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Compare Umbrella Insurance Agents in Foley, AL

Directory of umbrella insurance agents in Foley, Alabama. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Foley, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 19 umbrella insurance agents in Foley, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
201 9th Ave Ste 201, Foley, AL 36535
(251) 494-7076 locations.acceptance.com
First Baldwin Insurance
8154 AL-59 #201, Foley, AL 36535
(251) 943-6677 firstbaldwininsurance.com
Frances Holk-Jones - State Farm Insurance Agent
315 E Laurel Ave #101, Foley, AL 36535
(251) 943-5031 francesholkjones.com
Southern Risk Associates, Inc.
710 E Laurel Ave, Foley, AL 36535
(251) 316-6129 southernriskinsurance.com
SOUTHERN INSURANCE AL LLC
820 S McKenzie St, Foley, AL 36535
(251) 943-3340 southerninsuranceal.net
South Shore Insurance Agency
7801 AL-59 G, Foley, AL 36535
(251) 923-4463 southshoreinsurance.com
Miranda Bennett – PointeNorth Insurance
3794 S McKenzie St, Foley, AL 36535
(251) 923-4870 themyrickagency.com
Go Insurance Agency
3836 S McKenzie St, Foley, AL 36535
(251) 213-2850 goinsuranceagency.com
Alfa Insurance - Adams Cosby Agency
231 W Laurel Ave, Foley, AL 36535
(251) 943-5604 alfainsurance.com
Farmers Insurance - Stacie Loftin
2225 N McKenzie St, Foley, AL 36535
(251) 943-9998 agents.farmers.com
Ebert Agency Inc
222 W Laurel Ave, Foley, AL 36535
(251) 943-2281 ebertagency.com
Patrick Bass Coastal Health Advisors
902 N McKenzie St, Foley, AL 36535
(251) 943-2244 chafoley.com
Farmers Insurance - Christina Weaver
111 W Myrtle Ave Suite 6, Foley, AL 36535
(251) 580-3951 agents.farmers.com
Randy Jones & Associates Insurance Agency
1402 S McKenzie St, Foley, AL 36535
(251) 943-5216 rjainsurance.com
Pelican Insurance Agency, LLC
316 S McKenzie St Suite 180, Foley, AL 36535
(251) 928-0100 pelicanins.com
Insurance Specialists
320 E Laurel Ave, Foley, AL 36535
(251) 943-2728 insurancespecialistal.com
Calvert Insurance
313 W Laurel Ave B, Foley, AL 36535
(251) 970-2808 progressiveagent.com
Farmers Insurance - Michelle Gravat
418 E Laurel Ave, Foley, AL 36535
(251) 943-3555 agents.farmers.com
Alfa Insurance- Alec Adams
231 W Laurel Ave Suite A, Foley, AL 36535
(251) 943-5604 alfainsurance.com

What Does a Umbrella Insurance Agent in Foley Cost?

The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Premiums can be higher for individuals with multiple properties, young drivers, or certain high risk activities. Your specific rate depends on your insurance company, claims history, and the underlying limits of your home and auto policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Foley do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above your existing home and auto insurance limits. In Alabama, agents can explain how this extra layer protects your savings and future income from large claims.
How much umbrella coverage do I need in Foley Alabama?
Most agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your assets and risk factors. Foley homeowners with boats, pools, or rental properties often need higher limits to protect against liability claims.
Is umbrella insurance required by law in Alabama?
No, umbrella insurance is not required by Alabama law. However, it is strongly recommended if you have significant assets or face higher liability risks. Alabama does not cap damage awards in personal injury cases, so a large lawsuit could exceed your standard policy limits.