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Find Umbrella Insurance Agents in Lawrence, MA

Compare umbrella insurance agents in Lawrence. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Lawrence, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 13 umbrella insurance agents in Lawrence, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
69 Winthrop Ave Unit B, Lawrence, MA 01843
(978) 686-3455 a-affordableinsurance.com
Silverio Insurance Agency
10 S Broadway, Lawrence, MA 01843
(978) 685-0209 silverioinsurance.com
Mill City Insurance
290 Merrimack St #115, Lawrence, MA 01843
(978) 686-3400 millcityinsurance.com
Ruby Insurance Agency
46 Stafford St Ste. 2962, Lawrence, MA 01841
(978) 655-3208 rubyinsuranceagency.com
Walter Insurance
86 Broadway, Lawrence, MA 01840
(978) 683-3645 walterinsuranceonline.com
Broadway Plaza Insurance Agency
310 Broadway, Lawrence, MA 01841
(978) 685-3771 broadwayplazains.wixsite.com
Elite Insurance Agency
505 Broadway, Lawrence, MA 01841
(351) 207-1321
Essex Insurance Agency
599 Canal St 1w suite 1, Lawrence, MA 01840
(978) 377-9666 essexinsuranceagency.org
Greater Lawrence Insurance
510 Essex St, Lawrence, MA 01840
(978) 683-4177
PEREZ Insurance and Financial Services, LLC
17 McKinley Ave, Lawrence, MA 01843
(978) 258-5021 perez-financial.com
Madeleine I. Brooks Insurance Agency
18 Groton St, Lawrence, MA 01843
(978) 975-4484 mibrooks.com
Auto Insurance Bureau
60 Island St # 45, Lawrence, MA 01840
(978) 685-5314
Guevara Insurance Services
42 Myrtle St, Lawrence, MA 01841
(978) 687-7850 guevarains.com

An umbrella insurance agent in Lawrence Massachusetts helps you secure additional liability coverage beyond your auto and homeowners policies. Massachusetts law requires minimum liability limits of 20/40/15 for auto insurance, but an umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for homeowners and drivers in Essex County.

What Does a Umbrella Insurance Agent in Lawrence Cost?

The cost for an umbrella insurance policy in Massachusetts typically ranges from $150 to $500 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $1,000 annually. Actual premiums depend on your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lawrence do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent can explain how Massachusetts minimum limits work and recommend appropriate coverage amounts.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least $1 million in umbrella coverage for Massachusetts residents. This amount protects against common lawsuits from auto accidents or home injuries. Your specific needs depend on your assets and risk factors.
Can I get umbrella insurance if I have a rental property in Lawrence?
Yes, umbrella insurance covers rental properties if you have a primary landlord policy. Massachusetts law requires landlords to carry liability insurance for rental units. An agent can help you combine coverage for your personal and rental properties.