsurance.com
ANA Professional Insurance Agency Inc.
337 West St, Needham, MA 02494
(781) 791-0490 ana-pia.com
Insurance Advisory Inc
10 Emerson Pl, Needham, MA 02492
(508) 245-5727 theinsuranceadvisory.com
Sumner & Toner Insurance
1116 Great Plain Ave Second Fl, Needham, MA 02492
(781) 453-8890 sumnertoner.com
USI Insurance Services
50 Cabot St, Needham, MA 02494
(855) 874-0123 usi.com

What Does a Umbrella Insurance Agent in Needham Cost?

In Massachusetts, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. For 2 million dollars of coverage, expect to pay 250 to 500 dollars annually. Costs vary based on your home, auto, and personal risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is umbrella insurance and why do I need it in Needham?
Umbrella insurance provides extra liability coverage above your auto and home policies. In Needham, where property values are high, an umbrella policy can protect your savings and future earnings if you are sued for an accident or injury on your property.
How much umbrella coverage should I get as a Needham resident?
Most agents recommend at least 1 million dollars in umbrella coverage. Needham homeowners with swimming pools, trampolines, or rental properties may need 2 to 5 million dollars. Your agent will review your assets and risks to suggest an appropriate limit.
Do I need umbrella insurance if I have a homeowners policy in Massachusetts?
Yes, a standard Massachusetts homeowners policy has liability limits that may not cover a serious accident. Umbrella insurance extends your coverage and also covers certain claims like libel or slander that home policies exclude. It is a cost effective way to increase your protection.