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HomeTruck Insurance AgentsMissouri › Cape Girardeau

Find Truck Insurance Agents Near You in Cape Girardeau, MO

Browse truck insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated truck insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Coalter Insurance Group. This directory lists 19 truck insurance agents serving Cape Girardeau.

Showing 19 truck insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Coalter Insurance Group1001 Independence St(573) 339-1222
5Farmers Insurance - Tom Smith1928 Golden Eagle Ct #3(573) 651-6515
6Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
7Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
8Nick Hogan - State Farm Insurance Agent980 N Kingshighway St Suite 102(573) 332-0502
9Brightway Insurance, The Prima Agency1936 Broadway St B(573) 335-5822
10Arnold Insurance875 N Kingshighway St(573) 651-0509
DI
1009 N Kingshighway St
Discount Insurance Group
Truck Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves the Cape Girardeau, Missouri area as a local truck insurance agent. The company helps owner-operators and fleet managers secure coverage for their commercial vehicles, including liability and physical damage protection. As brokers, they compare policies from multiple carriers to find suitable plans for regional and long-haul trucking needs. They handle motor truck cargo coverage for goods in transit and non-trucking liability for when trucks are used for personal trips.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Truck Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben provides truck insurance agent services for clients in Cape Girardeau, MO. It offers commercial auto and liability coverage tailored to local trucking operations. Specific service plans include policy reviews to adjust coverage for changing fleet needs and claims assistance to help manage incidents efficiently. The agent also works with area businesses to identify appropriate risk management solutions for their vehicles. It covers trucking operations that serve a mix of properties, including single-family homes, apartments, retail, and restaurants.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Truck Insurance Agent · Cape Girardeau, MO

Trucking companies and independent owner-operators in the Cape Girardeau area turn to TIG Thomas Insurance Group for commercial truck insurance. The agency assists clients in securing liability, physical damage, and cargo coverage for their fleets and single vehicles. Understanding the unique regulatory requirements for heavy trucks and local haulers, the team works to match policies with operational needs. It also provides risk management advice for regional routes. In addition to serving Cape Girardeau, the agency covers clients working out of Jackson and Scott City.

CI
1001 Independence St
Coalter Insurance Group
Truck Insurance Agent · Cape Girardeau, MO

Coalter Insurance Group provides truck insurance services to Cape Girardeau, Missouri, and its surrounding communities. The company handles commercial truck policies for owner-operators and small fleets operating in the area. Its truck insurance agent work covers liability, cargo, and physical damage coverage tailored to local routes. To handle a typical job, Coalter Insurance Group assesses each client's specific hauling needs and driving history before comparing available policy options.

FI
1928 Golden Eagle Ct #3
Farmers Insurance - Tom Smith
Truck Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Tom Smith serves Cape Girardeau, MO, as a truck insurance agent. This means customers can choose between a single policy for a one-time need or a recurring plan that renews automatically over time. Their coverage is designed specifically for commercial trucks, addressing liability, cargo, and physical damage risks. Service is offered on either a one-time or an as-needed basis based on the client's changing schedule or specific trip requirements.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Truck Insurance Agent · Cape Girardeau, MO

As a dedicated truck insurance agent, Hoesli Insurance Agency specializes in policies tailored for commercial vehicles, including cargo and liability coverage. It serves local owner-operators and regional fleets in Cape Girardeau, MO, assessing individual risk to match appropriate protection. The agency focuses on compliance requirements for interstate transport and Missouri Department of Transportation regulations. When winter weather or spring flooding disrupts freight schedules, the team assists with coverage adjustments and claims guidance to minimize driver downtime and keep business moving on schedule.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Truck Insurance Agent · Cape Girardeau, MO

With the spring shipping season bringing increased traffic to Interstate 55 and Route 61, fleet operators in Cape Girardeau rely on Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® for comprehensive truck coverage. Policies address liability, cargo loss, and physical damage for both owner-operators and small fleets operating in southeast Missouri. Navigating local farm-to-market roads requires policies tailored to specific machinery and hauling schedules. The initial step involves a detailed on-site inspection of the truck, its cargo area, and safety equipment.

NH
980 N Kingshighway St Suite 102
Nick Hogan - State Farm Insurance Agent
Truck Insurance Agent · Cape Girardeau, MO

Nick Hogan - State Farm Insurance Agent in Cape Girardeau, MO, provides local truck insurance with coverage for liability, physical damage, and cargo. Specialty options can include roadside assistance and coverage for non-owned trailers. This agency works to structure policies that meet the demands of regional haulers and owner-operators. It can serve commercial sectors such as offices, warehouses, and food service facilities.

BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Truck Insurance Agent · Cape Girardeau, MO
AI
875 N Kingshighway St
Arnold Insurance
Truck Insurance Agent · Cape Girardeau, MO

Arnold Insurance offers specialized coverage for commercial trucks, including liability, physical damage, and cargo protection. Based in Cape Girardeau, Missouri, the agency tailors policies for owner-operators and small fleets navigating regional routes. They assist with standard claims processing and compliance with interstate freight regulations. During the winter months, they help truckers address increased risks from icy roads and weather-related cargo delays in the Midwest corridor.

BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Truck Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Truck Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
AB
2524 William St
Andy Bullinger, Jr. - State Farm Insurance Agent
Truck Insurance Agent · Cape Girardeau, MO
(573) 334-8601
andybullinger.com
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Truck Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Truck Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
SI
1418 N Kingshighway St
Shelter Insurance - Terri Shaw
Truck Insurance Agent · Cape Girardeau, MO
(573) 335-8116
shelterinsurance.com/CA/agent/TERRISHAW
BS
1213 N Kingshighway St B
Bo Shantz - State Farm Insurance Agent
Truck Insurance Agent · Cape Girardeau, MO
(573) 651-3325
boshantz.com
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Truck Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
PI
1650 N Kingshighway St
Precision Insurance & Financial Services Inc
Truck Insurance Agent · Cape Girardeau, MO
(877) 908-6837
precisioninsuranceagency.com

What Does a a Truck Insurance Agent in Cape Girardeau Cost?

Truck insurance costs in Missouri typically range from 800 to 2,500 dollars per month for a single truck depending on driving history, cargo type, and coverage limits. Factors like annual mileage and radius of operation also affect premiums. This is general information and not insurance advice.

About truck insurance agents in Cape Girardeau

Truck insurance agents in Cape Girardeau Missouri help owner-operators and fleet managers secure liability and cargo coverage. Missouri law requires minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for commercial vehicles. Local agents understand the unique risks of hauling freight along Interstate 55 and the Mississippi River corridor.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Missouri?

Missouri requires commercial trucks to carry at least 25,000 dollars in bodily injury liability per person and 50,000 dollars per accident. Property damage liability must be at least 10,000 dollars. Higher limits are often needed for interstate operations.

How do I find a truck insurance agent in Cape Girardeau?

You can search online for local independent agencies that specialize in commercial auto coverage. Many agents in Cape Girardeau offer quotes from multiple carriers and can help you meet Missouri Department of Transportation filing requirements.

Does Missouri require underinsured motorist coverage for trucks?

Missouri law requires all motor vehicle policies to include uninsured motorist coverage unless you reject it in writing. Underinsured motorist coverage is also available and recommended for truck operators to protect against losses caused by drivers with insufficient limits.

Truck Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.