The top-rated truck insurance agent in Raytown, Missouri is Freeway Insurance, rated 4.9 stars across 235 reviews. Other highly rated options include Farmers Insurance - J Robert Atkins, Reginald Green - State Farm Insurance Agent, Karen Gilkey American Family Insurance. This directory lists 14 truck insurance agents serving Raytown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 9200 E State Rte 350 | (816) 685-6987 |
| 2 | Farmers Insurance - J Robert Atkins | 10032 E 63rd St | (816) 874-4920 |
| 3 | Reginald Green - State Farm Insurance Agent | 11571 E 63rd St | (816) 356-1515 |
| 4 | Karen Gilkey American Family Insurance | 10801 E State Rte 350 Ste A | (816) 761-2880 |
| 5 | Jarrett Devereaux: Allstate Insurance | 9023 E State Rte 350 | (816) 912-4200 |
| 6 | Dick Tracy Insurance | 9425 E 63rd St | (816) 358-6100 |
| 7 | Beau Crawford - State Farm Insurance Agent | 7312 Raytown Rd Ste B | (816) 353-3026 |
| 8 | Sue Frank Insurance Agency | 10014 E 63rd St | (816) 353-4400 |
| 9 | The Overton Agency Inc American Family Insurance | 11705 E State Rte 350 c | (816) 356-3100 |
| 10 | Anchor Insurance Agency, Inc. | 6107 Blue Ridge Blvd | (816) 737-0880 |
Freeway Insurance serves residential customers in Raytown, Missouri, connecting individuals with personal truck insurance for daily driving needs. The agency also offers commercial coverage for local business fleets and independent owner-operators throughout the greater metro area. As a truck insurance agent, they help clients select liability, collision, and cargo policies appropriate for various driving risks. Following an initial policy setup, the agency provides follow-up assistance for renewals and claims between regular service visits.
Farmers Insurance - J Robert Atkins serves the Raytown, Missouri area and the surrounding Jackson County region, specializing in truck insurance agency services. The agency offers commercial vehicle policies designed to protect trucks, cargo, and liability exposures that local operators typically face. Standard coverages include physical damage protection for the vehicle itself and bodily injury liability for accident-related claims. Additionally, this insurance agency can arrange coverage for non-trucking liability when the vehicle is used for personal trips.
Reginald Green - State Farm Insurance Agent offers truck insurance coverage tailored to commercial vehicle needs in the Raytown, MO area. Services include liability, collision, and comprehensive protection for trucking operations. Coverage plans can be customized to help meet local regulatory requirements and fleet maintenance schedules. The agency assists with risk management for various property types, including single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and commercial property owners in the Raytown area rely on Karen Gilkey American Family Insurance for tailored truck insurance agent services. The agency works with local fleet operators and independent drivers to secure coverage for commercial vehicles, addressing liability and cargo protection needs. Clients benefit from personalized consultations that navigate the specific insurance requirements for operating trucks in the greater Kansas City region. The office also regularly serves communities in nearby Independence and Lee’s Summit.
Serving Raytown, Missouri, and the surrounding communities, Jarrett Devereaux: Allstate Insurance handles truck insurance for local commercial operators. The agency addresses the unique liability and cargo coverage needs of regional fleets and independent owner-operators working in the area. Managing risk with practical policies, it focuses on ensuring each vehicle complies with state and federal requirements for safe operation on Midwestern highways. The agent typically handles a job by first analyzing the driving radius and specific cargo risks of the operator to recommend an appropriate coverage limit.
For those needing a single policy quickly or ongoing risk management across multiple vehicles, Dick Tracy Insurance in Raytown, MO provides truck insurance agent services. Coverage options include liability, physical damage, and cargo protection tailored to owner-operators and small fleets. The agent assists with comparing carriers to balance premium costs with adequate limits. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s compliance cycle or policy renewal timing.
Beau Crawford in Raytown, MO focuses on truck insurance policies tailored for local and long-haul commercial vehicle operators. The agency serves independent drivers and small fleet owners with general insurance needs such as auto, home, and life coverage. It assists Raytown clients in reviewing policy limits and deductibles to match their hauling operations. During winter months, the team can help truckers reassess cargo and liability coverage for hazardous road conditions.
As the region’s busy harvest season approaches, local truckers need reliable commercial coverage that keeps pace with changing routes and cargo loads. Sue Frank Insurance Agency in Raytown, MO, provides tailored liability and physical damage policies for both owner-operators and small fleets. Their agents work to match each policy to the specific risk profile of the trucking operation. A typical first step is a thorough review of the vehicle or fleet inspection report to identify gaps before binding new coverage.
The Overton Agency Inc American Family Insurance works with truck operators in Raytown, MO, offering standard liability and physical damage coverage tailored for commercial vehicles. Its specialty truck policies can include cargo protection, roadside assistance, and coverage for non-trucking use during personal downtime. These truck insurance solutions are generally available to local operations that run fleets from downtown offices, manage inventory out of regional warehouses, or deliver supplies to food service establishments in the metropolitan area.
Based in Raytown, Anchor Insurance Agency, Inc. is a truck insurance agent providing residential service for local drivers. The agency also handles commercial coverage for regional operators and fleets serving the greater Missouri area. Policies are tailored to cover cargo, liability, and vehicle protection for various trucking needs. Anchor Insurance Agency, Inc. works with clients to schedule renewals and adjustments, ensuring consistent follow-up and repeat service between regular visits.
What Does a a Truck Insurance Agent in Raytown Cost?
Truck insurance costs in Missouri typically range from 8000 to 15000 dollars per year for a single semi-truck with basic liability coverage. Full coverage including physical damage and cargo can cost 12000 to 25000 dollars annually. Factors like driving history, cargo type, and annual mileage affect the premium. This is general information and not insurance advice.
About truck insurance agents in Raytown
Truck insurance agents in Raytown Missouri help owner-operators and fleet managers find coverage that meets state and federal requirements. Missouri law mandates minimum liability limits of 25/50/25 for commercial trucks, though most agents recommend higher limits due to cargo and equipment risks. Local agents understand the specific needs of Raytown drivers who operate on highways like I-435 and I-70.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Raytown Missouri?
Missouri requires commercial trucks to carry at least 25000 dollars in bodily injury liability per person, 50000 dollars per accident, and 25000 dollars in property damage liability. Trucks hauling hazardous materials or operating interstate may need higher federal limits.
Do I need a special license to sell truck insurance in Missouri?
Yes, truck insurance agents in Missouri must hold a valid property and casualty insurance license issued by the Missouri Department of Insurance. They must also complete continuing education courses to stay current on state regulations.
How do I find a truck insurance agent in Raytown?
You can search for licensed agents through the Missouri Department of Insurance website or ask local trucking associations for referrals. Many agents in Raytown specialize in commercial auto and can provide quotes tailored to your operation.
Truck Insurance Agents in Other Missouri Cities
Ballwin · Blue Springs · Cape Girardeau · Chesterfield · Columbia · Ellisville · Florissant · Gladstone · Independence · Jefferson City · Joplin · Kansas City · Kirkwood · Lake St Louis · Lee's Summit