Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 10 umbrella insurance agents in Homewood, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
191 W Valley Ave #116, Homewood, AL 35209
(205) 564-7093
locations.acceptance.com
Freeway Insurance
430 Green Springs Hwy #18, Homewood, AL 35209
(205) 304-1246
locations.freeway.com
Thomas Waters - State Farm Insurance Agent
3103 Independence Dr, Homewood, AL 35209
(205) 879-1988
thomaswaters.com
Stan Faulkner - State Farm Insurance Agent
1747 Oxmoor Rd, Homewood, AL 35209
(205) 870-5626
stanfaulkner.com
Tim Johns - State Farm Insurance Agent
1747 Oxmoor Rd, Homewood, AL 35209
(205) 870-8400
timjohnsinsurance.com
John Carlton: Allstate Insurance
109 Columbiana Rd, Homewood, AL 35209
(205) 983-6175
agents.allstate.com
Stewart Insurance Group/ Alabama Insurance Agency
1900 28th Ave S Suite 100 A, Homewood, AL 35209
(334) 339-7257
J H Berry Risk Services
2552 18th St S Ste200, Homewood, AL 35209
(205) 208-1238
jhbrisk.com
Servi Express Insurance
813 Green Springs Hwy #130, Homewood, AL 35209
(205) 588-4583
serviexpress130.com
Alfa Insurance - Sizemore Agency
3536 Independence Dr Ste 201, Homewood, AL 35209
(205) 909-4364
alfainsurance.com
What Does a Umbrella Insurance Agent in Homewood Cost?
Umbrella insurance in Alabama generally costs 150 to 300 dollars annually for one million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Factors like your driving record, number of properties, and personal liability risks affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Homewood do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are used up. They assess your assets and recommend a coverage amount. In Alabama, umbrella policies typically start at one million dollars in coverage.
Who needs umbrella insurance in Alabama?
Anyone with significant assets, a high income, or a higher risk of being sued should consider umbrella insurance. This includes homeowners with swimming pools, dog owners, and people who host social events. Alabama courts can award large judgments, so extra protection is wise.
How much does umbrella insurance cost in Alabama?
Umbrella insurance in Alabama typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits and additional risk factors. Your Homewood agent can provide a specific quote based on your situation.