The top-rated umbrella insurance agent in Milford, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 228 reviews. Other highly rated options include Fisher Insurance Agency, Inc (FIAI), Foy Insurance, A Division of World, Universal Insurance Agency, INC. This directory lists 15 umbrella insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 2 Beach St | (508) 473-0095 |
| 2 | Fisher Insurance Agency, Inc (FIAI) | 194 West St UNIT 7 | (508) 853-2400 |
| 3 | Foy Insurance, A Division of World | 154 West St | (508) 473-4747 |
| 4 | Universal Insurance Agency, INC | 209 E Main St | (508) 453-1530 |
| 5 | Point Insurance - Milford | 207 Main St | (833) 280-6080 |
| 6 | Bright Agency | 6 Congress St | (508) 473-0556 |
| 7 | Massachusetts Association of Insurance Agents | 91 Cedar St | (508) 634-2900 |
| 8 | Secure Insurance Agency Milford | 122 Medway Rd | (339) 219-1565 |
| 9 | Capacity Insurance Services Milford | 271 Main St | (508) 426-9564 |
| 10 | Selected Insurance Milford | 174 Main St | (508) 426-9590 |
A-Affordable Insurance Agency, Inc. in Milford, Massachusetts specializes in securing umbrella insurance policies that extend liability coverage beyond standard limits. It also provides guidance on selecting appropriate coverage levels to protect assets. The agency serves local clients seeking additional financial protection against unforeseen events. In the region, it helps homeowners and drivers evaluate their risk exposure during winter storm season when ice and snow can increase the likelihood of costly accidents and liability claims.
Fisher Insurance Agency, Inc serves the Milford, Massachusetts area and surrounding Worcester County as a provider of umbrella insurance agent services. The company helps local residents and business owners secure additional liability coverage that extends beyond the limits of their standard homeowners and auto policies. This specialized insurance offers broader protection against major claims and lawsuits. The agency also assists clients in evaluating their existing coverage gaps and selecting appropriate policy limits. It handles both personal umbrella coverage and commercial umbrella policies for small businesses in the region.
Foy Insurance, A Division of World in Milford, MA provides umbrella insurance agent services that offer additional liability coverage beyond standard home or auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. Ongoing portfolio reviews and policy adjustments are part of its customer service approach, ensuring adequate coverage levels are maintained as circumstances change. The company serves properties including single-family homes, apartments, retail spaces, and restaurants.
Universal Insurance Agency, INC serves Milford and its surrounding communities throughout south-central Massachusetts, handling umbrella insurance coverage for local residents and businesses. It provides excess liability policies that extend beyond standard homeowners and auto insurance limits to protect clients against major claims and lawsuits. The agency typically assesses each client’s existing coverage, identifies gaps in protection, and recommends a policy that matches their specific risk exposure and property needs. Using industry-standard guidelines, it structures coverage to coordinate seamlessly with underlying insurance policies.
Point Insurance - Milford serves homeowners, businesses, and property managers in the Milford area who require excess liability coverage beyond standard policies. The agency provides umbrella insurance solutions designed to protect clients against major claims and lawsuits, offering a critical layer of financial security. By working closely with individuals and commercial operations, the firm helps assess specific risk exposures. Point Insurance - Milford also extends its umbrella insurance services to clients in nearby Franklin.
At Bright Agency in Milford, MA, clients may choose between one-time policy reviews to assess current needs and recurring service plans that adjust coverage over time. Umbrella insurance provides extra liability protection beyond standard home and auto policies, safeguarding personal assets from major claims or lawsuits. The agency serves local residents and businesses by explaining these protections and helping select appropriate liability limits. Service is offered on an as-needed or scheduled basis to accommodate each customer’s specific situation.
The Massachusetts Association of Insurance Agents in Milford, MA offers specialized umbrella insurance for extended liability coverage. It helps local clients obtain additional protection beyond standard auto and homeowners policies. These policies safeguard assets from major accident-related claims and lawsuits. The agency works with residents to identify specific coverage gaps and secure appropriate liability limits. As winter conditions make icy sidewalks and slippery parking lots common, it assists homeowners in Milford with umbrella insurance against resulting slip-and-fall liability claims.
As winter weather approaches in Milford, Secure Insurance Agency Milford helps local homeowners and drivers assess their exposure to liability claims that can exceed standard policy limits. This umbrella insurance agent reviews individual client assets and personal risk factors to recommend appropriate supplemental coverage. They focus on explaining how an umbrella policy provides an extra layer of financial protection against major lawsuits or accidents. The agency also coordinates with existing auto and homeowners carriers to ensure policy consistency. Services begin with a detailed consultation and an evaluation of current coverage.
Capacity Insurance Services Milford in Milford, MA provides residential umbrella insurance for area homeowners seeking additional liability protection beyond their standard policies. Commercial coverage is also available for local business operators in Milford and surrounding communities, helping safeguard assets against major claims and lawsuits. Every policy is structured to supplement existing underlying coverage, extending security for everyday risks and unforeseen events alike. The agency encourages clients to schedule a follow-up review during each regular visit to ensure their liability limits remain appropriate.
What Does an a Umbrella Insurance Agent in Milford Cost?
In Massachusetts a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Premiums for higher limits such as 2 million or 5 million can range from 300 to 800 dollars annually. Your actual cost depends on factors like your driving record number of properties and the underlying insurance limits you carry. This is general information and not insurance advice.
About umbrella insurance agents in Milford
An umbrella insurance agent in Milford Massachusetts can help you secure extra liability coverage beyond your standard auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy can provide an additional layer of protection for your assets. Local agents understand the specific risks facing homeowners and drivers in the Milford area.
Frequently Asked Questions
What does an umbrella insurance agent in Milford do?
An umbrella insurance agent helps you evaluate your current liability exposure and recommends a policy that covers claims above your existing limits. They review your auto and home policies to ensure you meet the minimum underlying coverage required for an umbrella policy.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage for Massachusetts residents. The amount you need depends on your assets income and potential liability risks such as owning a pool or a dog.
Can I get umbrella insurance if I have a poor driving record in Massachusetts?
Yes but your premium may be higher. Massachusetts insurers consider your driving history and claims record when pricing an umbrella policy. Some carriers may require a clean record for the past three to five years.