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Find Umbrella Insurance Agents Near You in Holyoke, MA

Browse umbrella insurance agents serving Holyoke, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Holyoke, Massachusetts is The Dowd Insurance Agencies & Dowd Financial Services, rated 4.9 stars across 186 reviews. Other highly rated options include Lawler Insurance Agency, Gillis Insurance Inc, CHI Insurance Agency Inc.. This directory lists 16 umbrella insurance agents serving Holyoke.

Showing 16 umbrella insurance agents in Holyoke, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Dowd Insurance Agencies & Dowd Financial Services14 Bobala Rd(413) 538-7444
2Lawler Insurance Agency1 Main St(413) 532-0305
3Gillis Insurance Inc290 High St(413) 536-1294
4CHI Insurance Agency Inc.416 Main St(413) 536-2685
5Rewarding Insurance Agency284 Maple St Suite 1(413) 359-2771
6PNCU Insurance Services270 Westfield Rd(413) 532-3615
7Goss & McLain Insurance Agency, Inc.59 Bobala Rd(413) 534-7355
8Webber and Grinnell Insurance, an Alera Group Company98 Lower Westfield Rd #301(413) 536-8380
9Chase Clarke Stewart & Fontana Insurance59 Bobala Rd(413) 788-4531
10Bresnahan Insurance Agency, Inc.100 Whiting Farms Rd(413) 536-0536
DI
14 Bobala Rd
The Dowd Insurance Agencies & Dowd Financial Services
Umbrella Insurance Agent · Holyoke, MA

The Dowd Insurance Agencies & Dowd Financial Services serves the Holyoke, Massachusetts area as an umbrella insurance agent. An umbrella policy provides extra liability coverage beyond standard home and auto insurance limits, protecting personal assets. The agency helps clients assess their risk exposure for this additional layer of financial protection. Services include reviewing current policies to determine appropriate umbrella coverage amounts. The agency also handles personal liability claims and assists with policy adjustments as client needs evolve.

LI
1 Main St
Lawler Insurance Agency
Umbrella Insurance Agent · Holyoke, MA

Lawler Insurance Agency provides comprehensive umbrella insurance services in Holyoke, Massachusetts, offering supplemental liability coverage that extends beyond standard policy limits for added protection. Their approach focuses on helping clients assess potential risks and secure appropriate policy adjustments as needs evolve. Regular policy reviews and updates ensure continued alignment with individual circumstances. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

GI
290 High St
Gillis Insurance Inc
Umbrella Insurance Agent · Holyoke, MA

Gillis Insurance Inc serves Holyoke, Massachusetts, and the surrounding communities in Hampden County. It handles personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. The agency works closely with clients to assess their existing insurance portfolios and identify potential coverage gaps. For a typical job, it carefully reviews the client’s current limits and unique risk exposures, then selects an umbrella policy that offers adequate financial protection while remaining reasonably affordable.

CI
416 Main St
CHI Insurance Agency Inc.
Umbrella Insurance Agent · Holyoke, MA

CHI Insurance Agency Inc. serves local homeowners, small businesses, and property managers in Holyoke, MA who require personal umbrella liability coverage beyond standard policy limits. Its agents help clients address potential gaps in asset protection by arranging higher liability ceilings. The company also guides landlords and commercial operators in structuring broader defense coverage for lawsuits. In addition, CHI Insurance Agency Inc. extends its umbrella insurance services to neighboring communities throughout the greater Springfield metro area.

RI
284 Maple St Suite 1
Rewarding Insurance Agency
Umbrella Insurance Agent · Holyoke, MA

Rewarding Insurance Agency in Holyoke, MA offers both one-time and recurring service options for umbrella insurance policies. These policies provide additional liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting policyholders from major claims and lawsuits. The agency also offers coverage for individuals who require higher liability limits due to personal assets or potential risks. This service runs on a one-time, scheduled, or as-needed basis, allowing clients to choose the frequency that best fits their changing coverage needs.

PI
270 Westfield Rd
PNCU Insurance Services
Umbrella Insurance Agent · Holyoke, MA

PNCU Insurance Services in Holyoke, MA specializes in umbrella insurance, offering additional liability coverage that extends beyond standard home and auto policies for enhanced financial protection. This agency serves clients throughout the local area, helping secure broader peace of mind against unexpected claims or lawsuits that could exceed primary policy limits. As the holiday travel season approaches, with more cars on the road and increased gathering activity, residents often seek adjustments to their liability shields to address heightened risk scenarios.

