ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare umbrella insurance agents in Ludlow. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 umbrella insurance agents in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223
thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775
reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424
hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901
idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444
dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611
dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616
cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901
dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192
fieldeddy.com
An umbrella insurance agent in Ludlow Massachusetts helps you obtain personal liability coverage that goes beyond the limits of your home and auto policies. Massachusetts requires minimum auto liability limits of 20/40/5, but a serious accident can quickly exceed those amounts. A Ludlow agent can explain how umbrella policies provide an extra layer of protection for your savings and future earnings.
What Does a Umbrella Insurance Agent in Ludlow Cost?
The cost for a 1 million dollar umbrella policy in Massachusetts typically ranges from 150 to 350 dollars per year. A 2 million dollar policy may cost between 250 and 500 dollars annually. Premiums depend on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ludlow do?
An umbrella insurance agent in Ludlow helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. The agent assesses your risk profile and recommends a coverage amount that fits your assets and lifestyle.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets, a swimming pool, a dog, or who hosts guests regularly should consider umbrella insurance. Massachusetts law holds property owners liable for injuries on their premises, making extra coverage valuable for Ludlow residents.
How much umbrella coverage should I get in Ludlow?
Most policies start at 1 million dollars in coverage. Your Ludlow agent will review your net worth and future income to recommend an appropriate limit. Higher limits are available for those with substantial assets or higher risk activities.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Ludlow who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.