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Find Umbrella Insurance Agents Near You in Falmouth, MA

Browse umbrella insurance agents serving Falmouth, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 11 umbrella insurance agents serving Falmouth.

Showing 11 umbrella insurance agents in Falmouth, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Arthur D. Calfee Insurance Agency, Inc336 Gifford St(508) 540-2601
2Murray & MacDonald Insurance Services Inc406 Jones Rd(800) 800-8990
3The Baldwin Group (formerly RogersGray)763 Main St(508) 548-2500
4Almeida & Carlson Insurance Agency79 Davis Straits(508) 540-6161
5Additional Insurance MA336 Gifford St(508) 205-9521
6Bridges Insurance Group / Lawrence-Carlin Insurance230 Jones Rd(508) 540-7100
7Peggy Vose230 Main St Unit 8(508) 494-4056
8Central Park Insurance co.15 Carlson Ln(351) 207-0239
9Safety Northeast Insurance Agency, Inc.194 Worcester Ct(508) 548-1148
10Great Harbor Benefits101 Town Hall Square(508) 540-7940
AD
336 Gifford St
Arthur D. Calfee Insurance Agency, Inc
Umbrella Insurance Agent · Falmouth, MA

Arthur D. Calfee Insurance Agency, Inc serves homeowners and businesses across Barnstable County and the Cape Cod region from its Falmouth, MA location as an umbrella insurance agent. The agency offers extra liability coverage beyond standard auto, home, or watercraft policies, helping protect clients from large claims or lawsuits. By expanding basic policy limits, this extra layer safeguards personal savings and future earnings. The agency handles umbrella policies tied to both personal auto and homeowners insurance.

MM
406 Jones Rd
Murray & MacDonald Insurance Services Inc
Umbrella Insurance Agent · Falmouth, MA

Murray & MacDonald Insurance Services Inc provides umbrella coverage designed to extend liability protection beyond the limits of underlying homeowners and auto policies. The agency delivers comprehensive policy reviews and ongoing support to help clients maintain appropriate coverage levels as their circumstances evolve. Umbrella insurance offers an additional layer of security against major claims and lawsuits that could exceed standard policy limits. The firm serves properties including single-family homes, apartments, retail spaces, and restaurants in Falmouth, MA.

BG
763 Main St
The Baldwin Group (formerly RogersGray)
Umbrella Insurance Agent · Falmouth, MA

From homeowners seeking additional liability protection to local businesses managing property exposures and landlords overseeing rental units in Falmouth, The Baldwin Group (formerly RogersGray) provides umbrella insurance coverage that extends beyond standard policy limits. As an agency serving the area, it works to help clients address gaps in existing liability frameworks. Serving Falmouth and the greater Cape Cod region, it also assists clients throughout neighboring communities such as Woods Hole and East Falmouth.

AC
79 Davis Straits
Almeida & Carlson Insurance Agency
Umbrella Insurance Agent · Falmouth, MA

Almeida & Carlson Insurance Agency serves the Cape Cod region, including the towns of Falmouth, Mashpee, and Woods Hole. As an umbrella insurance agent, it handles supplemental liability policies that extend coverage beyond the limits of standard home and auto insurance. This helps clients protect personal assets against large claims or lawsuits. For a typical job, the agency first reviews existing underlying policies to determine appropriate coverage gaps, then structures an umbrella policy designed to provide an additional, broad layer of financial protection.

AI
336 Gifford St
Additional Insurance MA
Umbrella Insurance Agent · Falmouth, MA

Additional Insurance MA in Falmouth, MA, provides umbrella insurance agent services that clients can access through either a one-time policy setup or a recurring service plan for ongoing coverage. These options help protect local residents beyond standard auto and home policies against large liability claims. General services include reviewing existing coverage levels, advising on additional protection needs, and filing claims when necessary. Service runs on an as-needed basis, tailored to each client’s specific requests and schedule.

