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Find Umbrella Insurance Agents Near You in Hingham, MA

Browse umbrella insurance agents serving Hingham, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include International Citizens Insurance, Craig Hildreth Insurance Agency, McGunnigle Insurance Inc. This directory lists 17 umbrella insurance agents serving Hingham.

Showing 17 umbrella insurance agents in Hingham, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AW Family Insurance99 Derby St Suite 200(781) 556-1032
2International Citizens Insurance18 Shipyard Dr #2a(617) 500-6738
3Craig Hildreth Insurance Agency18 Shipyard Dr #2a(781) 385-5073
4McGunnigle Insurance Inc342 Rockland St(781) 740-4600
5Blue Cross Blue Shield of Massachusetts25 Technology Pl(617) 246-5000
6Child-Genovese Insurance Agency Inc99 South St(781) 749-7566
7John J Lamb Insurance Agency Inc.24 North St(781) 749-6960
8Walter J May Insurance Inc188 Whiting St(781) 749-4310
9BasicWise Insurance Agency99 Derby St(339) 204-4977
10Trust Insurance LLC195 Old Derby St(339) 219-1044
AF
99 Derby St Suite 200
AW Family Insurance
Umbrella Insurance Agent · Hingham, MA

AW Family Insurance serves the Hingham, Massachusetts area and surrounding communities as an umbrella insurance agent. This company helps clients obtain additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance provides crucial financial protection against major claims or lawsuits that could otherwise deplete personal assets. The agency handles applications for new umbrella policies and reviews existing coverage for appropriate limits. They also assist local residents with coordinating umbrella coverage with their underlying home and automobile insurance policies.

IC
18 Shipyard Dr #2a
International Citizens Insurance
Umbrella Insurance Agent · Hingham, MA

International Citizens Insurance provides umbrella insurance agent services to clients in Hingham, Massachusetts, offering coverage that extends beyond standard policy limits. The company structures its service plans to assist with risk assessment and policy selection, ensuring supplementary liability protection is properly integrated with existing homeowners and auto policies. Maintenance plans focus on periodic policy reviews to address changes in assets or liability exposure. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

CH
18 Shipyard Dr #2a
Craig Hildreth Insurance Agency
Umbrella Insurance Agent · Hingham, MA

Craig Hildreth Insurance Agency serves clients in Hingham, Massachusetts, and the surrounding South Shore communities. It handles umbrella insurance, which provides an extra layer of liability coverage beyond standard home and auto policies. This type of insurance protects policyholders against larger claims or lawsuits that could otherwise exceed their primary coverage limits. The agency approaches each client’s situation by first reviewing their existing policies and personal assets, then recommending an appropriate amount of additional coverage to help ensure comprehensive protection.

MI
342 Rockland St
McGunnigle Insurance Inc
Umbrella Insurance Agent · Hingham, MA

McGuinnigle Insurance Inc in Hingham, Massachusetts differentiates between one-time policies for isolated liability exposures and recurring coverage options that renew annually for ongoing protection. The agency offers umbrella insurance, which provides additional liability limits above standard auto or homeowners policies. Services include policy option selection and claims assistance for excess liability needs. Service runs on a one-time or scheduled annual renewal basis, arranged per client requirement.

BC
25 Technology Pl
Blue Cross Blue Shield of Massachusetts
Umbrella Insurance Agent · Hingham, MA

Serving homeowners, businesses, and property managers in Hingham, Blue Cross Blue Shield of Massachusetts provides umbrella insurance agent services designed to extend liability coverage beyond standard policies. This protection helps mitigate financial risks from major claims or lawsuits. Clients benefit from personalized guidance in assessing their broader coverage needs, ensuring adequate limits for assets and operations. The agency operates locally, with a focus on Hingham while also serving the broader South Shore metro, including neighboring towns such as Cohasset.

CG
99 South St
Child-Genovese Insurance Agency Inc
Umbrella Insurance Agent · Hingham, MA

Child-Genovese Insurance Agency Inc in Hingham specializes in umbrella liability insurance, providing layered coverage that extends beyond standard home and auto policies. It serves clients throughout the region by offering these additional liability limits for broader financial protection against major claims or lawsuits. A common seasonal concern involves winter accidents, such as a guest slipping on an icy driveway or a dog escaping through a snow-damaged gate, where umbrella coverage can help address resulting medical or legal costs.

