The top-rated supplemental insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 12 supplemental insurance agents serving Somers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The K Merritt Agency | 366 US-202 | (914) 276-3400 |
| 2 | City Building Owners Insurance | 293 NY-100 #109 | (877) 576-5200 |
| 3 | Girolamo Insurance | 253 US-202 | (914) 962-9777 |
| 4 | Health Plans NY Group Health Insurance Experts New York | 189 NY-100 | (914) 633-1717 |
| 5 | Richard Sweig Insurance | Max Broker Services LLC | 30 David Rd | (914) 248-6797 |
| 6 | State Farm Insurance | 1885 Commerce St | — |
| 7 | Growth Insurance New York | 100 W Hill Dr | (914) 477-3651 |
| 8 | Stuart E Cohen Ltd | 293 NY-100 | (877) 576-5200 |
| 9 | The Gerlitz Group | The Cottage House, 189 NY-100 | (914) 277-2227 |
| 10 | Acrisure Somers, NY (Hudson Sound Brokerage Corporation) | 101 The Ln | (914) 669-6000 |
The K Merritt Agency serves the Somers, NY, area and surrounding communities as a supplemental insurance agent. It assists individuals with policies designed to complement major medical health plans, addressing gaps in coverage for everyday health needs. Clients can access plans for hospital confinement and critical illness. Services include helping residents evaluate and enroll in accident insurance and fixed-benefit indemnity policies.
City Building Owners Insurance in Somers, NY offers a specific range of supplemental insurance products for local property owners. Its service plans cover common gaps left by standard policies, providing financial protection for deductibles, co-pays, and excluded loss scenarios. Routine consultation and policy review are included to ensure coverage adapts to changing needs. The company develops ongoing maintenance schedules for easy renewals and claim support. It services single-family homes, apartments, retail storefronts, and local restaurants.
Girolamo Insurance serves homeowners, businesses, and property managers in Somers, New York, seeking supplemental insurance coverage. Such policies help bridge gaps left by primary health or property plans, offering financial protection for unexpected out-of-pocket costs. The agency guides local clients through options like accident, critical illness, and hospital indemnity plans to tailor coverage to individual needs. Its office also provides support for residents and commercial accounts in nearby Yorktown Heights and the greater northern Westchester County area.
Somers, New York, and its surrounding communities are the primary service area for Health Plans NY Group Health Insurance Experts New York. This agency focuses on supplemental insurance, handling plans that help cover costs beyond major medical policies. Common needs from local clients include gap-filling coverage for dental, vision, accident, and hospital indemnity. To handle a typical client’s request, the agency first assesses individual health needs and budget, then compares available supplemental options from different carriers before presenting the most suitable policy choices.
Richard Sweig Insurance | Max Broker Services LLC in Somers, NY distinguishes between one-time supplemental policies, designed to fill specific, immediate gaps in coverage, and recurring options that provide ongoing support alongside a primary health plan. As a supplemental insurance agent in this area, the company helps clients address costs such as deductibles or copays through tailored policy selections. Service is available on a one-time, scheduled, or as-needed basis depending on the client's changing needs and policy type.
As seasonal changes in Somers bring new health and financial considerations, Growth Insurance New York helps local residents review their supplemental insurance options. This independent agency focuses on plans that can fill gaps in Medicare or employer coverage. By taking time to understand each client’s current needs and budget, they guide individuals toward suitable policies. A typical first step involves a no-obligation inspection of existing coverage to identify any missing protections or cost-saving opportunities.
Stuart E Cohen Ltd assists individuals and businesses in the Somers area with foundational insurance needs, while also offering specialized supplemental coverage to address gaps not filled by primary policies. This includes tailored plans for unforeseen medical costs, accident-related expenses, or critical illness support. Clients may also explore added protections for disability or hospital confinement. The company’s services are available to commercial sectors such as offices, warehouses, and food service operations, providing flexible options for varied workplace environments.
The Gerlitz Group serves residential clients in Somers, New York, offering supplemental insurance that bridges gaps in primary health coverage. Commercial policies are also available for local businesses in the surrounding area. This agency helps individuals manage out-of-pocket costs by providing plans for accidents, critical illness, and hospital indemnity. Representatives take time to explain different options, ensuring each policy suits specific needs. After any claim or policy change, the team follows up thoroughly, returning to review coverage before each regular renewal period to keep plans aligned with current circumstances.
Acrisure Somers, NY (Hudson Sound Brokerage Corporation) is known for connecting local residents with supplemental insurance policies that help cover costs not paid by major medical plans. It serves Somers and surrounding communities in Putnam and Westchester counties, offering access to Medicare supplements, dental, vision, and critical illness coverage through a range of carriers. The agency assists clients in evaluating gaps in their health coverage and matching them to appropriate short-term or long-term options. Its specialty service includes planning for accident recovery insurance as an add-on.
What Does a a Supplemental Insurance Agent in Somers Cost?
Supplemental insurance agent services in Somers are typically free to consumers, as agents earn commissions from insurance companies. Medigap Plan G premiums in New York can range from 150 to 400 dollars per month for a 65-year-old, depending on the insurer and location. Costs vary by age, health, and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Somers
Supplemental insurance agents in Somers, New York help residents find policies that cover gaps in Medicare or other primary plans. New York law requires Medigap plans to be guaranteed issue for eligible beneficiaries during certain enrollment periods. Local agents can explain how state regulations affect your coverage options and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in Somers?
A supplemental insurance agent in Somers helps you find policies like Medigap or accident insurance to cover costs not paid by your primary plan. They are licensed in New York and must follow state insurance laws.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there New York rules about pre-existing conditions for supplemental insurance?
Yes, New York law limits pre-existing condition exclusions for Medigap policies. If you enroll during your open enrollment period, insurers cannot impose a waiting period for pre-existing conditions.
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