BI
230 Jones Rd
Bridges Insurance Group / Lawrence-Carlin Insurance
Umbrella Insurance Agent · Falmouth, MA

Bridges Insurance Group / Lawrence-Carlin Insurance specializes in customizing umbrella liability coverage to protect clients' assets beyond standard policy limits. The agency serves residents and businesses in Falmouth, Massachusetts, offering comprehensive risk management advice tailored to individual needs. Their general service work includes evaluating existing insurance portfolios to identify gaps in coverage. During the coastal storm and hurricane season, the agency helps clients secure additional liability protection against potential property damage claims and personal injury lawsuits often arising from waterfront incidents and seasonal rental properties.

PV
230 Main St Unit 8
Peggy Vose
Umbrella Insurance Agent · Falmouth, MA

For homeowners along the Massachusetts coast facing unpredictable nor’easters or the Atlantic hurricane season, this Falmouth agency provides umbrella insurance to extend liability coverage beyond standard home and auto policies. A supplemental layer of protection for Falmouth residents helps prepare for lawsuits stemming from incidents like a dog bite or a guest’s slip. Obtaining an umbrella policy with Peggy Vose begins with reviewing existing underlying coverage during an in-office inspection of current insurance declarations.

CP
15 Carlson Ln
Central Park Insurance co.
Umbrella Insurance Agent · Falmouth, MA

Central Park Insurance Co. in Falmouth, MA provides standard property and casualty coverage for local residents and businesses. The agency specializes in umbrella insurance, offering an extra layer of liability protection that extends beyond the limits of primary policies. This service helps safeguard clients from major claims or lawsuits that might otherwise exhaust their existing coverage. The firm serves a range of commercial sectors, including offices, warehouses, and food service establishments.

SN
194 Worcester Ct
Safety Northeast Insurance Agency, Inc.
Umbrella Insurance Agent · Falmouth, MA

Safety Northeast Insurance Agency, Inc. in Falmouth, MA, assists homeowners and landlords with umbrella liability policies for added residential coverage beyond standard plans. The agency also works with local commercial clients to offer excess liability protection for businesses in the Cape Cod area. Services extend across Barnstable County, addressing risks that exceed underlying policy limits. After the initial annual review, the agency contacts policyholders before renewal to discuss any life or property changes, ensuring the umbrella policy continues to match coverage needs between regular visits.

GH
101 Town Hall Square
Great Harbor Benefits
Umbrella Insurance Agent · Falmouth, MA

Great Harbor Benefits in Falmouth, MA, is an umbrella insurance agent known for providing supplemental liability coverage beyond standard policies. Its service range extends to protecting both personal and small business assets from costly lawsuits and claims. By assessing each client’s specific risk profile, the agency helps secure higher coverage limits for scenarios such as property damage and bodily injury. A specialty service it can add on is coverage for rental property incidents and dog-related liability exposure.

DI
366 Main St
DISCOVERY INSURANCE
Umbrella Insurance Agent · Falmouth, MA
(774) 763-5597

What Does an a Umbrella Insurance Agent in Falmouth Cost?

The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for properties with pools, trampolines, or rental units in Falmouth. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Falmouth

Umbrella insurance agents in Falmouth Massachusetts help residents obtain extra liability coverage that goes beyond the limits of standard homeowners and auto policies. Massachusetts requires all drivers to carry at least 20,000 dollars per person and 40,000 dollars per accident in bodily injury liability, but an umbrella policy can provide an additional 1 million dollars or more in protection. This is especially important for Falmouth property owners near the coast who face higher risks from accidents or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Falmouth do?

An umbrella insurance agent in Falmouth helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance. This agent can assess your assets and recommend a coverage amount that fits your needs. They also explain how the policy works with Massachusetts minimum insurance requirements.

How much umbrella insurance do I need in Massachusetts?

The amount of umbrella insurance you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage for homeowners in Falmouth. Higher net worth individuals may need 2 to 5 million dollars or more for adequate protection.

Is umbrella insurance required by law in Massachusetts?

No, umbrella insurance is not required by Massachusetts law. However it is strongly recommended for anyone with significant assets or a higher risk of being sued. The state does set minimum liability limits for auto insurance but an umbrella policy adds an extra layer of protection.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.