Skip to main content

Find Umbrella Insurance Agents in Pelham, AL

Compare umbrella insurance agents in Pelham. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Pelham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 18 umbrella insurance agents in Pelham, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Fagerstrom - State Farm Insurance Agent
2789 Pelham Pkwy, Pelham, AL 35124
(205) 985-2917 insuredwithryan.com
Joseph Chambers - State Farm Insurance Agent
306 Canyon Park Dr, Pelham, AL 35124
(205) 663-3276 josephchambers.net
Freeway Insurance
3030 Pelham Pkwy STE 3A, Pelham, AL 35124
(205) 216-2022 locations.freeway.com
Standifer Insurance Group: Allstate Insurance
199 Canyon Park Dr, Pelham, AL 35124
(205) 664-3200 agents.allstate.com
Acceptance Insurance
2852 Pelham Pkwy, Pelham, AL 35124
(205) 564-7096 locations.acceptance.com
Alfa Insurance - The Sims Agency, LLC
3391 Pelham Pkwy A, Pelham, AL 35124
(205) 624-6637 alfainsurance.com
Acrisure Pelham, AL (DSD Insurance)
135 Hayesbury Dr, Pelham, AL 35124
(205) 621-1770 acrisure.com
Karen The Medicare Lady
2709 Pelham Pkwy Suite D, Pelham, AL 35124
(205) 216-6448 karenthemedicarelady.com
InsuranceSouth
240 Applegate Pkwy, Pelham, AL 35124
(844) 235-5754 insurancesouth.com
Alfa Insurance - The Crocker & Henson Agencies
2691 Pelham Pkwy Suite G, Pelham, AL 35124
(205) 663-7161 alfainsurance.com
Proactive Insurance Co Alabama
3143 US-31, Pelham, AL 35124
(256) 500-6414
Alfa Insurance - Justin Rumph Agency
136 Bowling Ln, Pelham, AL 35124
(205) 382-8255 alfainsurance.com
Farmers Insurance - Vincent Pierce
2172 Pelham Pkwy Ste 101, Pelham, AL 35124
(205) 444-9494 agents.farmers.com
American National Insurance Co
3363 Pelham Pkwy, Pelham, AL 35124
(205) 621-0286 anico.com
Ana's Insurance LLC
1020 Commerce Blvd, Pelham, AL 35124
(205) 230-5061 anasinsuran.my.canva.site
Vince Pierce Agency-Farmers Insurance
2172 Pelham Pkwy Ste 101, Pelham, AL 35124
(205) 444-9494 agents.farmers.com
SHUBERT & ASSOC LLC
135 Hayesbury Dr, Pelham, AL 35124
(205) 621-1770 allstateagencies.com
Cullifer & Associates Insurance
160 Yeager Pkwy Suite 110, Pelham, AL 35124
(205) 979-6453 cullifer.net

Umbrella insurance agents in Pelham Alabama help you add an extra layer of liability protection beyond your auto and homeowners policies. Alabama law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide coverage starting at one million dollars. Local agents can tailor a policy to your specific needs and assets.

What Does a Umbrella Insurance Agent in Pelham Cost?

The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits cost more, but the price per million usually decreases. Factors like your driving record, home value, and number of vehicles affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Pelham do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your primary insurance limits. They assess your assets and risks to recommend the right coverage amount. This policy can protect you from lawsuits and large judgments.
Do I need umbrella insurance in Alabama?
If you have significant assets or face higher liability risks, umbrella insurance is a smart choice. Alabama does not require umbrella insurance by law, but it can protect your savings and future earnings. Many agents recommend it for homeowners with pools or rental properties.