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Compare Umbrella Insurance Agents in Montgomery, AL

Looking for a umbrella insurance agent in Montgomery? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Montgomery, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 umbrella insurance agents in Montgomery, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Mitchell Agency
4170 Carmichael Ct suite a, Montgomery, AL 36106
(334) 279-6667 tmaofal.com
Robinson Bryant Agency
2931 Zelda Rd, Montgomery, AL 36106
(334) 356-3665 robinsonbryant.com
Mims Insurance Agency Inc
1256 Perry Hill Rd, Montgomery, AL 36109
(334) 265-9291 mimsins.com
Freeway Insurance
6150 Atlanta Hwy Ste 8, Montgomery, AL 36117
(334) 218-3763 locations.freeway.com
Local Insurance Group
4137 Carmichael Rd Suite 200 #24, Montgomery, AL 36106
(334) 230-7775 localinsurance.group
Jim Horne Insurance Agency, Inc.
3711 Atlanta Hwy, Montgomery, AL 36109
(334) 244-0600 jimhorneinsurance.com
Global Insurance and Services LLC
5770 Bell Rd A, Montgomery, AL 36116
(334) 600-4140 globalinsuranceal.com
Go Insurance Agency
3366 Atlanta Hwy, Montgomery, AL 36109
(334) 593-9991 goinsuranceagency.com
Harmon Dennis Bradshaw, Inc
4131 Carmichael Rd, Montgomery, AL 36106
(334) 273-7277 hdbinsurance.com
Belcher Agency Inc
631 S Perry St, Montgomery, AL 36104
(334) 262-2984 belcheragency.com
Bridgeway Insurance Group, LLC
1712 Taliaferro Trail, Montgomery, AL 36117
(334) 551-1110 bridgeway-insurance.com
Assure All Insurance
360 Mendel Pkwy E, Montgomery, AL 36117
(256) 343-0446
Clientssy Insurance Agency
9260 Boyd-Cooper Pkwy, Montgomery, AL 36117
(334) 654-9446
Thompson Insurance Inc
3300 Gatsby Ln, Montgomery, AL 36106
(334) 277-8970 thomins.com
Dozier Insurance, LLC
1514 Mulberry St, Montgomery, AL 36106
(334) 420-3798 dozierinsurance.net
Trusted Insurance Alabama
1200 Hilmar Ct, Montgomery, AL 36117
(334) 232-5916
Premiere Agency Network LLC
1712 Taliaferro Trail, Montgomery, AL 36117
(334) 551-1111 premiereagencynetwork.com
Robinson Group LLC
2931 Zelda Rd, Montgomery, AL 36106
(334) 356-3665
Ronnie Shaw - Shaw Insurance Agency
75 Market Pl, Montgomery, AL 36117
(334) 279-9400
Elyon Insurance Group
2424 E South Blvd, Montgomery, AL 36116
(334) 239-3518 insuranceplus.info

Umbrella insurance agents in Montgomery, Alabama help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. This extra layer of protection can be vital in Alabama, where state law requires minimum auto liability limits that may not cover a serious accident. Agents in Montgomery can explain how umbrella policies work with your existing coverage to safeguard your savings and future earnings.

What Does a Umbrella Insurance Agent in Montgomery Cost?

The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors that affect the premium include your driving record, the number of properties you own, and your underlying policy limits. Costs can be higher for those with multiple vehicles or rental properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Montgomery do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above the limits of your underlying home and auto policies. In Alabama, this extra coverage can protect you from large claims or lawsuits that exceed your standard policy limits.
How much umbrella coverage do I need in Alabama?
The amount of umbrella coverage you need depends on your assets and risk level. Many agents recommend at least 1 million dollars in coverage, but Alabama residents with significant assets or high-risk activities may require more. An agent can help you assess your specific situation.
Is umbrella insurance required by Alabama law?
No, Alabama law does not require umbrella insurance. However, Alabama requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. An umbrella policy can provide essential extra protection beyond these low state minimums.