GM
59 Bobala Rd
Goss & McLain Insurance Agency, Inc.
Umbrella Insurance Agent · Holyoke, MA

When Western Massachusetts experiences heavy spring rains or unexpected snowmelt, having solid liability protection becomes essential. Goss & McLain Insurance Agency, Inc., located in Holyoke, provides umbrella insurance coverage that extends additional liability limits beyond standard home and auto policies. This can help safeguard local residents against major claims from accidents, such as a visitor’s injury on their property. The process begins with an initial assessment of current insurance policies to evaluate individual coverage needs and identify any gaps in protection.

WG
98 Lower Westfield Rd #301
Webber and Grinnell Insurance, an Alera Group Company
Umbrella Insurance Agent · Holyoke, MA

Webber and Grinnell Insurance, an Alera Group Company in Holyoke, MA, provides general business liability coverage and specializes in umbrella insurance policies. These policies offer added layers of protection above standard limits, helping to guard against large claims or lawsuits. The agency serves a range of commercial operations, targeting risks unique to offices, warehouses, and food service establishments.

CC
59 Bobala Rd
Chase Clarke Stewart & Fontana Insurance
Umbrella Insurance Agent · Holyoke, MA

Chase Clarke Stewart & Fontana Insurance in Holyoke, MA, provides residential umbrella insurance policies to protect homeowners from major liability claims exceeding standard coverage limits. This agency also delivers commercial umbrella policies for local businesses facing heightened operational risks throughout Western Massachusetts. Coverage extends beyond basic policies to offer clients added financial security. Follow-up service is provided to adjust coverage as personal circumstances or business needs change, and repeat support is available between regular annual reviews.

BI
100 Whiting Farms Rd
Bresnahan Insurance Agency, Inc.
Umbrella Insurance Agent · Holyoke, MA

Bresnahan Insurance Agency, Inc. in Holyoke, MA is known for providing local umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This agency serves residents and small businesses throughout the area, helping clients secure additional limits against major claims and lawsuits. Their advisors assess individual risk to recommend appropriate policy layers. The agency can add on specialized coverage for rental properties or recreational vehicles as part of a tailored insurance package.

EI
580 Appleton St
Estrella Insurance
Umbrella Insurance Agent · Holyoke, MA
(413) 306-5739
agents.estrellainsurance.com/en-us/ma/holyoke/350.html
JP
1793 Northampton St
A J Pijar Insurance Inc
Umbrella Insurance Agent · Holyoke, MA
(413) 534-5343
pijarinsurance.com
LP
59 Bobala Rd
Lambert & Pryor Insurance
Umbrella Insurance Agent · Holyoke, MA
(413) 788-4531
chaseins.com
CI
56-58 Suffolk St
Comprehensive Insurance Solutions
Umbrella Insurance Agent · Holyoke, MA
(413) 307-0862
CI
1649 Northampton St
Clayton Insurance Agency, Inc.
Umbrella Insurance Agent · Holyoke, MA
(413) 536-0804
claytoninsurance.net
JJ
14 Bobala Rd
James J Dowd & Sons Ins Agcy Inc
Umbrella Insurance Agent · Holyoke, MA
(844) 462-8797

What Does an a Umbrella Insurance Agent in Holyoke Cost?

Umbrella insurance in Massachusetts typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Costs depend on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Holyoke

An umbrella insurance agent in Holyoke Massachusetts can help you secure extra liability coverage that goes beyond your auto and homeowners policies. Massachusetts law requires minimum auto liability limits but does not mandate umbrella coverage. Local agents understand the risks specific to Western Massachusetts, including weather-related claims and property liability issues.

Frequently Asked Questions

What does an umbrella insurance agent in Holyoke do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. This policy can protect your savings and future income if you are sued for an accident or incident on your property.

How much umbrella coverage do I need in Massachusetts?

Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and potential future earnings are key factors. Massachusetts courts can award large judgments, so higher limits may be wise for homeowners or those with significant assets.

Can I get umbrella insurance if I have a rental property in Holyoke?

Yes, umbrella insurance can cover personal liability from rental properties you own. Massachusetts landlords face specific risks like slip and fall claims. Your agent will review your rental property details to ensure proper coverage.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.