The top-rated truck insurance agent in Lee's Summit, Missouri is Jim Hubbard Insurance, rated 4.8 stars across 462 reviews. Other highly rated options include Yahir Insurance Agency LLC, AIM Insurance, Total Insurance Solutions. This directory lists 23 truck insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 2 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 3 | AIM Insurance | 700 NW Commerce Dr | (816) 525-9246 |
| 4 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 5 | Mark Royalty - State Farm Insurance Agent | 430 SW Longview Blvd Suite 100 | (816) 744-8131 |
| 6 | Polaris Insurance Solutions | 721 NE Lakewood Blvd | (816) 800-2873 |
| 7 | Farmer's Insurance - Dakota Saur Agency | 71 SE 29th Terrace B | (913) 318-8680 |
| 8 | Michael Oehrke - State Farm Insurance Agent | 900 SW Oldham Pkwy Suite 250 | (816) 537-9004 |
| 9 | Farmers Insurance - Bret Ballentine | 16 SE 3rd St | (816) 868-1787 |
| 10 | Family Union Insurance | 200 NE Missouri Rd | (816) 537-1504 |
Jim Hubbard Insurance serves the Lee's Summit, Missouri metro area as a truck insurance agent. It provides coverage options for commercial trucks, including policies for liability, physical damage, and cargo. The agency works with local owner-operators and small fleet owners to find appropriate insurance plans. Trucking clients can expect help navigating state regulations that apply to commercial vehicles in this region. The agency also handles coverage for non-trucking liability and bobtail insurance for drivers operating under lease agreements.
Yahir Insurance Agency LLC provides truck insurance agency services in Lee's Summit, Missouri, helping clients secure policies that comply with local and commercial transportation requirements. Their general service approach works to explain coverage options and assist in selecting appropriate plans for different operational needs. Maintenance of policies is typically handled through routine renewals and adjustments as fleet or business circumstances change. The agency attends to properties such as single-family homes, apartments, retail establishments, and restaurants.
AIM Insurance serves trucking companies, owner-operators, and fleet managers in Lee's Summit, Missouri, offering commercial truck insurance tailored for local and regional routes. The agency handles coverage for liability, cargo, and physical damage to keep over-the-road operations protected. Routine policy reviews help clients stay compliant with shifting regulations in the transportation industry. Its team understands the unique risks of hauling through the Kansas City metro, providing reliable support for claims and renewals. The agency also covers trucking clients operating throughout eastern Jackson County, including the nearby community of Grain Valley.
Serving Lee's Summit and the surrounding communities of Jackson and Cass Counties, Total Insurance Solutions handles truck insurance for both owner-operators and small fleet businesses. They assist local drivers in securing the necessary liability, physical damage, and cargo coverage to meet operational demands. To complete a typical job, the agency performs a careful assessment of the specific risks each trucking operation faces and then matches those needs with an appropriate insurance policy from their available carriers.
Mark Royalty - State Farm Insurance Agent in Lee's Summit, MO, assists clients in differentiating between one-time truck insurance policies for short-term hauls and recurring commercial auto coverage for ongoing fleet operations. The agency provides liability, physical damage, and cargo insurance tailored to local freight and delivery needs. Potential customers should request a personalized risk assessment to determine appropriate protection levels. Service is available on an as-needed basis, whether for a single trip quote or an annual policy renewal.
Lee's Summit trucking companies face fluctuating freight demands and seasonal hazards on I-470 and Route 291 that can increase accident risk and insurance costs. Polaris Insurance Solutions addresses these challenges by underwriting specialized liability and cargo policies for local fleet operators. Their agents evaluate each client’s driving routes, cargo types, and annual mileage to tailor coverage limits and deductibles. An initial no-obligation risk assessment, including a review of current DOT compliance and vehicle inspection records, is offered to new commercial clients.
Farmer's Insurance - Dakota Saur Agency provides personal truck insurance for residential customers in Lee's Summit, MO, covering daily drivers and recreational vehicles. Commercial coverage is also available for local business owners who operate light-duty work trucks in the area. The agency serves Lee's Summit and the surrounding region, offering straightforward policies for common regional transportation needs. Clients can expect responsive follow-up service when adjusting policy details or handling claims between regular renewal visits.
Michael Oehrke - State Farm Insurance Agent in Lee's Summit, MO, specializes in tailored truck insurance policies for commercial operators, covering liability, cargo, and physical damage. It also provides broader personal and business insurance services to meet individual and fleet needs alike. The agency helps local drivers navigate complex coverage requirements specific to hauls through Missouri. Its assistance proves particularly valuable during severe winter weather, when icy roads increase collision risks for trucking clients.
Farmers Insurance - Bret Ballentine is known for providing reliable truck insurance coverage from its location in Lee's Summit, MO. It serves local truck operators and commercial fleets across the greater Kansas City area, addressing liability and cargo protection needs. Policies are structured to help clients meet regulatory requirements and manage on-the-road risks effectively. The agency also offers the specialty service of adding physical damage coverage for trucks and attached equipment.
What Does a a Truck Insurance Agent in Lee's Summit Cost?
Truck insurance costs in Missouri vary widely based on driving record, cargo type, and annual mileage. Owner-operators might pay between 8 thousand and 15 thousand dollars per year for basic liability and physical damage coverage. Fleet policies can cost more depending on vehicle count and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Lee's Summit
Truck insurance agents in Lee's Summit Missouri help owner-operators and fleet managers find coverage that meets state and federal requirements. Missouri law mandates minimum liability limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident for commercial trucks. Agents in Lee's Summit can also advise on cargo insurance and physical damage coverage specific to local routes and weather conditions.
Frequently Asked Questions
What minimum insurance does a truck need in Missouri?
Missouri requires commercial trucks to carry at least 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident. Higher limits are often needed for interstate hauling or valuable cargo.
Do truck insurance agents in Lee's Summit offer quotes for owner-operators?
Yes, many agents in Lee's Summit provide quotes for single-truck owner-operators as well as small fleets. They can compare policies from multiple carriers to find suitable coverage for your specific operation.
How does Missouri law affect truck insurance costs?
Missouri is a fault state, meaning the at-fault driver's insurance pays for damages. This can influence premium rates. Local factors like traffic density in Lee's Summit and nearby Kansas City also affect pricing.
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