The top-rated truck insurance agent in Nixa, Missouri is Jayne Young: Allstate Insurance, rated 4.9 stars across 232 reviews. Other highly rated options include Osborne Financial Group Insurance Services, Farmers Insurance - Travis Lewis, Jordan Heinz - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Nixa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jayne Young: Allstate Insurance | 755 Guin Rd | (417) 714-0774 |
| 2 | Osborne Financial Group Insurance Services | 107 Aldersgate Dr Suite 12 | (866) 247-9298 |
| 3 | Farmers Insurance - Travis Lewis | 307 West St Suite 100 | (417) 413-1314 |
| 4 | Jordan Heinz - State Farm Insurance Agent | 103 S Ridgecrest Ave Suite 5 | (417) 725-2621 |
| 5 | David Dupree - State Farm Insurance Agent | 1563 Rosewood Ln Suite D | (417) 724-2727 |
| 6 | Shelter Insurance - Michelle Pender | 409 Northview Rd Suite 1 | (417) 725-3009 |
| 7 | Tracie Bibb: Allstate Insurance | 227 Downing St Ste 1 | (417) 886-4979 |
| 8 | Haymes Insurance Agency | 205 Village Center St | (417) 725-3808 |
| 9 | Shelter Insurance - Jeremy Hunt | 216 Village Center St Unit A | (417) 714-4029 |
| 10 | Goosehead Insurance - Craig Golmen | 204 S Main St Suite 4 | (417) 460-5228 |
Jayne Young: Allstate Insurance serves the Nixa, Missouri area as a local truck insurance agent. The company offers coverage packages designed to address the unique operational risks faced by commercial trucking businesses. Policies typically include protection for cargo, liability for on-road incidents, and coverage for physical damage to vehicles. This agency handles specialized truck insurance needs, including non-trucking liability coverage and motor truck cargo insurance.
Osborne Financial Group Insurance Services provides a full range of commercial truck insurance options for local and long-haul operators in Nixa, MO, along with ongoing policy reviews and risk management support. Their service approach includes regular policy audits to ensure coverage keeps pace with fluctuating fleet sizes and cargo types. The agency handles all necessary filings and compliance paperwork for client vehicles. Its service portfolio covers single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Travis Lewis serves Nixa, Missouri, and the surrounding communities in the Ozarks region. The agency handles truck insurance coverage for both commercial and personal trucking needs. They assist with liability, collision, and comprehensive policies tailored to various types of truck operations. When managing a typical job, the agent works directly with the client to assess specific risks and coverage requirements before presenting available policy options. This personalized consultation process ensures the insurance plan aligns with the trucker’s daily routes and cargo requirements.
Jordan Heinz - State Farm Insurance Agent in Nixa, MO, offers both one-time policy quotes and recurring coverage plans for trucking operations. Commercial auto and liability protections help local drivers meet regulatory requirements and safeguard assets. Truck insurance in this area accounts for regional freight routes and vehicle classifications. Each policy is tailored to the specific needs of the business, with options for physical damage coverage and cargo insurance. Service runs on a one-time, scheduled, or as-needed basis depending on policy changes or renewal cycles.
David Dupree - State Farm Insurance Agent serves local business owners, independent long-haul operators, and fleet managers who need commercial truck insurance in the Nixa area. The agency specializes in policies that address liability, cargo, physical damage, and other coverage needs common to the trucking industry. Clients rely on personalized service and dedicated claims assistance when incidents occur on the road. The agency also covers business and personal auto, homeowners, and life insurance. David Dupree serves customers throughout southwest Missouri, including nearby Ozark and the greater Springfield metro area.
Shelter Insurance - Michelle Pender specializes in truck insurance for commercial vehicles, including liability, cargo, and physical damage coverage in Nixa, MO. The agency also provides standard personal auto and homeowners insurance for local residents. Agents here help commercial drivers assess their liability risks and understand policy requirements for their specific routes and loads. Seasonal weather can affect delivery schedules and parking safety, so reviewing coverage before winter storms or summer construction zones is a common concern the agency addresses.
As spring rains peak and summer construction ramps up, commercial fleets in southwest Missouri face increased risks on slick highways and busy rural roads. Tracie Bibb: Allstate Insurance in Nixa provides truck-specific liability and physical damage coverage tailored for local owner-operators and small hauling businesses. Policies address cargo protection, roadside assistance, and seasonal liability shifts common to the Ozarks. Every new account begins with a full inspection of vehicle records and driver qualifications to assess coverage needs.
Haymes Insurance Agency works with vehicle owners and operators in and around Nixa, Missouri, providing general insurance policies for trucks and local fleets. Additional coverage options commonly address cargo, roadside assistance, and liability protection tailored to commercial vehicles. Serving businesses that rely on transport, the agency writes policies for delivery trucks, service vans, and long-haul operations. Its policies can cover small offices, warehouse logistics, and food service distribution companies needing specialized liability and cargo risk management.
Shelter Insurance - Jeremy Hunt in Nixa, Missouri is known for providing truck insurance coverage to local commercial drivers and fleet operators. The agency serves independent owner-operators and small运输 companies throughout the greater Nixa region and southwest Missouri. Common truck insurance policies include liability, physical damage, cargo coverage, and non-trucking liability protection. This agency also specializes in adding on coverage for refrigerated cargo or specialized equipment hauling.
Goosehead Insurance - Craig Golmen serves residents of Nixa with personal truck coverage for daily driving. The agency also provides commercial policies for local small fleets and owner-operators operating throughout southwest Missouri. Agents assess liability, cargo, and physical damage exposures unique to trucking. Clients receive clear policy explanations tailored to their operational needs. After an initial policy is written, the agency reaches out to verify coverage still matches changing vehicle usage and can schedule routine policy updates between regular review cycles.
What Does a a Truck Insurance Agent in Nixa Cost?
Truck insurance costs in Missouri vary widely based on driving record, cargo type, and annual mileage. A typical owner-operator might pay between 8,000 and 15,000 dollars per year for a basic policy with 1 million dollars in liability coverage. Factors like hazmat hauling or poor credit can raise premiums significantly. This is general information and not insurance advice.
About truck insurance agents in Nixa
Truck insurance agents in Nixa Missouri help owner-operators and fleets find coverage that meets state and federal requirements. Missouri law mandates minimum liability limits of 25/50/25 for commercial trucks, though most carriers require higher limits. Local agents understand the specific needs of trucking in the Springfield area and can guide you through Missouri Department of Transportation filings.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Missouri?
Missouri requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. Many brokers and shippers require much higher limits, often 1 million dollars or more.
Do I need a Missouri-specific filing for my truck insurance policy?
Yes. If you are based in Missouri or operate primarily in the state, your agent must file proof of insurance with the Missouri Department of Transportation. This is often done through the Missouri Unified Carrier Registration system.
How does a Nixa truck insurance agent help with interstate authority?
An agent can help you obtain the required BMC-91 or BMC-91X filings with the Federal Motor Carrier Safety Administration. They will also ensure your policy meets the 750,000 dollar minimum liability requirement for interstate freight hauling.
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