JJ
24 North St
John J Lamb Insurance Agency Inc.
Umbrella Insurance Agent · Hingham, MA

As coastal New England weather brings sudden storms and seasonal liability concerns, homeowners in Hingham often seek added protection for their property assets. John J Lamb Insurance Agency Inc. provides umbrella insurance coverage that extends beyond standard policy limits. It addresses risks associated with waterfront properties, guest injuries, and unexpected legal claims. The agency reviews each client's existing home and auto coverage before recommending a suitable umbrella policy level. An initial consultation typically involves an inspection of the property or a detailed assessment of the client's liability exposure.

WJ
188 Whiting St
Walter J May Insurance Inc
Umbrella Insurance Agent · Hingham, MA

Walter J May Insurance Inc in Hingham, MA offers general liability coverage for individuals and businesses. As an umbrella insurance agent, the company provides extra liability layers that extend above the limits of standard policies, protecting against major claims or lawsuits. This added coverage helps safeguard assets from catastrophic financial loss. The firm serves commercial sectors such as offices, warehouses, and food service operations.

BI
99 Derby St
BasicWise Insurance Agency
Umbrella Insurance Agent · Hingham, MA

BasicWise Insurance Agency provides residential umbrella coverage for clients in Hingham, Massachusetts, offering additional liability protection that extends beyond standard homeowners and auto policies. The agency also assists local businesses with commercial umbrella policies to safeguard against larger claims or lawsuits. Service encompasses Hingham and the surrounding South Shore communities. Clients appreciate clear explanations of coverage limits and how umbrella policies interact with existing insurance. Many return for annual policy reviews and ask about coverage adjustments between their regular homeowner and auto insurance visits.

TI
195 Old Derby St
Trust Insurance LLC
Umbrella Insurance Agent · Hingham, MA

Trust Insurance LLC in Hingham, MA, is known for providing personal umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. This company serves local clients seeking an additional layer of financial security against large claims and lawsuits. Umbrella policies are designed to cover legal costs and damages that exceed underlying policy limits. Trust Insurance LLC can add on excess liability coverage for rental properties owned by Massachusetts residents.

HM
37 Derby St b4
Horace Mann Insurance Co
Umbrella Insurance Agent · Hingham, MA
(781) 740-8444
letorneyinsurance.net
IS
188 Whiting St
Insurance South Shore
Umbrella Insurance Agent · Hingham, MA
(781) 740-5421
JJ
13 Whiting St
John J Lawless Insurance Agency
Umbrella Insurance Agent · Hingham, MA
(781) 749-8386
lawlessagency.com
HG
50 Derby St
The Hingham Group
Umbrella Insurance Agent · Hingham, MA
(800) 962-0800
nlcinsurance.com
TI
75 Sgt William B Terry Dr
Top Insurance Agency
Umbrella Insurance Agent · Hingham, MA
(781) 654-8003
SI
20 Downer Ave
Safest Insurance Co
Umbrella Insurance Agent · Hingham, MA
AM
188 Whiting St # 6B
Aero Marine Insurance
Umbrella Insurance Agent · Hingham, MA
(508) 586-6017
waltermayinsurance.com

What Does an a Umbrella Insurance Agent in Hingham Cost?

Umbrella insurance in Massachusetts typically costs between $150 and $400 per year for $1 million in coverage. Higher limits of $2 million may cost $250 to $600 annually. Costs vary based on your assets, number of vehicles, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Hingham

An umbrella insurance agent in Hingham can help you secure extra liability protection that goes beyond your home and auto policies. Massachusetts requires minimum auto liability limits of 20/40/15, but a personal umbrella policy can provide $1 million or more in additional coverage. Hingham residents near the coast may also benefit from specialized advice on flood and storm-related liability risks.

Frequently Asked Questions

What does an umbrella insurance agent in Hingham do?

An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard home and auto insurance limits. The agent assesses your assets and risks to recommend an appropriate coverage amount.

How much umbrella coverage do I need in Massachusetts?

Most agents suggest at least $1 million in umbrella coverage if you have significant assets or a high risk of lawsuits. Massachusetts courts can award large judgments, so higher limits like $2 million or $5 million are common for wealthy families.

Can I get umbrella insurance if I have a rental property in Hingham?

Yes, umbrella policies often cover liability from rental properties you own. You must first have adequate liability coverage on your landlord or homeowners policy. An agent can help you meet the underlying insurance requirements.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.