The top-rated truck insurance agent in Chesterfield, Missouri is Kevin Stengel - State Farm Insurance Agent, rated 5.0 stars across 628 reviews. Other highly rated options include Ben Rister - State Farm Insurance Agent, Weiss Insurance Agency, Thomas Insurance Advisors, LLC. This directory lists 19 truck insurance agents serving Chesterfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Stengel - State Farm Insurance Agent | 36 Clarkson Wilson Center | (636) 532-5544 |
| 2 | Ben Rister - State Farm Insurance Agent | 14159 Clayton Rd | (636) 227-2010 |
| 3 | Weiss Insurance Agency | 683 Trade Center Blvd #100 | (636) 306-5526 |
| 4 | Thomas Insurance Advisors, LLC | 632 B Trade Center Blvd | (636) 536-2229 |
| 5 | Evan Richmond - State Farm Insurance Agent | 13437 Olive Blvd | (314) 469-1711 |
| 6 | The ICON Group | 500 Chesterfield Center Suite 110 | (636) 534-7204 |
| 7 | Azteca Insurance LLC | 500 Chesterfield Center Suite 110 | (314) 940-4954 |
| 8 | Farmers Insurance - Mark Puccio | 42 Four Seasons Shopping Center # 103 | (314) 434-3777 |
| 9 | First Community Insurance Agency | 17107 Chesterfield Airport Rd Suite 200 | (636) 978-6620 |
| 10 | Insurance Store Inc. | 1415 Elbridge Payne Rd #230 | (636) 532-0100 |
Kevin Stengel - State Farm Insurance Agent serves Chesterfield, Missouri and the surrounding St. Louis County area, specializing in truck insurance coverage for local and regional operators. The agency assists business owners in securing protection for commercial vehicles, including liability and physical damage policies tailored to fleet needs. In this area, it handles coverage for cargo and bobtail liability for independent truck drivers and smaller hauling companies.
Ben Rister - State Farm Insurance Agent provides a full range of truck insurance solutions tailored for commercial operators. Its service plans focus on customizing coverage options to protect cargo and vehicles, while maintenance plans help clients address risk management needs specific to local logistics. This Chesterfield, Missouri agency assists with policy reviews to ensure fleets meet compliance requirements. It serves a variety of property types, including single-family homes, apartments, retail, and restaurants that require commercial auto protection for delivery operations.
Weiss Insurance Agency provides trucking businesses in Chesterfield, Missouri, with tailored commercial auto insurance solutions for their fleets. These policies cover liability, physical damage, and cargo protection, addressing the unique risks that local truck operators encounter on regional highways and urban routes. By focusing specifically on the truck insurance category, the company helps clients manage premiums and ensure compliance with industry regulations. The agency also extends its specialized services to trucking companies operating throughout nearby Wildwood and the greater St. Louis metropolitan area.
Thomas Insurance Advisors, LLC serves Chesterfield, Missouri, and the surrounding communities with commercial truck insurance. The agency handles coverage for local and long-haul trucking operations, including liability, physical damage, and cargo protection. It aims to match each business with appropriate policies from carriers admitted in the region. To handle a typical job, the agent first reviews the client’s fleet size, operational radius, and hauling type before presenting policy options tailored to those specifics.
Evan Richmond - State Farm Insurance Agent in Chesterfield, MO, offers both one-time policy consultations and recurring coverage services tailored for local trucking operations. Services focus on securing plans that meet mandated liability and cargo protection requirements for commercial vehicles across the region. Consultations address specific fleet or independent driver needs without promoting unnecessary add-ons. Assistance runs on a scheduled and as-needed basis, supporting renewals as anticipated changes in truck routes or vehicle counts arise.
The ICON Group specializes in truck insurance policies for owner-operators and small fleets. It provides liability, physical damage, and cargo coverage for vehicles operating in Chesterfield and across Missouri. Their local agents understand the unique risks of regional hauling and long-distance routes. The agency assists drivers with adjusting coverage when winter weather increases accident hazards or when seasonal freight demand shifts operating schedules.
Spring rains in Chesterfield often bring slick highways and increased risk for truck operators, so Azteca Insurance LLC helps local owner-operators and fleets review their current cargo and liability coverage to match seasonal driving conditions. Working solely as a truck insurance agent, this firm focuses on matching policies to the specific operational needs of heavy-haul and regional delivery businesses in the St. Louis metro area. A typical first step involves a free inspection of existing policies and an assessment of cargo load schedules to identify coverage gaps.
Farmers Insurance - Mark Puccio in Chesterfield, MO, provides truck insurance coverage tailored to meet the needs of local commercial operators. It specializes in offering policy add-ons such as cargo protection, liability extensions, and roadside assistance for vehicles in transit. The agency assists businesses in selecting appropriate coverage limits to comply with state requirements and fleet operation standards. Its services are available to a range of commercial sectors, including offices managing delivery logistics, warehouses storing goods in transit, and food service companies handling temperature-sensitive shipments.
First Community Insurance Agency assists local and residential clients in Chesterfield, MO with personal insurance needs for their homes and vehicles. It also extends comprehensive commercial truck insurance coverage for operators across the greater St. Louis region, helping protect valuable cargo and fleet assets. Tailored policies are designed to address the unique risks of long-haul and local haul logistics. The agent follows up regularly between scheduled visits to adjust coverage as driving patterns or business requirements change.
Insurance Store Inc. in Chesterfield, MO is known for its specialized focus on truck insurance for local and regional operators. It offers policies that protect commercial vehicles against liability, collision, and cargo damage. Recognizing the unique demands of the transportation industry, the agency helps clients navigate coverage requirements like non-trucking liability and physical damage. Its service range includes tailoring deductibles to match individual fleet sizes and operator histories. This agency can also arrange rental reimbursement coverage to keep a truck on the road when a primary vehicle is undergoing repairs.
What Does a a Truck Insurance Agent in Chesterfield Cost?
Typical annual premiums for a single truck in Missouri range from 8000 to 15000 dollars for basic liability and physical damage. Full coverage with high limits and cargo insurance can cost 18000 to 30000 dollars per year. Rates vary based on driving history, cargo type, radius of operation, and vehicle value. This information is general and not insurance advice.
About truck insurance agents in Chesterfield
Truck insurance agents in Chesterfield Missouri help owner-operators and fleet managers find coverage that meets state and federal requirements. Missouri law mandates minimum liability limits of 25/50/25 for commercial trucks, though most carriers require higher limits for interstate hauling. Local agents understand the specific risks of I-64 and I-270 routes through the St. Louis area.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Missouri?
Missouri requires commercial trucks to carry at least 25000 dollars for bodily injury per person, 50000 dollars per accident, and 25000 dollars for property damage. Interstate carriers must also meet federal FMCSA minimums which can be higher.
Do I need a local agent in Chesterfield for my trucking business?
A local agent can help you navigate Missouri-specific filing requirements with the Department of Revenue and the Missouri Highway Patrol. They can also advise on coverage for cargo theft and loading dock accidents common in the Chesterfield industrial corridor.
How does my driving record affect truck insurance rates in Missouri?
Missouri insurers review your Motor Vehicle Record and DAC report. A single moving violation can increase premiums by 20 to 40 percent. Serious violations like DUI or reckless driving may lead to non-renewal or placement in the assigned risk pool.
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