ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in Medford, MA
Directory of umbrella insurance agents in Medford, Massachusetts. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Medford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 16 umbrella insurance agents in Medford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Risman Insurance Agency
689 Fellsway, Medford, MA 02155
(781) 396-2116
risman.com
Daniel N O'Rourke Insurance Inc
429 High St, Medford, MA 02155
(781) 396-8244
orourkeinsurance.net
Bates Insurance Agency Inc.
92 High St B1, Medford, MA 02155
(781) 396-4985
batesins.com
Pompeo & Sons Insurance Agency, Inc
464 High St, Medford, MA 02155
(781) 391-1630
pompeoinsurance.com
Gilbert Insurance Agency
402 Salem St, Medford, MA 02155
(781) 391-3240
gilbertinsurance.com
Farnam Insurance, LLC - Home, Auto, Life, Business
5 Forest St, Medford, MA 02155
(781) 395-4466
farnaminsurance.com
R J Quinn Insurance
City Building, 15 Main St, Medford, MA 02155
(781) 395-8400
Cecil N Marchionne Insurance Agency, Inc
506 Main St, Medford, MA 02155
(781) 391-7100
marchionneins.com
Nobile Insurance Agency Medford
39 Salem St, Medford, MA 02155
(781) 395-4200
nobileinsurance.com
Francis C Vita Insurance Inc
2 River St, Medford, MA 02155
(781) 396-4915
vitainsuranceagency.com
Midwest Insurance Services
196 Boston Ave, Medford, MA 02155
(781) 654-8016
Maietta Insurance | Medford Insurance Agency
10 High St #11, Medford, MA 02155
(781) 395-9700
maiettainsurance.net
McKenna Insurance Agency
City Building, 15 Main St, Medford, MA 02155
(781) 333-6378
Sillari Insurance
315 Boston Ave # B, Medford, MA 02155
(781) 391-5515
Marvin Kaplan Insurance
689 Fellsway STE 2, Medford, MA 02155
(617) 728-9898
risman.com
Lonergan Insurance & Real Estate
74 High St, Medford, MA 02155
(781) 395-7158
lonerganagency.com
An umbrella insurance agent in Medford Massachusetts helps you secure additional liability coverage that kicks in when your home or auto policy limits are exhausted. Massachusetts law requires minimum liability limits on auto policies, but a serious accident can quickly exceed those amounts. A local agent can assess your personal risk and recommend an appropriate umbrella policy to safeguard your savings and property.
What Does a Umbrella Insurance Agent in Medford Cost?
In Massachusetts, the typical cost for a 1 million dollar umbrella insurance policy ranges from 150 to 300 dollars per year. A 2 million dollar policy usually costs between 200 and 400 dollars annually. Premiums depend on factors like your driving record, number of properties, and number of vehicles. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Medford do?
An umbrella insurance agent in Medford reviews your existing home and auto policies to determine the right amount of excess liability coverage. They help you purchase a policy that covers legal costs and settlements above your primary insurance limits. This is especially important in Massachusetts where minimum auto liability is only 20,000 per person and 40,000 per accident.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage for Massachusetts residents who own a home or have significant savings. Higher limits of 2 to 5 million may be appropriate for those with rental properties, boats, or higher income. Your agent will review your net worth and potential lawsuit risks to suggest a suitable amount.
Is umbrella insurance required by Massachusetts law?
No, Massachusetts does not require umbrella insurance by law. However, it is strongly recommended because the state mandates only low minimum liability limits on auto policies. Without an umbrella policy, a lawsuit could put your personal assets at risk if damages exceed your primary coverage.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Medford who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.