The top-rated truck insurance agent in Kansas City, Missouri is Traders Insurance Company, rated 4.2 stars across 2,664 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - Thomas Angier, Bargain Insurance Connection. This directory lists 18 truck insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Traders Insurance Company | 9300 Troost Ave | (800) 369-0369 |
| 2 | Freeway Insurance | 3900 Broadway Blvd A | (913) 804-4002 |
| 3 | Farmers Insurance - Thomas Angier | 404 Bannister Rd E | (816) 416-8077 |
| 4 | Bargain Insurance Connection | 2635 NE Vivion Rd | (816) 453-7722 |
| 5 | Abbott Insurance Inc. | 8117 N Oak Trafficway | (816) 452-8810 |
| 6 | Midwest Professional Insurance | 4037 Central St | (913) 747-1000 |
| 7 | Bukaty Companies Property & Casualty - North | 9200 NE Barry Rd Ste. 200 | (816) 781-4922 |
| 8 | David Krough - State Farm Insurance Agent | 9229 Ward Pkwy # 270 | (816) 943-6166 |
| 9 | Nominal Insurance | 5545 N Oak Trafficway Suite 12A | (816) 569-6611 |
| 10 | Wilsons Creek Insurance Inc | 7509 NW Tiffany Springs Pkwy Ste 103 | (816) 631-0770 |
Traders Insurance Company serves the Kansas City, Missouri metro area as a provider of truck insurance products. It offers coverage policies designed to protect commercial trucks, trailers, and their cargo during transport. The company assists local owner-operators and larger fleets in meeting liability and physical damage insurance requirements necessary for regional hauling. It also provides services tailored to keep commercial vehicles compliant with state and federal bonding mandates. Specific services include occupational accident coverage for independent drivers and comprehensive motor truck cargo insurance for goods in transit.
Freeway Insurance serves Kansas City, Missouri, and the surrounding communities with truck insurance agent services. It handles coverage needs for commercial trucks, including liability and physical damage policies. The agency interacts with local owner-operators and fleet managers to address their specific risk profiles. It works by assessing individual driving routes and cargo types to propose appropriate policy terms and limits.
As a truck insurance agent in Kansas City, MO, Farmers Insurance - Thomas Angier provides coverage options for commercial vehicles, including liability, physical damage, and cargo insurance. Service or maintenance plans are structured to assist with policy reviews and claim filing support for local owner-operators and fleet clients. The business serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Bargain Insurance Connection serves commercial trucking operators and fleet owners throughout Kansas City, Missouri, helping them secure coverage for liability, cargo, and physical damage. The agency works with local drivers to understand regional traffic and cargo regulations, providing policies tailored to short-haul and long-haul needs. It also assists independent owner-operators in finding competitive rates for their rigs. Additionally, the company extends its services to trucking businesses located in Independence and the surrounding eastern Jackson County communities.
Serving Kansas City, Missouri, and the surrounding communities, Abbott Insurance Inc. specializes in truck insurance for local and regional operators. The agency helps commercial drivers and fleet owners secure the coverage their vehicles require on area highways and city roads. Each policy is tailored to meet liability and cargo protection needs. The firm handles a typical job by first assessing risk exposure and the specific routes each client runs.
Midwest Professional Insurance, located in Kansas City, Missouri, provides both single-policy purchases for independent owner-operators and ongoing coverage programs for established fleets. Their truck insurance policies address liability, cargo, and physical damage exposures common across regional freight routes. Because regulatory requirements and risk profiles differ by operation, they tailor each plan to the client’s specific cargo and radius. Appointments are available as a one-time consultation, on a scheduled quarterly review cycle, or as needed following a roadside or compliance change.
Located in Kansas City, MO, Bukaty Companies Property & Casualty - North offers specialized commercial truck insurance policies tailored for local and over-the-road carriers. Its agents also handle general business insurance needs, including liability and cargo coverage. The company regularly assists fleet operators with securing coverage adjustments during seasonal shifts, such as when spring construction increases exposure to road debris and higher traffic volumes.
Based in Kansas City, Missouri, David Krough as a State Farm Insurance Agent provides truck insurance coverage to protect vehicles, cargo, and driver liability. This specialty includes options for physical damage on rigs and trailers, plus coverage for non-trucking liability and motor truck cargo. Policies are tailored to handle the unique risks of commercial transportation across the Midwest. The agent can assist business operations for local distribution offices, area warehouses, and food service providers needing fleet protection.
When seasonal weather shifts put extra pressure on Kansas City freight schedules, Nominal Insurance provides truck insurance agent services tailored to commercial vehicle operators in the area. The agency works to match local trucking businesses with appropriate liability and cargo coverage options. Its focus remains on helping independent owner-operators and small fleets understand policy details before making a choice. A new account begins by assessing the specific cargo and hauling routes to recommend the correct protection.
What Does a a Truck Insurance Agent in Kansas City Cost?
Truck insurance costs in Missouri vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can start around 3 thousand dollars per year, while full coverage with cargo and physical damage may cost 8 thousand to 15 thousand dollars annually. Factors like Kansas City urban routes and winter weather can affect premiums. This is general information and not insurance advice.
About truck insurance agents in Kansas City
Truck insurance agents in Kansas City Missouri help owner-operators and fleet companies find coverage that meets state and federal rules. Missouri law requires minimum liability insurance of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Local agents understand Kansas City traffic patterns and the specific needs of regional and long-haul trucking.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Missouri?
Missouri requires commercial trucks to carry at least 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident. Property damage liability must be at least 10 thousand dollars. Higher limits are often needed for interstate operations.
How do I find a truck insurance agent in Kansas City?
You can search online directories or ask other trucking companies for referrals. Look for agents who specialize in commercial auto and have experience with Missouri DOT rules. Many agents offer free quotes and policy reviews.
Does Missouri require cargo insurance for trucks?
Missouri does not mandate cargo insurance by state law, but most shippers and brokers require it. Typical cargo coverage limits range from 10 thousand to 100 thousand dollars depending on the freight value.
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