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Browse umbrella insurance agents serving Athens, Alabama. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Athens, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 18 umbrella insurance agents in Athens, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Auto Insurance
800 US Hwy 72 E B, Athens, AL 35611
(256) 233-8325
local.directauto.com
Pepper, Johnstone & Company
122 Market St W, Athens, AL 35611
(256) 232-7818
pjcoinsurance.com
iPROTECT Insurance & Financial Services, Inc.
1114 US-31 Suite E, Athens, AL 35611
(256) 444-2041
iprotectinsurance.com
Phillip Burton - COUNTRY Financial Agent
707 US-31 Ste C, Athens, AL 35613
(256) 232-1256
agents.countryfinancial.com
SOS Insurance Agency
1102 S Jefferson St, Athens, AL 35611
(256) 262-9133
sosinsuranceagencies.com
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
1111 US Hwy 72 E, Athens, AL 35611
(256) 232-7200
jpiagency.com
Highstreet Kilgro Insurance Agency
707 US-31 Ste F, Athens, AL 35611
(256) 232-5241
kilgroinsurance.com
Farmers Insurance - Toni Griffin
707 Hobbs St E Ste C, Athens, AL 35611
(256) 262-9286
agents.farmers.com
Alfa Insurance
22380 US-72, Athens, AL 35613
(256) 232-2898
alfainsurance.com
Alfa Insurance - Johnson & Looney Agency
524 US Hwy 72 W, Athens, AL 35611
(256) 232-1340
alfainsurance.com
Alfa Insurance - Thomas-Jones Agency
129 US-31, Athens, AL 35611
(256) 233-1616
alfainsurance.com
Martin & Hubbs Inc
102 Market St W, Athens, AL 35611
(256) 232-0505
martinandhubbs.com
Anchor Sure Insurance Co.
171 US-31, Athens, AL 35611
(256) 208-5257
Richardson & Deemer Insurance
107 W Washington St, Athens, AL 35611
(256) 232-3310
richardsonanddeemer.com
Secure Bridge Insurance Agency
1031b US Hwy 72 E, Athens, AL 35611
(205) 433-5065
David Turner - COUNTRY Financial Representative
229 French Farms Blvd Ste B2, Athens, AL 35611
(256) 233-3310
advisors.countryfinancial.com
Zach Conlon Insurance
103 S Clinton St, Athens, AL 35611
(256) 444-1002
zciathens.com
TWFG Chance Insurance
201 W Green St Suite A, Athens, AL 35611
(256) 232-2400
agentpages.twfg.com
An umbrella insurance agent in Athens, Alabama helps you secure extra liability coverage that goes beyond your standard auto and homeowners policies. In Alabama, state law requires minimum liability limits of 25/50/25 for auto insurance, but an umbrella policy can provide an additional layer of protection for your savings and future earnings. Local agents understand the specific risks in Limestone County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Athens Cost?
In Alabama, a 1 million dollar personal umbrella policy usually costs between 150 and 400 dollars per year. A 2 million dollar policy may range from 250 to 600 dollars annually. Costs vary based on your driving record, home value, and number of insured properties. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Athens do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing auto, homeowners, or renters insurance limits. In Alabama, umbrella policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Athens Alabama?
Anyone with significant assets, such as a home, savings, or investments, should consider umbrella insurance. It also helps if you own a pool, a dog, or frequently host guests. In Alabama, umbrella policies can cover legal defense costs and judgments above your primary policy limits.
How much does umbrella insurance cost in Alabama?
Umbrella insurance in Alabama typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and additional risk factors. Your premium depends on your personal risk profile and the number of properties or vehicles you insure.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.