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Find Umbrella Insurance Agents Near You in Opelika, AL
Looking for a umbrella insurance agent in Opelika? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Opelika, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 umbrella insurance agents in Opelika, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
2468 Pepperell Pkwy, Opelika, AL 36801
(334) 523-7169
locations.freeway.com
Acceptance Insurance
1703 Westend Ct Ste J, Opelika, AL 36801
(334) 698-7007
locations.acceptance.com
Bill White - State Farm Insurance Agent
401 S 8th St, Opelika, AL 36801
(334) 749-8319
billwhiteinsurance.net
Alfa Insurance - Stephanie Graham
709 2nd Ave, Opelika, AL 36801
(251) 423-4286
alfainsurance.com
Direct Auto Insurance
1906 Pepperell Pkwy, Opelika, AL 36801
(334) 275-4817
local.directauto.com
D. Lane Agency
1622 Pepperell Pkwy STE-1, Opelika, AL 36801
(334) 744-5050
dainsuranceman.com
The Brown Insurance Group
1707 2nd Ave Ste B, Opelika, AL 36801
(334) 787-9934
insurewithbrown.com
Alabama Insurers
451 Columbus Pkwy, Opelika, AL 36801
(334) 749-7200
alabamainsurers.net
Highpoint Insurance Group
107 18th St, Opelika, AL 36801
(334) 741-9979
highpointinsurancegroup.com
Byars Cooper Insurance Group
507 S 7th St, Opelika, AL 36801
(334) 741-2017
byarscooper.com
Lance Brown Allstate Insurance (The Brown Insurance Agency)
1707 2nd Ave, Opelika, AL 36801
(334) 758-0088
agents.allstate.com
Starr Insurance dba Elliott & Associates
211 2nd Ave, Opelika, AL 36801
(334) 745-0888
Insure South
708 Ave D, Opelika, AL 36801
(334) 745-3585
Farmers Insurance - Erica Love
44 Samford Ave, Opelika, AL 36801
(334) 704-4037
agents.farmers.com
Colonial Life Insurance Co
800 S 8th St, Opelika, AL 36801
(251) 207-5666
TrustCover Insurance
2124 Frederick Rd, Opelika, AL 36801
(256) 991-0230
Pro Safe Insurance Agency
2115 Interstate Dr, Opelika, AL 36801
(256) 444-6684
countryfinancial.com
Alfa Insurance
1451 Gateway Dr B, Opelika, AL 36801
(334) 741-0573
alfainsurance.com
Alfa Insurance
709 2nd Ave, Opelika, AL 36801
(334) 749-3371
alfainsurance.com
Secure Insurance Agency
1819 Westend Ct, Opelika, AL 36801
(334) 316-9932
Umbrella insurance agents in Opelika, Alabama help residents secure extra liability coverage beyond standard auto and home policies. Alabama law does not require umbrella insurance, but it can protect assets in lawsuits. Local agents understand the risks specific to Lee County, such as severe weather and traffic on Highway 280.
What Does a Umbrella Insurance Agent in Opelika Cost?
Typical costs for a 1 million dollar umbrella policy in Alabama range from 150 to 300 dollars per year. Premiums vary based on your risk profile, number of properties, and driving record. Higher coverage limits, such as 2 million or 5 million dollars, cost proportionally more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Opelika do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your existing auto and homeowners insurance. The agent assesses your assets and recommends an appropriate coverage amount.
How much umbrella insurance do I need in Alabama?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, property value, and potential lawsuit risks. Alabama courts allow large jury awards, so higher limits may be wise for high net worth individuals.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.