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Find Umbrella Insurance Agents Near You in Birmingham, AL
Looking for a umbrella insurance agent in Birmingham? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Birmingham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 umbrella insurance agents in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Caroline Dorris - State Farm Insurance Agent
2805 6th Ave S, Birmingham, AL 35233
(205) 322-3276
carolinedorris.com
Alfa Insurance - The Vail Agency
2815 Greystone Commercial Blvd Suite 600, Birmingham, AL 35242
(205) 980-9933
thevailagency.com
Globe Life Liberty National Division: The Harris Agencies
450 A Century Park S #104a, Birmingham, AL 35226
(205) 444-4341
ln.globelifeinsurance.com
Burns Mitchell Agency: Allstate Insurance
5588 Apple Park Dr Suite 109, Birmingham, AL 35235
(205) 749-4978
agents.allstate.com
Wiggins Insurance Agency
5971 Chalkville Mountain Ln Suite D, Birmingham, AL 35235
(205) 853-6429
wigginsinsuranceagency.com
Farmers Insurance - Mickey Berry
200 Cahaba Park Cir Ste 112, Birmingham, AL 35242
(205) 490-6000
agents.farmers.com
Miller Insurance Agency LLC
120 19th St N Suite 2019, Birmingham, AL 35203
(256) 936-4642
milleragents.com
The Reed Agency
9624 Parkway E, Birmingham, AL 35215
(205) 854-2156
thelreedagency.com
Availen Insurance
2718 20th St S Suite 203, Birmingham, AL 35209
(205) 994-8567
availeninsurance.com
Farmers Insurance - David Porter
3229 Veterans Cir Ste 115, Birmingham, AL 35235
(205) 661-2001
agents.farmers.com
Altasurance
201 Office Park Dr #100, Birmingham, AL 35223
(205) 970-2187
altasurance.com
The Prewitt Group
2146 Highland Ave, Birmingham, AL 35205
(205) 933-9207
prewitt.group
Nesbitt & Associates Inc
1008 Montgomery Hwy Suite 104, Birmingham, AL 35216
(205) 822-2063
nesbittandassociates.com
Lori Zucco Insurance
186 Oxmoor Rd Suite 128, Birmingham, AL 35209
(205) 942-4448
lorizucco.com
Secure Minds Insurance Alabama
319 Poinciana Dr, Birmingham, AL 35209
(205) 634-4211
Insurance Shop Inc
221 Oxmoor Blvd, Birmingham, AL 35209
(205) 509-1459
Alfa Insurance
429 Green Springs Hwy Ste 131, Birmingham, AL 35209
(205) 290-0140
alfainsurance.com
Stead & Fuller Insurance Co
2904 Crescent Ave, Birmingham, AL 35209
(205) 414-1476
densonfuller.com
Birmingham Insurance Brokers
2807 Greystone Commercial Blvd Suite 44, Birmingham, AL 35242
(205) 984-4352
bhaminsurancebrokers.com
Alfa Insurance - The Ben Wheeler Agency
1808 Gadsden Hwy Ste 132, Birmingham, AL 35235
(205) 655-2954
alfainsurance.com
Umbrella insurance agents in Birmingham help you secure extra liability coverage that goes beyond your auto and home insurance limits. In Alabama, where severe weather events like tornadoes can cause costly property damage, an umbrella policy provides an added layer of protection. Agents can explain how this coverage works with your existing policies to safeguard your assets.
What Does a Umbrella Insurance Agent in Birmingham Cost?
In Alabama, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Premiums can increase to 500 dollars or more for higher limits or additional risk factors. Costs vary by situation based on your driving record, home value, and number of properties. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Birmingham do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.
How much umbrella coverage do I need in Alabama?
Common coverage amounts range from 1 million to 5 million dollars. Your agent will consider your net worth, income, and potential liability risks such as owning a pool or rental property to determine the right level.
Is umbrella insurance required by law in Alabama?
No, Alabama law does not require umbrella insurance. However, it is strongly recommended for individuals with significant assets or high liability exposure to protect against lawsuits that exceed primary policy limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.