The top-rated umbrella insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 15 umbrella insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 9 | Columbia Insurance Agency | 31 Central Square | (781) 598-5000 |
| 10 | D and L Insurance | 126 Western Ave | (781) 581-3685 |
Global Insurance Services, Inc., serving the Lynn, Massachusetts area, operates as a full-service umbrella insurance agency. The firm helps clients obtain additional liability coverage that extends above the limits of standard homeowners, auto, or watercraft policies. This extra layer of protection can be crucial for safeguarding personal assets and future earnings against large claims. In this specific region, the agency frequently manages catastrophe-related exposure and excess liability for multi-vehicle households.
Point Insurance in Lynn provides personalized umbrella insurance solutions for clients seeking additional liability protection beyond standard policies. It offers coverage that extends across multiple underlying policies, including home and auto, to help safeguard assets against major claims or lawsuits. The agency assists policyholders with risk assessment and tailoring of coverage limits to fit individual needs. Its properties it services include single-family homes, multi-unit apartment buildings, retail establishments, and local restaurants throughout the Lynn area.
Beacon Hill Insurance Agency serves homeowners, business owners, and property managers in Lynn, Massachusetts, with umbrella insurance policies that provide extra liability coverage beyond standard limits. These policies help clients protect their assets against major claims and lawsuits. The agency works to match each customer with appropriate coverage for their specific risk profile. The firm also extends its support to clients across neighboring Swampscott and the greater North Shore metro area.
David E. Zeller Insurance in Lynn, MA, offers umbrella insurance through either a one-time policy for immediate liability protection or a recurring coverage option that renews automatically for ongoing security. This extra layer of liability coverage activates when underlying home or auto policy limits are exhausted, covering expensive claims like major accidents or property damage lawsuits. Serving local residents and businesses, the agency provides this specialized protection on an as-needed basis, allowing clients to purchase or adjust coverage when their personal financial risk justifies the policy.
Mill City Insurance serves Lynn, Massachusetts, and the surrounding North Shore communities, handling individual and commercial umbrella insurance policies. These policies provide additional liability coverage beyond standard homeowners or auto policies, helping clients protect assets from major claims or lawsuits. The company assists with coverage evaluations to ensure adequate protection limits. For a typical job, it reviews a client’s existing policies and risk exposure, then recommends an appropriate umbrella policy amount from a standard insurer to fill coverage gaps.
As an umbrella insurance agent in Lynn, MA, Ebenezer Insurance Agency offers specialized liability coverage that extends beyond standard policy limits. It provides general insurance services tailored to help local residents and businesses manage risk against major claims and lawsuits. The agency assists clients in safeguarding their assets from unexpected financial burdens. During the snowy winter season, it helps policyholders address increased liability risks from slip-and-fall accidents on icy properties.
Coastal storms from the North Shore can bring unexpected liability risks for Lynn property owners. Friendly Insurance addresses this need by offering umbrella insurance agent services to local residents and businesses. Their role is to help clients secure an extra layer of coverage beyond standard home and auto policies, protecting assets from major claims or lawsuits. This work is particularly relevant in areas prone to weather-related incidents. The process begins with a thorough review of existing policies and a careful assessment of each client's specific exposure levels during an initial consultation step.
Duffy Insurance provides umbrella liability coverage that extends beyond the limits of standard auto and homeowners policies, offering broader protection for clients facing major claims. It serves residents in Lynn, Massachusetts, by helping to safeguard personal assets and future earnings against large lawsuits. With its comprehensive approach, the agency assists policyholders in managing risks associated with dog bites, rental property incidents, or accidents on icy sidewalks during the harsh New England winter months.
Columbia Insurance Agency provides general property and liability protection for businesses and individuals in Lynn, Massachusetts. As a specialty umbrella insurance agent, it offers extended coverage limits that can shield policyholders from catastrophic claims exceeding standard policy caps. This added layer of protection is beneficial for those facing elevated liability risks, including property owners and professionals. It assists clients by filling coverage gaps left by primary policies across a variety of commercial sectors. The agency is equipped to serve offices, warehouses, and food service operations.
D and L Insurance provides residential umbrella liability coverage for homeowners in Lynn, Massachusetts. The agency also assists local businesses with commercial umbrella policies designed to protect assets above standard liability limits. Their service area extends throughout Essex County and the greater North Shore region. Each policy is reviewed to coordinate with underlying home or business insurance, ensuring consistent protection. Clients often return for periodic policy adjustments, with the agency readily available for follow-up service between regular visits.
What Does an a Umbrella Insurance Agent in Lynn Cost?
The cost for an umbrella insurance policy in Massachusetts typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums vary based on your number of properties, vehicles, driving record, and risk factors. Lynn agents can provide quotes from multiple carriers. This is general information, not insurance advice.
About umbrella insurance agents in Lynn
An umbrella insurance agent in Lynn, Massachusetts helps you secure additional liability coverage beyond your auto, home, or boat policies. This extra layer is especially important in Massachusetts due to the states high cost of living and potential for large lawsuits. Agents in Lynn can tailor policies to match local risks and your personal asset level.
Frequently Asked Questions
What does an umbrella insurance agent in Lynn do?
An umbrella insurance agent in Lynn helps you purchase a personal umbrella liability policy. This policy provides extra coverage limits above your existing homeowners and auto insurance. The agent assesses your assets and risk profile to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage for Massachusetts residents. The exact amount depends on your net worth, income, and potential liability risks. A Lynn agent can help calculate the right limit for your situation.
Are there Massachusetts specific rules for umbrella insurance?
Massachusetts requires all drivers to carry minimum auto liability insurance, but umbrella policies are optional. Umbrella policies typically require you to have underlying auto and home insurance with specific minimum limits. Massachusetts law does not set a maximum for umbrella coverage amounts.