The top-rated truck insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 19 truck insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 3 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 4 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 5 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 6 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 7 | Eric Thomas - State Farm Insurance Agent | 2786 N Hwy 67 | (314) 839-2100 |
| 8 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 9 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 10 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
Alex Vogt - State Farm Insurance Agent serves the Florissant, Missouri, area and provides truck insurance solutions for local commercial vehicle operators. The agency handles policies tailored to the specific risks and coverage needs of trucking businesses. Regular offerings include liability protection and physical damage coverage for cargo and vehicles. The agency works with independent owner-operators and small fleet owners to secure policies meeting regulatory requirements. Truck insurance specialists at the agency help clients with customized coverage limits and deductibles.
John "Rock" Simmons - State Farm Insurance Agent provides truck insurance coverage for commercial vehicles operating in the Florissant, Missouri area. The agency offers liability, physical damage, and cargo insurance policies tailored to local trucking operations. Maintenance plans include routine coverage reviews to adjust for changing fleet sizes or driving routes. This truck insurance agent services single-family homes, apartments, retail stores, and restaurants.
Dimitri Owens serves commercial truck owners, fleet operators, and independent long-haul drivers in the Florissant area, providing truck insurance policies tailored to the unique risks of cargo transportation and vehicle liability. As a State Farm agent, he helps clients navigate coverage options such as physical damage, cargo protection, and roadside assistance for their trucks. His office assists with binders, renewals, and claims support for local and regional hauls. Dimitri Owens’ agency also offers its truck insurance services to businesses and drivers in the neighboring Saint Louis metropolitan region.
Shelter Insurance - Chris Hamilton in Florissant, MO distinguishes between one-time policy purchases for individual trucks and recurring service options through ongoing liability or cargo coverage. As a truck insurance agent in the area, the agency helps local operators secure policies that address vehicle protection, freight liability, and business interruption risks common to commercial trucking. Service here runs on both an as-needed basis for single-vehicle endorsements and a scheduled basis for annual policy renewals.
AAA Florissant Insurance and Member Services provides truck insurance coverage in Florissant, Missouri, and the surrounding St. Louis metro communities. It handles policies for local owner-operators and small to medium-sized commercial truck fleets operating in the region. The agency helps clients select appropriate liability, physical damage, and cargo protection based on typical freight and route profiles common to this area. Each coverage plan is reviewed individually against the driver’s daily operational hazards and local regulatory requirements.
Darrell Ditto American Family Insurance specializes in providing coverage for local owner-operators and small fleet trucks, addressing the unique liability and cargo risks they face. It serves Florissant by handling comprehensive policy reviews and claim support for commercial vehicles. Its general service also extends to offering personal auto and home insurance for area residents. Before winter weather begins, the agent helps truckers confirm adequate physical damage protection and roadside assistance coverage for snow-related hazards.
As the busy harvest season arrives on the roads near Florissant, local truck operators need reliable coverage to protect their vehicles and cargo. Eric Thomas, a State Farm Insurance agent, works directly with commercial drivers in the area to find appropriate liability and physical damage policies. Each account is handled individually, ensuring the policy matches the specific freight and route requirements of the client. The initial step involves a thorough assessment of the truck fleet to establish a correct quote for the driver’s needs.
Jan Grafeman’s agency in Florissant provides truck insurance designed to protect commercial vehicles and their operators. The company specializes in adding physical damage coverage for the cargo being hauled and liability protection for on-road incidents. Each policy can also include comprehensive coverage against non-collision risks such as theft or weather damage. These plans are structured to serve various business sectors, including office fleets, warehouse logistics operations, and food service delivery companies that require reliable fleet protection across local routes.
The Milburn Agency in Florissant, MO provides residential truck insurance service for owner-operators and small fleets. Commercial coverage is also available to protect local businesses that rely on trucks for daily operations. Their service area includes Florissant and nearby communities within the St. Louis region. Policies are tailored to meet the specific liability and cargo needs of the trucking industry. The team helps drivers review their coverage when a policy is up for renewal and is available for follow-up service between regular annual visits.
Alternatives Insurance in Florissant, MO is known for providing local businesses with commercial truck insurance that meets state and federal coverage requirements. The agency serves regional owner-operators and small fleets, helping them manage liability risks while navigating Missouri’s regulatory landscape. Beyond standard policies, the company can assist clients with specialized inland marine coverage to protect tools and cargo during transit.
What Does a a Truck Insurance Agent in Florissant Cost?
The cost of truck insurance in Missouri varies widely based on driving record vehicle type and coverage limits. A basic liability policy for a single truck might range from 3 thousand to 8 thousand dollars per year. Full coverage with cargo and physical damage can exceed 15 thousand dollars annually. This is general information and not insurance advice.
About truck insurance agents in Florissant
Truck insurance agents in Florissant Missouri help owner-operators and fleet managers meet Missouri liability requirements. Missouri law mandates minimum liability coverage of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents understand the specific needs of trucks operating on Interstate 270 and other major routes near Florissant.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Missouri?
Missouri requires at least 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident. For commercial trucks, the Federal Motor Carrier Safety Administration may require higher limits such as 750 thousand dollars or more depending on cargo and weight.
Do I need a special license to sell truck insurance in Florissant?
Yes agents must hold a Missouri insurance producer license. They must also complete continuing education courses every two years to maintain their license and stay current on commercial auto regulations.
How does Missouri law affect truck insurance claims?
Missouri follows a fault-based system for auto accidents. The statute of limitations for filing a lawsuit after a truck accident is five years from the date of the accident for property damage and five years for personal injury.
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