The top-rated umbrella insurance agent in Auburn, Alabama is Richard Tate Allstate Insurance, rated 5.0 stars across 110 reviews. Other highly rated options include Insurance Solutions Group International, LLC, Kirsten Coleman - Alfa Insurance, Alfa Insurance. This directory lists 13 umbrella insurance agents serving Auburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Richard Tate Allstate Insurance | 1345 Opelika Rd ste c | (334) 521-8144 |
| 2 | Insurance Solutions Group International, LLC | 472 N Dean Rd UNIT 104 | (334) 329-7415 |
| 3 | Kirsten Coleman - Alfa Insurance | 472 N Dean Rd UNIT 104 | (334) 740-4858 |
| 4 | Alfa Insurance | 1673 Shug Jordan Pkwy ste d | (334) 329-6120 |
| 5 | Alfa Insurance - Murphy Roberts Agency | 2900 E University Dr Unit 140 | (334) 694-5225 |
| 6 | Tri County Insurance | 1434 Opelika Rd Ste C | (334) 887-2905 |
| 7 | Rebecca Layson, Alfa Insurance Agent | 766 E Glenn Ave | (334) 887-8502 |
| 8 | Starr Insurance Group LLC | 1288 Shug Jordan Pkwy | (334) 521-7209 |
| 9 | Health Pro Insurance Alabama | 1799 Ogletree Rd | (256) 444-6132 |
| 10 | Safe Haven Insurance Co | 1553 Professional Pkwy | (334) 784-9174 |
Richard Tate Allstate Insurance serves the Auburn, Alabama area as an umbrella insurance agent. The agency helps residents and businesses obtain extra liability coverage that extends beyond the limits of standard auto or homeowners policies. Umbrella insurance provides an additional layer of financial protection against major claims or lawsuits. This coverage can safeguard personal assets and future earnings from unexpected events. Richard Tate Allstate Insurance assists clients in Auburn with evaluating their existing liability limits and securing appropriate umbrella policies for broader security.
Insurance Solutions Group International, LLC provides umbrella insurance agent services in Auburn, AL, offering liability protection that extends beyond standard home and auto policies. Its service model focuses on helping clients understand their exposure risks and securing appropriate coverage layers. Regular policy reviews are incorporated into its maintenance approach to ensure limits keep pace with asset growth. The company serves the property needs of single-family homeowners, apartment complexes, retail establishments, and restaurants throughout the local area.
For homeowners, businesses, and property managers in Auburn, Kirsten Coleman - Alfa Insurance provides umbrella insurance agent services to extend liability coverage beyond standard policies. This protection helps safeguard assets against major claims or lawsuits that exceed underlying limits. The agency assists clients in assessing their personal liability exposure and car rental agreements or other risks. By structuring separate umbrella policies, it ensures broader financial security for local residents and commercial operators. The office also covers customers throughout the Opelika area, offering the same diligent approach to comprehensive excess liability planning.
Alfa Insurance serves the Auburn, Alabama area and its surrounding communities, handling personal umbrella insurance policies that provide supplemental liability coverage. This local agency assists clients in extending protection beyond standard home and auto policies, which is essential for shielding assets from major claims or lawsuits. To manage a typical assignment effectively, it first reviews existing coverage to evaluate individual exposure risks before recommending appropriate higher policy limits.
As an umbrella insurance agent, Alfa Insurance - Murphy Roberts Agency offers one-time consultation services for assessing personal liability limits beyond standard policies, alongside scheduled reviews for ongoing adjustments. These policies provide extra coverage layers over auto, home, and boat insurance, protecting assets against major claims and lawsuits. Services in Auburn, AL, focus on evaluating individual risk factors and coordinating with existing insurance plans. Assistance runs on a one-time basis for policy setup, with follow-up reviews scheduled annually or as needed upon client request.
Serving clients in Auburn and the surrounding communities of Lee County, Tri County Insurance operates as an umbrella insurance agent. The agency manages personal excess liability policies designed to extend coverage when costs exceed primary limits, protecting assets from large claims. When handling a typical job, it begins by reviewing a customer’s existing home and auto coverage to assess gaps, then recommends the necessary additional layer of protection.
Rebecca Layson, Alfa Insurance Agent in Auburn, AL, specializes in umbrella insurance policies, offering additional liability coverage beyond standard home and auto limits. This service protects clients from large claims that could threaten personal assets. The agency also provides general insurance services for local residents and businesses. As storms and flooding are frequent seasonal concerns in the Auburn area, the agent helps clients review their umbrella coverage to ensure adequate protection against weather-related liability risks that homeowners may face.
When storm season brings sudden property damage to the Auburn area, Starr Insurance Group LLC helps residents consider broader liability protection beyond standard policies. An umbrella agent evaluates existing auto and homeowner coverage, identifying gaps from accidents or guest injuries that exceed normal limits. The company then explains how a single layer of additional liability can shield local assets and future earnings from such claims. This straightforward consultation begins with a personalized inspection of current insurance portfolios to determine proper protection.
Health Pro Insurance Alabama in Auburn offers commercial liability coverage to local businesses. The agency specializes in umbrella insurance services, providing extended protection that exceeds the limits of standard business policies. By supplementing primary coverage, this additional layer of insurance helps safeguard assets against substantial claims and lawsuits. The company ensures that its policies are tailored for various commercial sectors, including offices, warehouses, and food service operations.
Safe Haven Insurance Co in Auburn, Alabama provides umbrella insurance through both one-time policy reviews and recurring service plans, each focused on securing extra liability coverage beyond standard home or auto policies. The one-time option involves a single assessment and policy placement, while recurring services include annual audits and adjustments to coverage limits as clients’ assets or risks change. Their work protects against large claims related to accidents or property damage. This service runs on a one-time or as-needed basis rather than a fixed schedule.
What Does an a Umbrella Insurance Agent in Auburn Cost?
The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher coverage amounts, such as two million dollars, may cost between 250 and 500 dollars annually. Premiums vary based on your risk profile, number of vehicles, and property owned. This is general information and not insurance advice.
About umbrella insurance agents in Auburn
Umbrella insurance agents in Auburn, Alabama help you secure additional liability coverage that goes beyond your standard auto and homeowners policies. Alabama law requires minimum liability limits of 25/50/25 for auto insurance, but an umbrella policy can provide extra protection for serious accidents or lawsuits common in growing communities like Auburn. Local agents understand the risks of college town living and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Auburn do?
An umbrella insurance agent in Auburn helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance limits. They assess your assets and risks to recommend an appropriate coverage amount, often starting at one million dollars.
Do I need umbrella insurance in Alabama?
Umbrella insurance is not required by Alabama law, but it is recommended if you have significant assets, own a home, or face higher liability risks. Alabama has a two-year statute of limitations for personal injury lawsuits, making extra coverage valuable for long-term protection.
How much umbrella coverage should I get in Auburn?
Most umbrella policies in Alabama start at one million dollars in coverage. Your agent will help you decide based on your net worth, future earnings, and potential risks such as owning a pool or rental property in the Auburn area.